Prescription Blue Select Part D Plan S5584-001 Details for Michigan
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Prescription Blue Select is a 2025 Medicare Part D plan from Blue Cross Blue Shield of Michigan that's available to individuals enrolled in a Medicare Advantage plan without prescription drug plan benefits or Medicare Part A and/or Part B.
This plan has a monthly premium of $122.80, an initial coverage limit of $5,030, an out-of-pocket threshold of $8,000, and a $590.00 deductible that must be paid before cost-sharing begins. *CMS rated this plan 4 (Good) out of 5 stars.
See more Medicare Part D Plans in Michigan.
| Part D Plan Basics | |
|---|---|
| Plan ID: | S5584-001 |
| Plan Type: | PDP |
| Plan Year: | 2025 |
| Premium: | $122.80/mo |
| Deductible: | $590.00/yr |
| Benefit Type: | Basic |
| Low Income Subsidy: | Yes |
| Availability: | Michigan |
| Insured By: | Blue Cross Blue Shield of Michigan |
Prescription Drug Plan Premium
Although Prescription Blue Select 's monthly premium is bundled with the total plan cost, some plans have supplemental costs and/or offer low-income subsidy (LIS) assistance. The following table outlines the premium details of this Blue Cross Blue Shield of Michigan plan.
| Basic Part D Premium: | $122.80 |
| Supplemental Part D Premium: | $0.00 |
| Total Part D Premium: | $122.80 |
| Low Income Premium Subsidy: | $26.58 |
| Low Income Premium Subsidy CMS Pays: | $26.60 |
| Low Income Subsidy Premium: | $96.20 |
The Social Security Extra Help page has more information about the Low-Income Subsidy (“Extra Help”) program.
Prescription Drug Plan Deductible
This plan's Medicare Part D annual deductible is $590.00. You must pay this amount at the pharmacy before Blue Cross Blue Shield of Michigan begins paying its share
Prescription Drug Plan Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Prescription Blue Select has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.
| Drug Tier | Retail | Mail Order | |
|---|---|---|---|
| Preferred Generic* | $1.00 | $6.00 | |
| Generic | $6.00 | $11.00 | |
| Preferred Brand | 23.00% | 23.00% | |
| Non-Preferred Drug | 25.00% | 25.00% | |
| Specialty Tier | 25.00% | 25.00% | |
| *Deductible does not apply. | |||
2025 CMS Rating Marks
Each year the Centers for Medicare & Medicaid Services (CMS) rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0. Here are the most recent CMS ratings for this plan.
| CMS Measure | Star Rating |
|---|---|
| Overall Plan Rating | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Every plan covers drugs differently, so it's important to look at your total cost.
Contact Blue Cross Blue Shield of Michigan
| Plan Website: | Blue Cross Blue Shield of Michigan |
|---|---|
| Formulay Information: | Blue Cross Blue Shield of Michigan Formulary Information |
| Pharmacy Information: | Blue Cross Blue Shield of Michigan Pharmacy Information |
| Prospective Part D Members: | (855)425-7720 |
| Prospective Part D TTY Users: | 711 |
If you qualify for Original Medicare but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Advantage program at www.medicare.gov.
Citations & References
- Blue Cross Blue Shield of Michigan, "http://www.bcbsm.com/medicare", Last Accessed October 13, 2024
- Medicare.gov, "Explore your Medicare coverage options", Last Accessed March 2, 2024
- Medicare.gov, "How Part D works with other insurance", Last Accessed March 14, 2024
- Medicare.gov, "Costs for Medicare drug coverage", Last Accessed March 3, 2024
- SSA.gov, "Understanding the Extra Help With Your Medicare", Last Accessed March 9, 2024
- CMS.gov, "Landscape Source Files", Last Accessed October 3, 2024
- CMS.gov, "Medicare Part C & D Performance", Last Accessed October 11, 2024
- CMS.gov, "Benefits Data", Last Accessed October 9, 2024
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.