Assured Life Medicare Supplement Plans, Louisiana
This page contains editorial content that is not endorsed or approved by Assured Life Association[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | n/a |
| A.M. Best Outlook: | - |
| S&P Rating: | n/a |
| Established: | 2005 |
| NAIC Number: | 56499 |
| Policy Fee: | $25.00 |
What Medicare Supplements does Assured Life Offer in Louisiana?
Assured Life Association sells 12 Medicare supplements in Louisiana. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
SAVINGS OPPORTUNITY: Assured Life offers Medicare SELECT plan policies in some areas of Louisiana. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
The table below outlines the coverage of each Assured Life Medicare Supplement:
REVIEW: Assured Life Medicare Supplements in Louisiana
Assured Life scored 3.0 out of 5.0 based on our scoring method. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- More than 10 years in the Medicare Supplements business.
- Offers Medicare SELECT plans.
Cons
- Uncompetitive Plan F premium.
- Unknown financial strength (no A.M. Best rating).
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Assured Life's Medicare supplement plan offering in Louisiana versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Assured Life Plan F
Medicare Supplement F is the most popular plan sold in Louisiana. The following table shows how Assured Life stacks up with the competition.
Contact Assured Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Assured Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in Louisiana at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Assured Life. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Before choosing an insurance company, be sure to get the Assured Life Medicare Supplement rate increase history in Louisiana. This is the best way to predict future rate increases.
Availability
Assured Life services Medicare supplement insurance in New Orleans, Metairie, Baton Rouge, Shreveport, Lafayette, Lake Charles, Kenner, Bossier City, Monroe, Alexandria, and most other Louisiana cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Assured Life Medigap plans in Louisiana with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?