Central States Medicare Supplement Plans, Utah
This page contains editorial content that is not endorsed or approved by Central States Indemnity Co. of Omaha[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A+ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | AA |
| Established: | 2011 |
| NAIC Number: | 34274 |
| Policy Fee: | $25.00 |
What Medicare Supplements does Central States Offer in Utah?
Central States Indemnity Co. of Omaha offers 6 of the standardized Medigap policies in Utah. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Central States's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Central States:
REVIEW: Central States Medicare Supplements in Utah
Central States scored 3.5 out of 5.0 based on our scoring method. Central States has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. Plus, they ding you with a $25.00 policy fee. We are confident in their financial strength, but feel there are better options in Utah. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Superior financial strength.
Cons
- Uncompetitive Plan F premium.
- Less than 10 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Central States's Medicare supplement plan offering in Utah versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Central States Medicare Supplement Plan F Compared to Top Ten
Plan F is the most popular plan sold by Central States in Utah. The table below gives you an idea of rates by the top ten vs. Central States.
Contact Central States Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Central States Medigap plans are available to all Utah Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Central States. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Central States Medicare Supplement rate increase history in Utah. This is the best way to predict future rate increases.
Availability
Central States services Medicare supplement insurance in Salt Lake City, Provo, West Jordan, Orem, Sandy, Ogden, Saint George, Layton, Taylorsville, South Jordan, Logan, and most other Utah cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Central States Medigap plans in Utah with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?