AARP Medicare Supplement Plans, Texas
This page contains editorial content that is not endorsed or approved by AARP (Insured by UnitedHealthcare Insurance Company)[2]. This is not a solicitation of insurance.
| MedicareWire Rating: | |
|---|---|
| A.M. Best Rating: | A |
| A.M. Best Outlook: | Stable |
| S&P Rating: | AA- |
| Established: | 1998 |
| NAIC Number: | 79413 |
| Policy Fee: | None |
What Medicare Supplements does AARP Offer in Texas?
AARP (Insured by UnitedHealthcare Insurance Company) offers 10 of the standardized Medigap policies in Texas. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at AARP's offering:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Call 1-855-728-0510 (TTY 711) for plan assistance.
If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.
SAVINGS OPPORTUNITY: AARP offers Medicare SELECT plan policies in some areas of Texas. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.
The table below outlines the coverage of each AARP Medicare Supplement:
REVIEW: AARP Medicare Supplements in Texas
AARP scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, AARP has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Texas. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Excellent financial strength.
- More than 20 years in the Medicare Supplements business.
- Offers Medicare SELECT plans.
- Offers the 5 most popular plans.
- No charge for writing the policy.
Cons
- Uncompetitive Plan F premium.
About This Review
We reviewed AARP's Medicare supplement plan offering in Texas versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
AARP Medicare Supplement Plan F Compared to Top Ten
Plan F is the most popular plan sold by AARP in Texas. The table below gives you an idea of rates by the top ten vs. AARP.
Contact AARP Medigap Sales
For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.
Eligibility
AARP Medigap plans are available to all Texas Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.
If you are within your first six months of Medicare enrollment, you have guaranteed issue rights and cannot be turned down. AARP is required to issue the Medicare Supplement policy of your choice. So long as you make no material misrepresentations and pay your premiums, your policy cannot be canceled.
Availability
AARP services Medicare supplement insurance in Houston, San Antonio, Dallas, Austin, Fort Worth, El Paso, Arlington, Corpus Christi, Plano, Laredo, Lubbock, Garland, Irving, Amarillo, Grand Prairie, Brownsville, Pasadena, McKinney, Mesquite, McAllen, Killeen, Frisco, Waco, Carrollton, Denton, Midland, Abilene, Beaumont, Round Rock, Odessa, Wichita Falls, Tyler, Richardson, Lewisville, and most other Texas cities.
Related Medicare Supplement Insurance Topics
- Do I really Need Supplemental Insurance with Medicare??
- Is Medicare Plan G Better Than Plan F?
- What is the Average Cost of Supplemental Insurance for Seniors?
On this page our goal is to help consumers: Compare AARP Medigap plans in Texas with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?