Avera Health Medicare Supplement Plans, South Dakota
This page contains editorial content that is not endorsed or approved by Avera Health Plans[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 1999 |
| NAIC Number: | 95839 |
| Policy Fee: | None |
What Medigap Policies Does Avera Health Sell in South Dakota?
Avera Health Plans offers 14 of the standardized Medigap policies in South Dakota. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at Avera Health's offering:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
SAVINGS OPPORTUNITY: Avera Health offers Medicare SELECT plan policies in some areas of South Dakota. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
Avera Health Medigap Plan Benefits Comparison Chart
The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Avera Health:
REVIEW: Avera Health Medicare Supplements in South Dakota
Avera Health scored 3.5 out of 5.0 based on our scoring method. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- More than 20 years in the Medicare Supplements business.
- Offers Medicare SELECT plans.
- No charge for writing the policy.
Cons
- Uncompetitive Plan F premium.
- Unknown financial strength (no A.M. Best rating).
- Does not offer the 5 most popular plans.
About This Review
We reviewed Avera Health's Medicare supplement plan offering in South Dakota versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Avera Health Medicare Supplement Plan F Compared to Top Ten
Plan F is the most popular plan sold by Avera Health in South Dakota. The table below gives you an idea of rates by the top ten vs. Avera Health.
Contact Avera Health Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Avera Health Medigap plans are available to all South Dakota Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Avera Health. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Avera Health Medicare Supplement rate increase history in South Dakota. This is the best way to predict future rate increases.
Availability
Avera Health services Medicare supplement insurance in Sioux Falls, Rapid City, Aberdeen, Brookings, Watertown, and most other South Dakota cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Avera Health Medigap plans in South Dakota with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?