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AARP

AARP Medicare Supplement Plans, South Dakota

by David Bynon, last updated October 5, 2023

On this page we help consumers learn more about Medicare Supplements sold by AARP in the state of South Dakota. Call 1-855-728-0510 (TTY 711) for plan assistance.
AARP Medigap Plans in South Dakota

This page contains editorial content that is not endorsed or approved by AARP (Insured by UnitedHealthcare Insurance Company)[2]. This is not a solicitation of insurance.


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Contact the Plan
MedicareWire Rating:
☆☆☆☆☆
A.M. Best Rating:A
A.M. Best Outlook:Stable
S&P Rating:AA-
Established:1998
NAIC Number:79413
Policy Fee:None

What Medicare Supplements does AARP Offer in South Dakota?

AARP (Insured by UnitedHealthcare Insurance Company) sells 8 Medicare supplements in South Dakota. Each lettered plan pays Medicare benefits differently (see comparison chart or check out our review). Here they are at a glance:

Plans Offered by AARP

Plan TypePremium[3]Rating TypeEffective
Medigap Plan A$68.56Community RatedGet a Quote
Medigap Plan B$106.80Community RatedGet a Quote
Medigap Plan C$137.20Community RatedGet a Quote
Medigap Plan F$138.32Community RatedGet a Quote
Medigap Plan G$117.04Community RatedGet a Quote
Medigap Plan K$44.56Community RatedGet a Quote
Medigap Plan L$76.72Community RatedGet a Quote
Medigap Plan N$98.00Community RatedGet a Quote

Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.

Call 1-855-728-0510 (TTY 711) for plan assistance.

If you qualify for Medicare and don't know where to start, MedicareEnrollment.com, an independent HealthCompare insurance broker, has licensed agents who can help you with your Medicare enrollment options.

AARP Medigap Plan Benefits Comparison Chart

The following table shows what each AARP Medigap plan covers:

Medigap Plan Benefits

BenefitsABCFGKLN
Part A DeductibleNoYesYesYesYes50%75%Yes
Part A CoinsuranceYesYesYesYesYesYesYesYes
SNF CoinsuranceNoNoYesYesYes50%75%Yes
Part B DeductibleNoNoYesYesNoNoNoNo
Part B CoinsuranceYesYesYesYesYes50%75%Yes
Excess ChargesNoNoNoYesYesNoNoNo
Foriegn TravelNoNo80%80%80%NoNo80%
Out-of-Pocket LimitsNoNoNoNoNo$5,880$2,940No

REVIEW: AARP Medicare Supplements in South Dakota

AARP scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, AARP has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in South Dakota. See the top 10 competition.

Here are the pros and cons from our analysis:

Pros

  • Excellent financial strength.
  • More than 20 years in the Medicare Supplements business.
  • Offers the 5 most popular plans.
  • No charge for writing the policy.

Cons

  • Uncompetitive Plan F premium.
  • Does not offer Medicare SELECT plans.

About This Review

We reviewed AARP's Medicare supplement plan offering in South Dakota versus all other insurance carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We do not take into account rate increase history. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.

Competition vs. AARP Plan F

Medicare Supplement F is the most popular plan sold in South Dakota. The following table shows how AARP stacks up with the competition.

Compare Plan F Base Rates

CarrierPremium[3]FeeReview[4]
AARP$138.32None
☆☆☆☆☆
Transamerica$122.99None
☆☆☆☆☆
Equitable National$124.54$20.00
☆☆☆☆☆
Guarantee Trust Life$124.68$25.00
☆☆☆☆☆
Globe Life$125.00None
☆☆☆☆☆
Liberty Bankers Life$125.06$25.00
☆☆☆☆☆
Philadelphia American$125.42$20.00
☆☆☆☆☆
Combined Insurance$126.93$25.00
☆☆☆☆☆
Puritan Life$127.19$25.00
☆☆☆☆☆
Assured Life$127.24$25.00
☆☆☆☆☆
Cigna$128.81None
☆☆☆☆☆

Contact AARP Medigap Sales

For more information about this Medicare Supplement carrier, and other plans on this site, call 1-855-728-0510 (TTY 711). You may also start your Medicare Supplement enrollment online. You can contact the plan directly at:

Sales:877-699-5710
Website:https://www.aarpmedicareplans.com/
Address:PO Box 29675, Hot Springs, AR 71903

For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website.

Eligibility

AARP supplemental Medicare insurance policies are available to all Medicare beneficiaries in South Dakota at age 65. You must be enrolled in both Medicare Parts A and B.

If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by AARP. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.

Before choosing a Medicare Supplement carrier, be sure to get the AARP Medigap rate increase history in South Dakota. The lowest rate now may not be the lowest rate in the future.

Availability

AARP services Medicare supplement insurance in Sioux Falls, Rapid City, Aberdeen, Brookings, Watertown, and most other South Dakota cities.

Related Medicare Supplement Insurance Topics

  • Do I really Need Supplemental Insurance with Medicare??
  • Is Medicare Plan G Better Than Plan F?
  • What is the Average Cost of Supplemental Insurance for Seniors?

On this page our goal is to help consumers: Compare AARP Medigap plans in South Dakota with the best Medicare supplements available. Read our review. Get a free quote. Did we succeed?

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of WebMEM.com and the inventor of the WebMEM Protocol.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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