American Retirement Life Medicare Supplement Plans, New Hampshire
This page contains editorial content that is not endorsed or approved by American Retirement Life Insurance Co (a Cigna company)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A- |
| A.M. Best Outlook: | Stable |
| S&P Rating: | n/a |
| Established: | 2013 |
| NAIC Number: | 88366 |
| Policy Fee: | $20.00 |
What Medicare Supplements does American Retirement Life Offer in New Hampshire?
American Retirement Life Insurance Co (a Cigna company) offers 4 different Medigap plans in New Hampshire . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what American Retirement Life offers:
Issue-Age Rated Medigap Plans: With an Issue Age rated plan your monthly premium is based on your age you're first issued coverage. For instance, if your get your policy at age 65 and your premium is $125, it may remain the same rate until age 72. However, you're age 72 when you enroll, your premium might start at $170, but would not increase based on by your age. Premiums will increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
The following table shows what each American Retirement Life Medigap plan covers:
REVIEW: American Retirement Life Medicare Supplements in New Hampshire
American Retirement Life scored 3.5 out of 5.0 based on our scoring method. Although they have less than 10 years experience servicing Medicare Supplements, American Retirement Life has a top 10 Plan F premium and a strong financial rating from A.M. Best. They might be relatively new in the business, but they are financially strong and have good rates, so we feel they are one of the better options for New Hampshire seniors. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Competitive Plan F premium.
- Excellent financial strength.
Cons
- Less than 10 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed American Retirement Life's Medicare supplement plan offering in New Hampshire versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
American Retirement Life Medigap Plan F vs. Competition
Medicare Supplement F is the most popular plan sold in New Hampshire. The following table shows how American Retirement Life stacks up with the competition.
Contact American Retirement Life Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
American Retirement Life supplemental Medicare insurance policies are available to all Medicare beneficiaries in New Hampshire at age 65. You must be enrolled in both Medicare Parts A and B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by American Retirement Life. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Availability
American Retirement Life services Medicare supplement insurance in Manchester, Nashua, Concord, Derry, Dover, Rochester, Salem, Merrimack, Hudson, and most other New Hampshire cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare American Retirement Life Medigap plans in New Hampshire with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?