MedicareWire

Best Medicare plan, cost, and enrollment tools for seniors.

Speak with a Licensed Sales Agent[1]

1-855-728-0510 (TTY 711)

Mon-Fri 5 AM-6 PM, Sat 6 AM-5 PM PT

Guide to Medicare Advantage Plans in Trempealeau County, WI for 2025

There are 22 Medicare Advantage plans available in Trempealeau County, WI for the 2025 plan year, including 13 plans with $0 premiums. Most plans include prescription drug coverage. These counts exclude Special Needs Plans.

Not in Trempealeau County? Enter your ZIP code to see plans in your area.

  • Top 3 Plans by Enrollment:
    1. Anthem Medicare Advantage (HMO-POS) — 316 enrollees
    2. Esteem Rx (HMO-POS) — 236 enrollees
    3. Essence Rx (HMO-POS) — 185 enrollees
  • Average Monthly Premium: $39.30
  • Average Maximum Out-of-Pocket Limit: $4,829
  • Average Prescription Drug Deductible: $337.31
  • Ratings (Plan Mix): 4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
  • Plan Type Breakdown 10 PPO · 8 HMO-POS · 1 PFFS · 2 REGIONAL PPO · 1 MSA

Trempealeau County, Wisconsin Medicare Advantage Plans

Plan Name Type Premium MOOP Rx Ded. Rating
Aetna Medicare Eagle* PPO $0 $4,900 N/A
☆☆☆☆☆
Aetna Medicare Enhanced Select* PPO $166 $1,500 $590
☆☆☆☆☆
Aetna Medicare Premier* PPO $14 $4,200 $0
☆☆☆☆☆
Aetna Medicare Value* PPO $0 $4,900 $590
☆☆☆☆☆
AARP Medicare Advantage from UHC WI-0015 HMO-POS $0 $6,700 $340
☆☆☆☆☆
AARP Medicare Advantage from UHC WI-0016 HMO-POS $44 $5,400 $340
☆☆☆☆☆
Anthem Medicare Advantage PPO $0 $4,700 $195
☆☆☆☆☆
Anthem Veteran PPO $0 $6,751 N/A
☆☆☆☆☆
Security Health Plan of Wisconsin, Inc. Compass HMO-POS $0 $3,400 N/A
☆☆☆☆☆
Essence Rx HMO-POS $75 $3,400 $330
☆☆☆☆☆
Esteem Rx HMO-POS $0 $5,000 $250
☆☆☆☆☆
Humana Gold Choice H8145-006 PFFS $38 $7,000 $590
☆☆☆☆☆
Legacy Rx HMO-POS $247 $2,000 $0
☆☆☆☆☆
Security Health Plan of Wisconsin, Inc. Spirit HMO-POS $70 $1,500 N/A
☆☆☆☆☆
Anthem Medicare Advantage HMO-POS $0 $4,300 $150
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $5,500 N/A
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $5,500 N/A
☆☆☆☆☆
Humana USAA Honor Giveback Regional PPO $0 $6,750 N/A
☆☆☆☆☆
HumanaChoice R5361-002 Regional PPO $104 $7,200 $590
☆☆☆☆☆
AARP Medicare Advantage from UHC WI-0005 PPO $106 $4,100 $420
☆☆☆☆☆
AARP Medicare Advantage Patriot No Rx WI-MA01 PPO $0 $6,700 N/A
☆☆☆☆☆
Network Health Prime MSA $0 $Not Applicable N/A
☆☆☆☆☆
**Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages.
📊 At a Glance: Medicare Advantage in Trempealeau County
Average Monthly Premium
$39.30
Plans with $0 Premium
13
Average MOOP Limit
$4,829 ($9,350 max. in 2025)
Average Rx Deductible
$337.31
Plans Without Drug Coverage
4 (standalone Wisconsin Part D plans)
Plans with 5-Star Ratings
No 5-star plans available.
Stars  Ratings (Plan Mix)
4+ Stars: 67% · 3 Stars: 33% · Below 3: 0%
Plans Available
22 (excluding Trempealeau County SNP plans)
Plan Type Breakdown
10 PPO · 8 HMO-POS · 1 PFFS · 2 REGIONAL PPO · 1 MSA
Countywide Enrollments
1,663 (excluding SNP plans)
Top 3 Plans by Enrollment
1. Anthem Medicare Advantage (HMO-POS) — 316 enrollees
2. Esteem Rx (HMO-POS) — 236 enrollees
3. Essence Rx (HMO-POS) — 185 enrollees

Data Sources: CY2025 Landscape, PBP Benefits, Star Ratings Data, Monthly Enrollment by CPSC, and SimpleMaps U.S. Counties. Enrollment data last updated . County demographic data last updated .

Understanding Your Medicare Advantage Options

Medicare Advantage Plans, or Part C, are health plans provided by private insurers that offer all-in-one coverage, combining Medicare Part A (hospital coverage) and Part B (medical coverage). Many of the 22 plans available to you in Trempealeau County also include additional benefits like prescription drug coverage, as well as dental, vision, and wellness services, offering a more comprehensive package than Original Medicare.

🔓 Preferred Provider Organization (PPO)

A PPO allows more flexibility in choosing healthcare providers, with the option to see specialists without referrals, though often at a higher cost. Medicare Advantage PPOs usually have higher premiums and out-of-pocket expenses. There are 502 Trempealeau County residents enrolled in PPO plans. The most popular of these plans by enrollments is AARP Medicare Advantage Patriot No Rx WI-MA01 .

