Blue Cross and Blue Shield Medicare Supplement Plans, South Carolina
This page contains editorial content that is not endorsed or approved by Blue Cross and Blue Shield of South Carolina[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A+ |
| A.M. Best Outlook: | Stable |
| S&P Rating: | n/a |
| Established: | 1966 |
| NAIC Number: | 38520 |
| Policy Fee: | None |
Which Supplemental Medicare Plans Does Blue Cross and Blue Shield Offer in South Carolina?
Blue Cross and Blue Shield of South Carolina offers 17 different Medigap plans in South Carolina . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Blue Cross and Blue Shield offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
SAVINGS OPPORTUNITY: Blue Cross and Blue Shield offers Medicare SELECT plan policies in some areas of South Carolina. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Blue Cross and Blue Shield:
REVIEW: Blue Cross and Blue Shield Medicare Supplements in South Carolina
Blue Cross and Blue Shield scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, Blue Cross and Blue Shield has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in South Carolina. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Superior financial strength.
- Over 25 years in the Medicare Supplements business.
- Offers Medicare SELECT plans.
- No charge for writing the policy.
Cons
- Uncompetitive Plan F premium.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Blue Cross and Blue Shield's Medicare supplement plan offering in South Carolina versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Blue Cross and Blue Shield Plan F
Medicare Supplement F is the most popular plan sold in South Carolina. The following table shows how Blue Cross and Blue Shield stacks up with the competition.
Contact Blue Cross and Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Blue Cross and Blue Shield of South Carolina Medigap plans are available to all South Carolina Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. Blue Cross and Blue Shield is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Before choosing an insurance company, be sure to get the Blue Cross and Blue Shield Medicare Supplement rate increase history in South Carolina. This is the best way to predict future rate increases.
Availability
Blue Cross and Blue Shield of South Carolina services Medicare supplement insurance in Greenville, Anderson, Mauldin, Columbia, Charleston, Mount Pleasant, Rock Hill, Summerville, Sumter, Hilton Head, and most other South Carolina cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Blue Cross and Blue Shield of South Carolina Medigap plans in South Carolina with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?