Blue Cross Blue Shield Medicare Supplement Plans, Arizona
This page contains editorial content that is not endorsed or approved by Blue Cross Blue Shield of Arizona[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 1966 |
| NAIC Number: | 53589 |
| Policy Fee: | None |
What Medigap Policies Does Blue Cross Blue Shield Sell in Arizona?
Blue Cross Blue Shield of Arizona offers 10 of the standardized Medigap policies in Arizona. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Blue Cross Blue Shield's offering:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
SAVINGS OPPORTUNITY: Blue Cross Blue Shield offers Medicare SELECT plan policies in some areas of Arizona. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
Blue Cross Blue Shield Medigap Plan Benefits Comparison Chart
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Blue Cross Blue Shield:
REVIEW: Blue Cross Blue Shield Medicare Supplements in Arizona
Blue Cross Blue Shield scored 4.5 out of 5.0 based on our scoring method. Blue Cross Blue Shield has a good Plan F rate (top 10), and they have been servicing Medicare Supplements for 54 years, but their A.M. Best financial rating is unknown or not great. Consequently, we cautiously recommend this carrier to Arizona seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Highly competitive Plan F premium.
- Over 25 years in the Medicare Supplements business.
- Offers Medicare SELECT plans.
- No charge for writing the policy.
Cons
- Unknown financial strength (no A.M. Best rating).
- Does not offer the 5 most popular plans.
About This Review
We reviewed Blue Cross Blue Shield's Medicare supplement plan offering in Arizona versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Blue Cross Blue Shield Medicare Supplement Plan F Compared to Top Ten
Medigap Plan F is the best selling plan sold in Arizona. Below you can compare Blue Cross Blue Shield's starting rate on Plan F vs. their top ten competitors.
Contact Blue Cross Blue Shield Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Blue Cross Blue Shield of Arizona Medigap plans are available to all Arizona Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Blue Cross Blue Shield. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing a Medicare Supplement carrier, be sure to get the Blue Cross Blue Shield Medigap rate increase history in Arizona. The lowest rate now may not be the lowest rate in the future.
Availability
Blue Cross Blue Shield of Arizona services Medicare supplement insurance in Scottsdale, Phoenix, Peoria, Surprise, Mesa, Tucson, Tempe, Yuma, Avondale, Buckeye, Chandler, Goodyear, Gilbert, Lake Havasu City, Flagstaff, Bullhead City, and most other Arizona cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Blue Cross Blue Shield of Arizona Medigap plans in Arizona with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?