🪟 Private Fee-for-Service (PFFS)

Allows members to visit any Medicare-approved doctor or hospital in their area that accepts the plan's payment terms. Medicare PFFS plans offer more flexibility but may result in higher costs. There are 86 Trempealeau County residents enrolled in PFFS plans. The most popular of these plans by enrollments is Humana Gold Choice H8145-006 .

🔀 Health Maintenance Organization Point of Sale (HMO-POS)

Medicare HMO-POS plans are a type of HMO that offers a little more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost. There are 1,036 residents enrolled in HMO-POS plans in this Trempealeau County. The most popular plan by enrollments is Anthem Medicare Advantage .

  • Medicare Savings Account (MSA): This plan pairs a high-deductible Medicare Advantage plan with a savings account that the plan funds. You can use the money in the savings account to pay for healthcare expenses before meeting your deductible. Any unused funds roll over year to year, offering a way to manage healthcare costs with greater flexibility.

    • Advantages of Enrolling in Medicare Advantage

    Medicare Advantage Plans, also known as Part C, provide several key advantages over Original Medicare. Bundle up your healthcare with plans that cover Medicare Parts A and B, plus some extras like prescription meds, dental care, and vision services - it's a package deal! Medicare Advantage can be a smart choice if you want to maximize your healthcare dollars and enjoy extras like additional services and lower out-of-pocket costs.

    Here are some of the top advantages these plans offer Trempealeau County residents:

    🧑‍⚕️Coordinated Care

    Plans often include care coordination services, which help you manage your healthcare across different providers and services.

    💸 Cost Savings

    Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.

    🧾 Comprehensive Coverage

    Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.

    🧘 Wellness Programs

    Many Yavapai County plans offer free gym memberships, wellness programs, and preventive care services. You need to stay healthy, right?

    Tips for Selecting a Medicare Advantage Plan

    Selecting the ideal Medicare Advantage Plan from the 22 plans available in Trempealeau County involves evaluating several crucial aspects:

    🏥1. Provider Network

    Ensure your healthcare providers are within the plan's network to maintain continuity of care.

    💊 2. Prescription Drug Coverage

    Confirm that your current medications are included in the plan's formulary to avoid higher out-of-pocket costs.

    💰 3. Costs

    Assess the plan’s premium, deductible, and out-of-pocket expenses. The ideal plan aligns with both your financial situation and your healthcare needs.

    🎁 4. Additional Benefits

    Identify any additional benefits that are important to you, such as fitness programs, routine dental, or over-the-counter medication benefits, and ensure the plan includes them.

    ⭐ 5. Plan Ratings

    If a plan offers the benefits you need at a price you can afford, be sure to check its CMS star ratings. This will help you avoid plans with known problems, like poor customer service.

    Discover the key factors to consider when comparing Medicare Advantage Plans.

    Medicare Advantage Enrollment Periods

    Enrolling in a Medicare Advantage Plan is a straightforward process, but timing is crucial to ensure you don't miss out on the benefits. Understanding when you can enroll will help you take full advantage of the options available in Trempealeau County.

    📅 Initial Enrollment Period (IEP)

    The IEP is a seven-month window surrounding your 65th birthday, allowing you to sign up for a Medicare Advantage Plan as soon as you become eligible for Medicare.

    🗓️ Annual Enrollment Period (AEP)

    The AEP runs from October 15 to December 7 each year, giving you the opportunity to change, drop, or enroll in a Medicare Advantage Plan.

    🔁 Open Enrollment Period (OEP)

    Between January 1 and March 31, if you’re already enrolled in a Medicare Advantage Plan, you can switch plans or revert to Original Medicare.

    To learn more about the enrollment periods and steps to take, check out our comprehensive Medicare Enrollment guide.

    Frequently Asked Questions

    What are the most popular Medicare Advantage plan types in Trempealeau County?

    Based on the 2025 plan data, PPO plans are the most common in Trempealeau County. The full breakdown of plan types is: 10 PPO · 8 HMO-POS · 1 PFFS · 2 REGIONAL PPO · 1 MSA.

    How much can I expect to pay out of pocket for Medicare Advantage plans?

    The average maximum out-of-pocket limit (MOOP) in Trempealeau County is $4,829 for 2025.

    Do any Medicare Advantage plans in Trempealeau County have 5-star ratings?

    No 5-star rated Medicare Advantage plans are available in Trempealeau County for the 2025 plan year. However, 67% of plans have a rating of 4 stars or higher.

    What is the average monthly premium for Medicare Advantage plans in Trempealeau County?

    The average monthly premium for Medicare Advantage plans in Trempealeau County is $39.30. A total of 13 offer $0 premiums, though costs vary by plan type and benefits.

    More About These Plans

    Carrier Plans Offered

    Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

    Master Plan Pages by Plan ID

    The plan pages listed in the table above have been modified for localization to help consumers identify plans available in their area. Most plans are available in multiple areas. The following list of plan IDs link to each plan's master page.

    Plan Availability

    The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Arcadia, Blair, Eleva, Ettrick, Galesville, Independence, Osseo, Strum, Trempealeau, Whitehall, and all other areas of Trempealeau County, Wisconsin, including the following zip codes: 54612, 54616, 54625, 54627, 54630, 54642, 54659, 54661, 54738, 54747, 54758, 54760, 54770, 54773.

    Citations & References