Blue Cross and Blue Shield Medicare Supplement Plans, Illinois
This page contains editorial content that is not endorsed or approved by Blue Cross and Blue Shield of Texas[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A |
| A.M. Best Outlook: | Stable |
| S&P Rating: | AA- |
| Established: | 1966 |
| NAIC Number: | 70670 |
| Policy Fee: | None |
What Medicare Supplements does Blue Cross and Blue Shield Offer in Illinois?
Blue Cross and Blue Shield of Texas offers 16 of the standardized Medigap policies in Illinois. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Blue Cross and Blue Shield's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
SAVINGS OPPORTUNITY: Blue Cross and Blue Shield offers Medicare SELECT plan policies in some areas of Illinois. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
The following table shows what each Blue Cross and Blue Shield Medigap plan covers:
REVIEW: Blue Cross and Blue Shield Medicare Supplements in Illinois
Blue Cross and Blue Shield scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Blue Cross and Blue Shield has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Illinois. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Excellent financial strength.
- Over 25 years in the Medicare Supplements business.
- Offers Medicare SELECT plans.
- Offers the 5 most popular plans.
- No charge for writing the policy.
Cons
- Uncompetitive Plan F premium.
About This Review
We reviewed Blue Cross and Blue Shield's Medicare supplement plan offering in Illinois versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Blue Cross and Blue Shield Medigap Plan F vs. Competition
Plan F is the most popular plan sold by Blue Cross and Blue Shield in Illinois. The table below gives you an idea of rates by the top ten vs. Blue Cross and Blue Shield.
Contact Blue Cross and Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Blue Cross and Blue Shield of Texas Medigap plans are available to all Illinois Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Blue Cross and Blue Shield. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Availability
Blue Cross and Blue Shield of Texas services Medicare supplement insurance in Chicago, Naperville, Elgin, Aurora, Rockford, Joliet, Springfield, Peoria, Waukegan, Cicero, and most other Illinois cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Blue Cross and Blue Shield of Texas Medigap plans in Illinois with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?