Mutual of Omaha Rx Plus New Jersey Part D Plan S7126-003 by Mutual of Omaha
Mutual of Omaha Rx Plus is a Basic prescription drug plan from Mutual of Omaha that's available to people enrolled in Original Medicare or a Medicare Advantage plan without Part D benefits.
This 2024 Medicare Part D plan has a $98.00 monthly premium, $545.00 annual deductible, $5,030 initial coverage limit, and a $8,000 out-of-pocket threshold. This plan has an overall rating of 1.5 (Poor) out of 5 stars.
See more Top Medicare Part D Plans in New Jersey.
Part D Plan Basics | |
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Plan ID: | S7126-003 |
Plan Type: | PDP |
Plan Year: | 2024 |
Premium: | $98.00/mo |
Deductible: | $545.00/yr |
Benefit Type: | Basic |
Rx Gap Coverage: | No |
Low Income Subsidy: | No |
Availability: | New Jersey |
Insured By: | Mutual of Omaha |
Prescription Drug Plan Premium
Although Mutual of Omaha Rx Plus's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Mutual of Omaha plan.
Basic Part D Premium: | $98.00 |
Supplemental Part D Premium: | $0.00 |
Total Part D Premium: | $98.00 |
Part D Premium with Full LIS Assistance: | $52.50 |
For more information about the Low-Income Subsidy (aka, "Extra Help") program, refer to the Social Security Extra Help page.
Prescription Drug Plan Deductible
The Medicare Part D annual deductible with this plan is $545.00. This is the amount you must pay at the pharmacy before Mutual of Omaha begins paying its share.
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Mutual of Omaha Rx Plus has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
Tier | Preferred | Standard |
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1 (Preferred Generic) | $1.00 copay | $8.00 copay |
2 (Generic) | $5.00 copay | $12.00 copay |
3 (Preferred Brand) | 17% | 19% |
4 (Non-Preferred Drug) | 41% | 43% |
5 (Specialty Tier) | 25% | 25% |
CMS Rating Marks and Our Review
Each year Medicare rates drug plans (Part D) in several major categories. These ratings are designed to help you understand the quality of care and service you can expect if you join this plan.
This Medicare Part D plan gets 1.5 out of 5 stars overall. Here's our quick summary of how well Mutual of Omaha Rx Plus performs.
CMS Measure | Star Rating |
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Overall Plan Rating | |
Drug Plan Customer Service | |
Complaints and Changes in the Drug Plan | |
Member Experience with the Drug Plan | |
Drug Safety and Accuracy of Drug Pricing |
You have options, and this one is below average. New Jersey seniors looking for a plan that prioritizes customer service may be disapointed with Mutual of Omaha Rx Plus because the plan's customer service score is below average. This plan gets an excessive number of complaints from its members. Sadly, the overall member experience with this Mutual of Omaha plan is poor. As compared to other plans, Medicare says this plan does a poor job managing drug safety and the accuracy of drug pricing.
You can't judge a Part D plan on its monthly premium or annual deductible. You have to look at the overall cost of your prescriptions. There are basic benefit plans with a lower monthly premium than this one. That's okay if the plan covers your prescriptions at the best price. Pay attention to the deductible. This plan is not like other plans. It does not exclude any tiers from the deductible. Other plans do.
Additional Basic Medicare Part D Plan Options in New Jersey
Here are some additional plans in your area that might be worth reviewing:
- Wellcare Classic (S4802-078)
- Clear Spring Health Value Rx (S6946-001)
- Humana Basic Rx Plan (S5884-131)
- Cigna Secure Rx (S5617-018)
- Horizon Medicare Blue Rx Standard (S5993-001)
Contact Mutual of Omaha
Plan Website: | Mutual of Omaha Plan Information |
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Formulay Information: | Mutual of Omaha Formulary Information |
Pharmacy Information: | Mutual of Omaha Pharmacy Information |
Prospective Members: | (800)961-9006 |
TTY Users: | (800)584-6939 |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program on www.medicare.gov.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross Blue Shield, Aspire Health Plan, Dean Health Plan, Devoted Health, GlobalHealth, Health Care Service Corporation, Cigna Healthcare, Humana, Molina Healthcare, Mutual of Omaha, Premera Blue Cross, Medica Central Health Plan, SCAN Health Plan, Scott and White Health Plan now part of Baylor Scott & White Health, UnitedHealthcare(R), and Wellcare.
Citations & References
- Mutual of Omaha, "http://www.mutualofomaharx.com", Last Accessed March 11, 2024
- Medicare.gov, "How to get prescription drug coverage", Last Accessed March 2, 2024
- Medicare.gov, "What Medicare Part D drug plans cover", Last Accessed March 1, 2024
- Medicare.gov, "Medicare costs at a glance", Last Accessed March 11, 2024
- Medicare.gov, "Help with drug costs", Last Accessed February 19, 2024
- CMS.gov, "Landscape Source Files", Last Accessed January 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed January 3, 2024