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West Virginia
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AARP

AARP Medicare Supplement Plans, West Virginia

by David Bynon, last updated October 3, 2023

On this page we help consumers learn more about Medicare Supplements sold by AARP in the state of West Virginia. Call 1-855-728-0510 (TTY 711) for plan assistance.
AARP Medigap Plans in West Virginia

This page contains editorial content that is not endorsed or approved by AARP (Insured by UnitedHealthcare Insurance Company)[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:AA-
Established:1998
NAIC Number:79413
Policy Fee:None

What Medigap Policies Does AARP Sell in West Virginia?

AARP (Insured by UnitedHealthcare Insurance Company) offers 8 of the standardized Medigap policies in West Virginia. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at AARP's offering:

Plans Offered by AARP

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$72.78Community RatedGet a Quote
Medigap Plan B$106.11Community RatedGet a Quote
Medigap Plan C$128.24Community RatedGet a Quote
Medigap Plan F$128.98Community RatedGet a Quote
Medigap Plan G$109.36Community RatedGet a Quote
Medigap Plan K$45.93Community RatedGet a Quote
Medigap Plan L$73.22Community RatedGet a Quote
Medigap Plan N$91.51Community RatedGet a Quote

Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

The table below outlines the coverage of each AARP Medicare Supplement:

Medigap Plan Benefits

BenefitsABCFGKLN
Part A DeductibleNoYesYesYesYes50%75%Yes
Part A CoinsuranceYesYesYesYesYesYesYesYes
SNF CoinsuranceNoNoYesYesYes50%75%Yes
Part B DeductibleNoNoYesYesNoNoNoNo
Part B CoinsuranceYesYesYesYesYes50%75%Yes
Excess ChargesNoNoNoYesYesNoNoNo
Foriegn TravelNoNo80%80%80%NoNo80%
Out-of-Pocket LimitsNoNoNoNoNo$5,880$2,940No

REVIEW: AARP Medicare Supplements in West Virginia

AARP scored 4.5 out of 5.0 based on our scoring method. With a top 10 Plan F premium, more than 10 years in the Medicare Supplements business, and a strong financial rating from A.M. Best, we have confidence in AARP. Plus, they do not charge a policy fee. These are just a few reasons we recommend this carrier to seniors in West Virginia. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Competitive Plan F premium.
  • Excellent financial strength.
  • More than 20 years in the Medicare Supplements business.
  • Offers the 5 most popular plans.
  • No charge for writing the policy.

Cons

  • Does not offer Medicare SELECT plans.

About This Review

We reviewed AARP's Medicare supplement plan offering in West Virginia versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. AARP Plan F

Medigap Plan F is the best selling plan sold in West Virginia. Below you can compare AARP's starting rate on Plan F vs. their top ten competitors.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
AARP$128.98None
☆☆☆☆☆
Guarantee Trust Life$114.75$25.00
☆☆☆☆☆
S.USA Life Insurance$115.67None
☆☆☆☆☆
Thrivent$121.11None
☆☆☆☆☆
Equitable National$122.55None
☆☆☆☆☆
Liberty Bankers Life$123.64$25.00
☆☆☆☆☆
Western Catholic Union$124.80None
☆☆☆☆☆
Bankers Fidelity Assurance$125.66$25.00
☆☆☆☆☆
National General$126.00None
☆☆☆☆☆
National Guardian Life$127.75None
☆☆☆☆☆
Combined Insurance$129.84None
☆☆☆☆☆

Contact AARP Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:877-699-5710
Website:https://www.aarpmedicareplans.com/
Address:PO Box 29675, Hot Springs, AR 71903

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

AARP Medicare Supplements are available to all West Virginia beneficiaries, ages 65 and older, who have enrolled in both Medicare Part A and Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by AARP. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

AARP services Medicare supplement insurance in Charleston, Huntington, Parkersburg, Morgantown, Wheeling, and most other West Virginia cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare AARP Medigap plans in West Virginia with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

[2] Trademark Notice

MedicareWire uses legal U.S. trademarks to identify and describe Medicare and other insurance products for shoppers. See our full trademark use disclosure.

[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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