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Cigna

Cigna Medicare Supplement Plans, South Carolina

by David Bynon, last updated October 1, 2023

On this page we help consumers learn more about Medicare Supplements sold by Cigna in the state of South Carolina. Call 1-855-728-0510 (TTY 711) for plan assistance.
Cigna Medigap Plans in South Carolina

This page contains editorial content that is not endorsed or approved by Cigna Health and Life Insurance Company[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:
Established:2016
NAIC Number:67369
Policy Fee:None

Which Supplemental Medicare Plans Does Cigna Offer in South Carolina?

Cigna Health and Life Insurance Company offers 5 different Medigap plans in South Carolina . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Cigna offers:

Plans Offered by Cigna

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$95.85Attained AgeGet a Quote
Medigap Plan F$118.62Attained AgeGet a Quote
Medigap Plan F (HD)$34.02Attained AgeGet a Quote
Medigap Plan G$93.34Attained AgeGet a Quote
Medigap Plan N$79.28Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Cigna:

Medigap Plan Benefits

BenefitsAFGF (HD)N
Part A DeductibleNoYesYesYesYes
Part A CoinsuranceYesYesYesYesYes
SNF CoinsuranceNoYesYesYesYes
Part B DeductibleNoYesNoYesNo
Part B CoinsuranceYesYesYesYesYes
Excess ChargesNoYesYesYesNo
Foriegn TravelNo80%80%80%80%
Out-of-Pocket LimitsNoNoNoNoNo

REVIEW: Cigna Medicare Supplements in South Carolina

Cigna scored 3.5 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, Cigna has a top 10 Plan F premium and a strong financial rating from A.M. Best. We also appreciate that they don't charge a policy fee. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for South Carolina seniors. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Competitive Plan F premium.
  • Excellent financial strength.
  • No charge for writing the policy.

Cons

  • Fewer than 5 years in the Medicare Supplements business.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed Cigna's Medicare supplement plan offering in South Carolina versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. Cigna Plan F

Medigap Plan F is the best selling plan sold in South Carolina. Below you can compare Cigna's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Cigna$118.62None
☆☆☆☆☆
Members Health$108.00None
☆☆☆☆☆
Philadelphia American$114.91$20.00
☆☆☆☆☆
Unified Life$115.92$25.00
☆☆☆☆☆
Bankers Fidelity Assurance$116.45None
☆☆☆☆☆
S.USA Life Insurance$117.50$25.00
☆☆☆☆☆
Everest$118.04$25.00
☆☆☆☆☆
MassMutual$118.19None
☆☆☆☆☆
Thrivent$118.29$25.00
☆☆☆☆☆
Liberty Bankers Life$118.46$25.00
☆☆☆☆☆
Equitable National$118.89$20.00
☆☆☆☆☆

Contact Cigna Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:888-482-7282
Website:https://www.cigna.com/medicare/supplemental/
Address:P.O. Box 26580, Austin, TX 78755

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Cigna Medigap plans are available to all South Carolina Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Cigna. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing an insurance company, be sure to get the Cigna Medicare Supplement rate increase history in South Carolina. This is the best way to predict future rate increases.

Availability

Cigna services Medicare supplement insurance in Greenville, Anderson, Mauldin, Columbia, Charleston, Mount Pleasant, Rock Hill, Summerville, Sumter, Hilton Head, and most other South Carolina cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Cigna Medigap plans in South Carolina with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of TrustPublishing.com and the inventor of the Memory-First Publishing and Semantic Digest protocols.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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