Aetna Medicare Supplement Plans, Montana
This page contains editorial content that is not endorsed or approved by Aetna Health and Life Insurance Co[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A |
| A.M. Best Outlook: | Under Review - Negative |
| S&P Rating: | AA- |
| Established: | 2013 |
| NAIC Number: | 78700 |
| Policy Fee: | $20.00 |
Which Supplemental Medicare Plans Does Aetna Offer in Montana?
Aetna Health and Life Insurance Co offers 6 different Medigap plans in Montana . Each plan covers the gaps in Original Medicare differently (see comparison chart or check out our review). Here's what Aetna offers:
Attained Age Rated Medigap Plans: With this plan rating type your monthly premium is based on your current age. As you age your premium will increase. As an example, if you enroll in a Medigap policy at age 65 with a premium of $120, it may increase to $138 when you turn 69, and $162 at age 72. Also, Attained Age rated plans may increase with inflation.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
Aetna Medigap Plan Benefits Comparison Chart
The table below outlines the coverage of each Aetna Medicare Supplement:
REVIEW: Aetna Medicare Supplements in Montana
Aetna scored 3.0 out of 5.0 based on our scoring method. Aetna has a good financial rating from A.M. Best, but their Plan F is not in the top 10 best rates and they have less than 10 years experience servicing Medicare Supplements. Plus, they ding you with a $20.00 policy fee. We are confident in their financial strength, but feel there are better options in Montana. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Excellent financial strength.
Cons
- Uncompetitive Plan F premium.
- Less than 10 years in the Medicare Supplements business.
- Does not offer Medicare SELECT plans.
- Does not offer the 5 most popular plans.
- Charges a fee to write the policy.
About This Review
We reviewed Aetna's Medicare supplement plan offering in Montana versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Competition vs. Aetna Plan F
Medicare Supplement F is the most popular plan sold in Montana. The following table shows how Aetna stacks up with the competition.
Contact Aetna Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
Aetna Medigap plans are available to all Montana Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by Aetna. Once issued, your Medicare Supplement policy can't be canceled. And, it will automatically renew for as long as you continue to pay the premiums and make no material misrepresentations.
Availability
Aetna services Medicare supplement insurance in Billings, Missoula, Great Falls, Bozeman, Butte, Helena, and most other Montana cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare Aetna Medigap plans in Montana with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?