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Tennessee
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American Republic

American Republic Medicare Supplement Plans, Tennessee

by David Bynon, last updated October 1, 2023

On this page we help consumers learn more about Medicare Supplements sold by American Republic in the state of Tennessee. Call 1-855-728-0510 (TTY 711) for plan assistance.
American Republic  Medigap Plans in Tennessee

This page contains editorial content that is not endorsed or approved by American Republic Corp Insurance Co[2]. This is not a solicitation of insurance.


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MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A-
A.M. Best Outlook:Stable
S&P Rating:
Established:1980
NAIC Number:67679
Policy Fee:None

What Medicare Supplements does American Republic Offer in Tennessee?

American Republic Corp Insurance Co sells 5 Medicare supplements in Tennessee. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by American Republic

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$109.48Attained AgeGet a Quote
Medigap Plan F$153.25Attained AgeGet a Quote
Medigap Plan F (HD)$52.89Attained AgeGet a Quote
Medigap Plan K$63.95Attained AgeGet a Quote
Medigap Plan L$88.08Attained AgeGet a Quote

Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

American Republic Medigap Plan Benefits Comparison Chart

The table below outlines the coverage of each American Republic Medicare Supplement:

Medigap Plan Benefits

BenefitsAFF (HD)KL
Part A DeductibleNoYesYes50%75%
Part A CoinsuranceYesYesYesYesYes
SNF CoinsuranceNoYesYes50%75%
Part B DeductibleNoYesYesNoNo
Part B CoinsuranceYesYesYes50%75%
Excess ChargesNoYesYesNoNo
Foriegn TravelNo80%80%NoNo
Out-of-Pocket LimitsNoNoNo$5,880$2,940

REVIEW: American Republic Medicare Supplements in Tennessee

American Republic scored 3.5 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, American Republic has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Tennessee. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • Over 25 years in the Medicare Supplements business.
  • No charge for writing the policy.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer Medicare SELECT plans.
  • Does not offer the 5 most popular plans.

About This Review

We reviewed American Republic 's Medicare supplement plan offering in Tennessee versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

American Republic Medigap Plan F vs. Competition

Medicare Supplement F is the most popular plan sold in Tennessee. The following table shows how American Republic stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
American Republic $153.25None
☆☆☆☆☆
Farm Bureau$110.87$25.00
☆☆☆☆☆
New Era Life$118.29$20.00
☆☆☆☆☆
Puritan Life$121.27$25.00
☆☆☆☆☆
Unified Life$121.38$25.00
☆☆☆☆☆
S.USA Life Insurance$121.64$25.00
☆☆☆☆☆
Everest$122.24$25.00
☆☆☆☆☆
MassMutual$122.36None
☆☆☆☆☆
Western United Life$122.42$25.00
☆☆☆☆☆
Thrivent$122.51$25.00
☆☆☆☆☆
Guarantee Trust Life$122.81$25.00
☆☆☆☆☆

Contact American Republic Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:800-247-2190
Website:http://www.americanrepublic.com/
Address:601 6th Avenue, Des Moines, IA 50309

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

American Republic supplemental Medicare insurance policies are available to all Medicare beneficiaries in Tennessee at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by American Republic . Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing a Medicare Supplement carrier, be sure to get the American Republic Medigap rate increase history in Tennessee. The lowest rate now may not be the lowest rate in the future.

Availability

American Republic services Medicare supplement insurance in Nashville, Murfreesboro, Memphis, Knoxville, Chattanooga, Clarksville, Jackson, Johnson City, Franklin, Hendersonville, Kingsport, and most other Tennessee cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare American Republic Medigap plans in Tennessee with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust publishing platform. We are not affiliated with any insurance carriers, government agencies, or marketing organizations. No sponsors. No lead funnels. No hidden agendas.

Our sole mission is to deliver accurate, transparent, and sales-free Medicare information—both for people and for machines. All content is derived from official CMS data and structured for AI retrievability and human readability using our proprietary trust-based publishing methodology.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of TrustPublishing.com and the inventor of the Memory-First Publishing and Semantic Digest protocols.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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