AARP Medicare Supplement Plans Nebraska
On this page we help consumers: Compare AARP Medicare Supplement Plans in Nebraska with competing Medigap plans. Shop lowest prices on Medicare Plan F, G, N and more. Read our 5-star review of AARP vs. Top Ten Competition.
MedicareWire Rating:  |  |
|---|---|
| A.M. Best Rating: | A |
| A.M. Best Outlook: | Stable |
| S&P Rating: | AA- |
| Established: | 1998 |
| NAIC Number: | 79413 |
| Policy Fee: | None |
What Medicare Supplements does AARP offer in Nebraska?
AARP (Insured by UnitedHealthcare Insurance Company) offers 8 different Nebraska Medigap Plans. Each plan covers the gaps in Original Medicare differently (see Comparison Chart or check out our Review). Here's what AARP offers:
Community Rated Medigap Plans: When a plan is "Community Rated" the community will all be charged the same monthly premium if enrolled in the same plan. As an example, if you enroll at age 65 or 72 you would be charged the same amount. Premiums will increase, but your age will not be a factor.
Plan Comparison Chart
The following table shows the coverage benefits you get with of each supplemental Medicare plan offered by AARP:
| Medigap Plans Offered in Nebraska | ||||||||
|---|---|---|---|---|---|---|---|---|
| Benefits | A | B | C | F | G | K | L | N |
| Part A Deductible | No | Yes | Yes | Yes | Yes | 50% | 75% | Yes |
| Part A Co-insurance | Yes | Yes | Yes | Yes | Yes | Yes | Yes | Yes |
| SNF Co-insurance | No | No | Yes | Yes | Yes | 50% | 75% | Yes |
| Part B Deductible | No | No | Yes | Yes | No | No | No | No |
| Part B Co-insurance | Yes | Yes | Yes | Yes | Yes | 50% | 75% | Yes |
| Excess Charges | No | No | No | Yes | Yes | No | No | No |
| Foriegn Travel | No | No | 80% | 80% | 80% | No | No | 80% |
| Out-of-Pocket Limits | No | No | No | No | No | $5,240 | $2,620 | No |
REVIEW: AARP Medicare Supplements in Nebraska
AARP scored 4.0 out of 5.0 based on our scoring method. Although their Plan F is not in the top 10 best rates, AARP has been servicing Medicare Supplements for over 10 years and has a good financial rating from A.M. Best. This is a good carrier, but there are other good Medigap carriers with lower rates in Nebraska. See the top 10 competition.
Here are the pros and cons from our analysis:
Pros
- Excellent financial strength.
- Over 15 years in the Medicare Supplements business.
- Offers the 5 most popular plans.
- No charge for writing the policy.
Cons
- Plan F premium not in top 10 best.
- Does not offer Medicare SELECT plans.
We reviewed AARP's Medigap plan offering in Nebraska versus all other carriers in the state. Our review is unbiased. We use a formula that looks at years in business, A.M. Best financial strength rating, plans serviced, plan premiums and fees. We did not take into account rate increase history.
Competition vs. AARP Plan F
Plan F is the most popular plan sold by AARP in Nebraska. The table below gives you an idea of rates by the top ten vs. AARP.
| Carrier | Premium[3] | Fee | Review[4] |
|---|---|---|---|
| AARP | $129.27 | None | |
| Guarantee Trust Life | $114.89 | $25.00 | |
| Everest | $118.02 | $25.00 |  |
| Renaissance Life | $120.37 | $25.00 | |
| Liberty Bankers Life | $121.10 | $25.00 | |
| Equitable National | $121.66 | $20.00 | |
| Unified Life | $121.72 | $25.00 | |
| American National | $123.16 | None | |
| Philadelphia American | $123.30 | $20.00 | |
| Bankers Fidelity | $123.40 | $25.00 | |
| MassMutual | $126.53 | None | |
Contact AARP Medigap Sales
For assistance 24 hours a day, call 800-633-4227. TTY users should call 877-486-2048 or visit www.medicare.gov. If you qualify for Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about Medigap on the Wikipedia page and on WebMD.
Compare Plan Rates
The average Nebraska senior compares three or more quotes before making an enrollment decision.
Eligibility
AARP Medicare Supplements are available to all Nebraska beneficiaries, ages 65 and older, who are enrolled in Medicare Part B. If you are just turning age 65, you have guaranteed issue rights and cannot be turned down by AARP. Plus, your policy cannot be canceled and it will continue to be renewed as long as you pay the premiums on time and make no material misrepresentations.
Availability
AARP services Medicare supplement insurance in Omaha, Lincoln, Bellevue, Grand Island, Kearney, Fremont, Hastings, and most other Nebraska cities. Visit the AARP Medicare page for more information.
About this Review
This page presents an independent review of AARP as a Medicare Supplement insurance carrier in Nebraska as compared to all other carriers. MedicareWire provides this information for consumer educational purposes. Our goal is to present information accurately and without bias, based on our interpretation of factual information about each carrier.
Medicare Supplement insurance, also known as Medigap insurance, must follow federal and state laws and does not work with any other type of health insurance, including Medicare Advantage Plans, employer/union group health coverage, Medicaid, Veterans Administration (VA) benefits, or TRICARE. Insurance companies, including AARP, can only sell you a standardized Medigap policy identified by letters A through M. Each standardized policy must offer the same benefits, no matter which insurance company sells it. Cost is the primary difference between Medigap policies sold by different insurance companies.
Additional Information About Medicare Supplements
- Medicare Advantage vs. Supplement: Which is Better?
- Compare Medicare Supplement Plans with no Premiums
- Guaranteed Issue Medicare Supplement
- Do I Really Need Supplemental Insurance with Medicare?
- How to Choose a Medicare Supplement Plan
Additional Foot Notes
[3] Sample premium is for a 65 year old, non smoking, woman living in Nebraska. The rate was accurate on date of publication. Rates change frequently and they are priced by county. You must contact a licensed agent to get a current rate for your situation.
[4] Review rating stars are derived from MedicareWire reviews on our Nebraska Medigap Plan Reviews page. Visitors can go to our main directory page to compare Medicare supplement plans in other states.
The Medicare Supplement information on this page originates from CMS Data Files, is maintained by David Bynon, and was last updated on .