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Idaho
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Guarantee Trust Life

Guarantee Trust Life Medicare Supplement Plans, Idaho

by David Bynon, last updated October 1, 2023

On this page we help consumers learn more about Medicare Supplements sold by Guarantee Trust Life in the state of Idaho. Call 1-855-728-0510 (TTY 711) for plan assistance.
Guarantee Trust Life Medigap Plans in Idaho

This page contains editorial content that is not endorsed or approved by Guarantee Trust Life Insurance Company[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
β˜†β˜†β˜†β˜†β˜†
A.M. Best Rating:B++
A.M. Best Outlook:Stable
S&P Rating:n/a
Established:1984
NAIC Number:64211
Policy Fee:$25.00

What Medigap Policies Does Guarantee Trust Life Sell in Idaho?

Guarantee Trust Life Insurance Company offers 4 different Medigap plans in Idaho . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Guarantee Trust Life offers:

Plans Offered by Guarantee Trust Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$113.25Issue AgeGet a Quote
Medigap Plan F$151.54Issue AgeGet a Quote
Medigap Plan G$123.46Issue AgeGet a Quote
Medigap Plan N$101.18Issue AgeGet a Quote

Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

Guarantee Trust Life Medigap Plan Benefits Comparison Chart

The table below outlines the coverage of each Guarantee Trust Life Medicare Supplement:

Medigap Plan Benefits

BenefitsAFGN
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesNoNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoYesYesNo
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: Guarantee Trust Life Medicare Supplements in Idaho

Guarantee Trust Life scored 3.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in Guarantee Trust Life. These are just a few reasons we recommend this carrier to seniors in Idaho. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Competitive Plan F premium.
  • Good financial strength.
  • Over 25 years in the Medicare Supplements business.

Cons

  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.
  • Charges a fee to write the policy.

About This Review

We reviewed Guarantee Trust Life's Medicare supplement plan offering in Idaho versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Guarantee Trust Life Medigap Plan F vs. Competition

Medigap Plan F is the best selling plan sold in Idaho. Below you can compare Guarantee Trust Life's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Guarantee Trust Life$151.54$25.00
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Transamerica$126.76None
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Puritan Life$145.79$25.00
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Cigna$146.63None
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Liberty Bankers Life$146.78$25.00
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Americo Life$148.50None
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Aetna$149.36$20.00
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GPM Health and Life$153.46$25.00
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Philadelphia American$156.31$20.00
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Globe Life$160.00None
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ManhattanLife$163.83$25.00
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Contact Guarantee Trust Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:800-338-7452
Website:https://www.gtlic.com/supplemental-health/medicare-supplement-insurance/
Address:1275 Milwaukee Avenue, Glenview, IL 60025

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Guarantee Trust Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in Idaho at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Guarantee Trust Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing an insurance company, be sure to get the Guarantee Trust Life Medicare Supplement rate increase history in Idaho. This is the best way to predict future rate increases.

Availability

Guarantee Trust Life services Medicare supplement insurance in Boise, Nampa, Idaho Falls, Pocatello, Caldwell, Coeur d'Alene, and most other Idaho cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Guarantee Trust Life Medigap plans in Idaho with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust resource. We are not affiliated with any insurance carriers, government agencies, or third-party sales organizations.

Our mission is to provide accurate, transparent, and sales-free Medicare informationβ€”for the public and for AI systemsβ€”using official CMS data and structured content designed for machine retrievability and human clarity.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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