Cigna Medicare Supplement Plans, Missouri
This page contains editorial content that is not endorsed or approved by Cigna Health and Life Insurance Company[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A |
| A.M. Best Outlook: | Stable |
| S&P Rating: | |
| Established: | 2016 |
| NAIC Number: | 67369 |
| Policy Fee: | None |
What Medicare Supplements does Cigna Offer in Missouri?
Cigna Health and Life Insurance Company offers 5 of the standardized Medigap policies in Missouri. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Cigna's offering:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
Cigna Medigap Plan Benefits Comparison Chart
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Cigna:
REVIEW: Cigna Medicare Supplements in Missouri
Cigna scored 4.0 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, Cigna has a top 10 Plan F premium and a strong financial rating from A.M. Best. We also appreciate that they don't charge a policy fee. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for Missouri seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- Excellent financial strength.
- No charge for writing the policy.
Cons
- Fewer than 5 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Cigna's Medicare supplement plan offering in Missouri versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Cigna Medigap Plan F vs. Competition
Plan F is the most popular plan sold by Cigna in Missouri. The table below gives you an idea of rates by the top ten vs. Cigna.
Contact Cigna Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Cigna supplemental Medicare insurance policies are available to all Medicare beneficiaries in Missouri at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Cigna. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Cigna Medicare Supplement rate increase history in Missouri. This is the best way to predict future rate increases.
Availability
Cigna services Medicare supplement insurance in Saint Louis, Kansas City, Springfield, Independence, Columbia, Lees Summit, O'Fallon, Saint Joseph, Saint Charles, Blue Springs, Saint Peters, Florissant, Joplin, Chesterfield, and most other Missouri cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Cigna Medigap plans in Missouri with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?