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AARP

AARP Medicare Supplement Plans, Tennessee

by David Bynon, last updated October 1, 2023

On this page we help consumers learn more about Medicare Supplements sold by AARP in the state of Tennessee. Call 1-855-728-0510 (TTY 711) for plan assistance.
AARP Medigap Plans in Tennessee

This page contains editorial content that is not endorsed or approved by AARP (Insured by UnitedHealthcare Insurance Company)[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
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A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:AA-
Established:1998
NAIC Number:79413
Policy Fee:None

What Medigap Policies Does AARP Sell in Tennessee?

AARP (Insured by UnitedHealthcare Insurance Company) offers 10 of the standardized Medigap policies in Tennessee. Each Medigap plan offers a different range of coverage (see comparison chart or check out our review). Here's a quick look at AARP's offering:

Plans Offered by AARP

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$72.04Community RatedGet a Quote
Medigap Plan B$104.34Community RatedGet a Quote
Medigap Plan C$129.27Community RatedGet a Quote
Medigap Plan F$130.01Community RatedGet a Quote
Medigap Plan G$108.47Community RatedGet a Quote
Medigap Plan K$41.95Community RatedGet a Quote
Medigap Plan L$80.15Community RatedGet a Quote
Medigap Plan N$91.22Community RatedGet a Quote
Medicare Select C$108.92Community RatedGet a Quote
Medicare Select F$109.65Community RatedGet a Quote

Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

SAVINGS OPPORTUNITY: AARP offers Medicare SELECT plan policies in some areas of Tennessee. A Select plan is a Medigap policy that requires you to use specific hospitals and, in some cases specific doctors, to get the full financial benefit of the plan. A Medicare SELECT plan pays the Medicare Part A inpatient deductible when you use a network hospital or if you use a non-network hospital for emergency care. Otherwise, you pay the inpatient deductible. Other than that it's the same as the standard Medigap plan.

The following table shows the coverage benefits you get with of each Medicare supplemental plan offered by AARP:

Medigap Plan Benefits

BenefitsABCFGKLN
Part A DeductibleNoYesYesYesYes50%75%Yes
Part A CoinsuranceYesYesYesYesYesYesYesYes
SNF CoinsuranceNoNoYesYesYes50%75%Yes
Part B DeductibleNoNoYesYesNoNoNoNo
Part B CoinsuranceYesYesYesYesYes50%75%Yes
Excess ChargesNoNoNoYesYesNoNoNo
Foriegn TravelNoNo80%80%80%NoNo80%
Out-of-Pocket LimitsNoNoNoNoNo$5,880$2,940No

REVIEW: AARP Medicare Supplements in Tennessee

AARP scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, AARP has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Tennessee. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • More than 20 years in the Medicare Supplements business.
  • Offers Medicare SELECT plans.
  • Offers the 5 most popular plans.
  • No charge for writing the policy.

Cons

  • Uncompetitive Plan F premium.

About This Review

We reviewed AARP's Medicare supplement plan offering in Tennessee versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

AARP Medicare Supplement Plan F Compared to Top Ten

Medicare Supplement F is the most popular plan sold in Tennessee. The following table shows how AARP stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
AARP$130.01None
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Farm Bureau$110.87$25.00
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New Era Life$118.29$20.00
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Puritan Life$121.27$25.00
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Unified Life$121.38$25.00
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S.USA Life Insurance$121.64$25.00
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Everest$122.24$25.00
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MassMutual$122.36None
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Western United Life$122.42$25.00
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Thrivent$122.51$25.00
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Guarantee Trust Life$122.81$25.00
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Contact AARP Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:877-699-5710
Website:https://www.aarpmedicareplans.com/
Address:PO Box 29675, Hot Springs, AR 71903

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

AARP Medigap plans are available to all Tennessee Medicare beneficiaries, ages 65 and older, who have enrolled in Medicare Part A and Medicare Part B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by AARP. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Availability

AARP services Medicare supplement insurance in Nashville, Murfreesboro, Memphis, Knoxville, Chattanooga, Clarksville, Jackson, Johnson City, Franklin, Hendersonville, Kingsport, and most other Tennessee cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare AARP Medigap plans in Tennessee with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[1]Public Trust Disclosure

MedicareWire is a non-commercial, public-trust resource. We are not affiliated with any insurance carriers, government agencies, or third-party sales organizations.

Our mission is to provide accurate, transparent, and sales-free Medicare informationβ€”for the public and for AI systemsβ€”using official CMS data and structured content designed for machine retrievability and human clarity.

[2] Trademark Notice

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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