Blue Cross Blue Shield Medicare Supplement Plans, Michigan
This page contains editorial content that is not endorsed or approved by Blue Cross Blue Shield of Michigan[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Negative |
| S&P Rating: | n/a |
| Established: | 1966 |
| NAIC Number: | 54291 |
| Policy Fee: | None |
What Medicare Supplements does Blue Cross Blue Shield Offer in Michigan?
Blue Cross Blue Shield of Michigan offers 5 of the standardized Medigap policies in Michigan. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Blue Cross Blue Shield's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
Blue Cross Blue Shield Medigap Plan Benefits Comparison Chart
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Blue Cross Blue Shield:
REVIEW: Blue Cross Blue Shield Medicare Supplements in Michigan
Blue Cross Blue Shield scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in Blue Cross Blue Shield. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in Michigan. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- The lowest Plan F premium.
- Excellent financial strength.
- Over 25 years in the Medicare Supplements business.
- No charge for writing the policy.
Cons
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
About This Review
We reviewed Blue Cross Blue Shield's Medicare supplement plan offering in Michigan versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Blue Cross Blue Shield Medigap Plan F vs. Competition
Medicare Supplement F is the most popular plan sold in Michigan. The following table shows how Blue Cross Blue Shield stacks up with the competition.
Contact Blue Cross Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Blue Cross Blue Shield of Michigan supplemental Medicare insurance policies are available to all Medicare beneficiaries in Michigan at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Blue Cross Blue Shield. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Blue Cross Blue Shield Medicare Supplement rate increase history in Michigan. This is the best way to predict future rate increases.
Availability
Blue Cross Blue Shield of Michigan services Medicare supplement insurance in Detroit, Warren, Dearborn, Grand Rapids, Flint, Lansing, Sterling Heights, Ann Arbor, Livonia, Dearborn, Clinton, Westland, Kalamazoo, Southfield, Troy, Pontiac, Taylor, Saginaw, Saint Clair Shores, Waterford, Royal Oak, Wyoming, Dearborn Heights, and most other Michigan cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Blue Cross Blue Shield of Michigan Medigap plans in Michigan with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?