Heartland National Medicare Supplement Plans, Alabama
This page contains editorial content that is not endorsed or approved by Heartland National Life Insurance Company[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 2009 |
| NAIC Number: | 66214 |
| Policy Fee: | $25.00 |
Which Supplemental Medicare Plans Does Heartland National Offer in Alabama?
Heartland National Life Insurance Company offers 4 different Medigap plans in Alabama . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Heartland National offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
Heartland National Medigap Plan Benefits Comparison Chart
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Heartland National:
REVIEW: Heartland National Medicare Supplements in Alabama
Heartland National scored 3.0 out of 5.0 based on our scoring method. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- More than 10 years in the Medicare Supplements business.
Cons
- Plan F premium not in top 10 best.
- Unknown financial strength (no A.M. Best rating).
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Heartland National's Medicare supplement plan offering in Alabama versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Heartland National Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in Alabama. The following table shows how Heartland National stacks up with the competition.
Contact Heartland National Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Heartland National Medigap plans are available to all Alabama Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Heartland National. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing a Medicare Supplement carrier, be sure to get the Heartland National Medigap rate increase history in Alabama. The lowest rate now may not be the lowest rate in the future.
Availability
Heartland National services Medicare supplement insurance in Birmingham, Auburn, Decatur, Dothan, Huntsville, Mobile, Montgomery, Tuscaloosa, and most other Alabama cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Heartland National Medigap plans in Alabama with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?