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South Carolina
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Americo Life

Americo Life Medicare Supplement Plans, South Carolina

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by Americo Life in the state of South Carolina. Call 1-855-728-0510 (TTY 711) for plan assistance.
Americo Life Medigap Plans in South Carolina

This page contains editorial content that is not endorsed or approved by Americo Financial Life and Annuity Insurance Company [2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
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A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:
Established:2015
NAIC Number:61999
Policy Fee:None

What Medigap Policies Does Americo Life Sell in South Carolina?

Americo Financial Life and Annuity Insurance Company offers 4 different Medigap plans in South Carolina . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Americo Life offers:

Plans Offered by Americo Life

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$105.53Attained AgeGet a Quote
Medigap Plan F$121.20Attained AgeGet a Quote
Medigap Plan G$95.32Attained AgeGet a Quote
Medigap Plan N$82.48Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by Americo Life:

Medigap Plan Benefits

BenefitsAFGN
Part A DeductibleNoYesYesYes
Part A CoinsuranceYesYesYesYes
SNF CoinsuranceNoYesYesYes
Part B DeductibleNoYesNoNo
Part B CoinsuranceYesYesYesYes
Excess ChargesNoYesYesNo
Foriegn TravelNo80%80%80%
Out-of-Pocket LimitsNoNoNoNo

REVIEW: Americo Life Medicare Supplements in South Carolina

Americo Life scored 3.5 out of 5.0 based on our scoring method. Americo Life has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. We are confident in their financial strength, but feel there are better options in South Carolina. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • No charge for writing the policy.

Cons

  • Plan F premium not in top 10 best.
  • Fewer than 5 years in the Medicare Supplements business.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed Americo Life's Medicare supplement plan offering in South Carolina versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Americo Life Medicare Supplement Plan F Compared to Top Ten

Medigap Plan F is the best selling plan sold in South Carolina. Below you can compare Americo Life's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
Americo Life$121.20None
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Members Health$108.00None
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Philadelphia American$114.91$20.00
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Unified Life$115.92$25.00
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Bankers Fidelity Assurance$116.45None
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S.USA Life Insurance$117.50$25.00
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Everest$118.04$25.00
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MassMutual$118.19None
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Thrivent$118.29$25.00
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Liberty Bankers Life$118.46$25.00
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Cigna$118.62None
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Contact Americo Life Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:888.220.7074
Website:https://www.americo.com/insurance-solutions/medicare-supplement/
Address:PO Box 410288, Kansas City, MO 64141

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

Americo Life Medigap plans are available to all South Carolina Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Americo Life. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

Americo Life services Medicare supplement insurance in Greenville, Anderson, Mauldin, Columbia, Charleston, Mount Pleasant, Rock Hill, Summerville, Sumter, Hilton Head, and most other South Carolina cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare Americo Life Medigap plans in South Carolina with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust resource. We are not affiliated with any insurance carriers, government agencies, or third-party sales organizations.

Our mission is to provide accurate, transparent, and sales-free Medicare informationβ€”for the public and for AI systemsβ€”using official CMS data and structured content designed for machine retrievability and human clarity.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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