Blue Cross and Blue Shield Medicare Supplement Plans, Vermont
This page contains editorial content that is not endorsed or approved by Blue Cross and Blue Shield of Vermont[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | B++ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | n/a |
| Established: | 1966 |
| NAIC Number: | 53295 |
| Policy Fee: | None |
What Medicare Supplements does Blue Cross and Blue Shield Offer in Vermont?
Blue Cross and Blue Shield of Vermont offers 3 of the standardized Medigap policies in Vermont. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Blue Cross and Blue Shield's offering:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows what each Blue Cross and Blue Shield Medigap plan covers:
REVIEW: Blue Cross and Blue Shield Medicare Supplements in Vermont
Blue Cross and Blue Shield scored 3.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in Blue Cross and Blue Shield. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Vermont. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Good financial strength.
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
Cons
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Blue Cross and Blue Shield's Medicare supplement plan offering in Vermont versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Blue Cross and Blue Shield Medicare Supplement Plan F Compared to Top Ten
Medicare Supplement F is the most popular plan sold in Vermont. The following table shows how Blue Cross and Blue Shield stacks up with the competition.
Contact Blue Cross and Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Blue Cross and Blue Shield of Vermont Medicare Supplements are available to all Vermont beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Blue Cross and Blue Shield. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing a Medicare Supplement carrier, be sure to get the Blue Cross and Blue Shield Medigap rate increase history in Vermont. The lowest rate now may not be the lowest rate in the future.
Availability
Blue Cross and Blue Shield of Vermont services Medicare supplement insurance in Burlington, Essex, South Burlington, Colchester, Rutland, Montpelier, and most other Vermont cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Blue Cross and Blue Shield of Vermont Medigap plans in Vermont with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?