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Written by David Bynon [3], Medicare Analyst since 2012.  Last updated July 16, 2025

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Medicare Part D
 » 
Alabama
 » 
Clear Spring Health Value Rx

Clear Spring Health Value Rx: Part D Plan S6946-009 Details for Alabama

Part D Plan S6946-009 by Clear Spring Health
Clear Spring Health Value Rx (S6946-009) is a prescription drug plan with a Medicare contract.
☆☆☆☆☆
CMS 5-Star Rating*

Clear Spring Health Value Rx is a 2025 Medicare Part D plan from Clear Spring Health that's available to people with Medicare Part A and/or Part B or a Medicare Advantage plan that does not include prescription drug plan benefits

Clear Spring Health Value Rx is a cost-sharing plan that has a $9.50 monthly premium, an initial coverage limit (ICL) of $2,000, and a $590.00 annual deductible. The ICL adjusts annually with inflation. *CMS rated this plan 2 (Below Average) out of 5 stars.

See more Medicare Part D Plans in Alabama.

* Every year, the Centers for Medicare & Medicaid Services (CMS) evaluates plans based on a 5-star rating system. The Clear Spring Health logo is a registered trademark.[2] Its use by MedicareWire is strictly for editorial purposes. This is not a solicitation of insurance.
Part D Plan Basics
Plan ID:S6946-009
Plan Type:PDP
Plan Year:2025
Premium:$9.50/mo
Deductible:$590.00/yr
Benefit Type:Basic
Low Income Subsidy:Yes
Availability:Alabama
Insured By:Clear Spring Health

Prescription Drug Premium with Extra Help

Although Clear Spring Health Value Rx's monthly premium is bundled with the total plan cost, some plans may receive low-income subsidy (LIS) assistance known as Extra Help. The following table outlines the LIS available through this Clear Spring Health plan (if any).

Low Income Premium Subsidy:$40.01
Low Income Premium Subsidy CMS Pays:$9.50
Low Income Subsidy Premium:$0.00

The Social Security Extra Help page has more information about the Low-Income Subsidy (“Extra Help”) program.

Prescription Drug Plan Deductible

This plan's Medicare Part D annual deductible is $590.00. You must pay this amount at the pharmacy before Clear Spring Health begins paying its share

Prescription Drug Plan Out-of-Pocket Costs

In addition to the plan's monthly premium and deductible, Clear Spring Health Value Rx has copayments (a fixed dollar amount) and/or coinsurances (a percentage amount) that you must pay when you pick up your prescriptions. The following table shows you those costs.

Drug TierRetailMail Order
Preferred Generic$1.00$6.00
Generic$3.00$8.00
Preferred Brand18.00%23.00%
Non-Preferred Drug40.00%40.00%
Specialty Tier25.00%25.00%
*Deductible does not apply.

CMS 5-Star Rating Marks

The following table shows the quality ratings for this Clear Spring Health plan. Each year CMS rates drug plans (Part D) in four broad categories. We do not recommend joining a plan with an overall rating of less than 3.0.

CMS MeasureStar Rating
Overall Plan Rating☆☆☆☆☆
Drug Plan Customer ServiceNot enough data available
Complaints and Changes in the Drug Plan☆☆☆☆☆
Member Experience with the Drug Plan☆☆☆☆☆
Drug Safety and Accuracy of Drug Pricing☆☆☆☆☆

The true value of any Medicare Part D plan can only be judged by how well it covers your medications.

Contact Clear Spring Health

Plan Website:Clear Spring Health
Formulay Information:Clear Spring Health Formulary Information
Pharmacy Information:Clear Spring Health Pharmacy Information
Prospective Part D Members:(877)434-4290
Prospective Part D TTY Users:711

Citations & References

  • Clear Spring Health, "http://www.clearspringhealthcare.com", Last Accessed March 1, 2025
  • Medicare.gov, "Drug coverage (part D)", Last Accessed March 2, 2024
  • Medicare.gov, "How Part D works with other insurance", Last Accessed March 14, 2024
  • Medicare.gov, "Catastrophic coverage", Last Accessed March 13, 2024
  • SSA.gov, "Understanding the Extra Help With Your Medicare", Last Accessed March 9, 2024
  • CMS.gov, "Landscape Source Files", Last Accessed March 1, 2025
  • CMS.gov, "Medicare Part C & D Performance", Last Accessed March 1, 2025
  • CMS.gov, "Benefits Data", Last Accessed March 1, 2025

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On This Page

  • Introduction
  • Plan Basics
  • Premium
  • Deductible
  • Out-of-Pocket Costs
  • Plan Rating Marks
  • Get Help

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[1]Public Trust Disclosure

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

David is also the founder of TrustPublishing.com and the inventor of the Memory-First Publishing and Semantic Digest protocols.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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