Guide to Medicare Advantage Plans in Washington County, TN for 2025
📊 At a Glance: Medicare Advantage in Washington County
- Average Monthly Premium
- $28.27
- Plans with $0 Premium
- 20
- Average MOOP Limit
- $4,370 ($9,350 max. in 2025)
- Average Rx Deductible
- $314.81
- Plans Without Drug Coverage
- 4 (standalone Tennessee Part D plans)
- Plans with 5-Star Ratings
- No 5-star plans available.
- Stars Ratings (Plan Mix)
- 4+ Stars: 58% · 3 Stars: 42% · Below 3: 0%
- Plans Available
- 33 (excluding Washington County SNP plans)
- Plan Type Breakdown
- 13 PPO · 6 HMO · 12 HMO-POS · 2 REGIONAL PPO
- Countywide Enrollments
- 15,036 (excluding SNP plans)
- Top 3 Plans by Enrollment
- 1. AARP Medicare Advantage from UHC TC-0002 (HMO-POS) — 4,816 enrollees
2. BlueAdvantage Sapphire (PPO) — 2,867 enrollees
3. AARP Medicare Advantage from UHC TC-0003 (HMO-POS) — 1,812 enrollees
Data Sources: CY2025 Landscape, PBP Benefits, Star Ratings Data, Monthly Enrollment by CPSC, and SimpleMaps U.S. Counties. Enrollment data last updated . County demographic data last updated .
In Washington County, Tennessee, there are 33 Medicare Advantage Plans available for the 2025. From basics to specialized care, each of the 33 plans caters to distinct health needs and priorities. Our guide will help you weigh your options so you can make an informed decision.
Compare Medicare Advantage Plans in Washington County
Below is a complete list of Medicare Advantage Plans available in Washington County. Click on any plan to view full details, including benefits, coverage, and costs.
Not in Washington County? Enter your ZIP code to see plans in your area.
Washington County, Tennessee Medicare Advantage Plans
| Plan Name | Type | Premium | MOOP | Rx Ded. | Rating |
|---|---|---|---|---|---|
| BlueAdvantage Diamond* | PPO | $89 | $2,900 | $0 | |
| BlueAdvantage Extra* | PPO | $26 | $4,200 | $590 | |
| BlueAdvantage Freedom* | PPO | $0 | $3,200 | N/A | |
| BlueAdvantage Prime* | PPO | $206 | $0 | $0 | |
| BlueAdvantage Ruby* | PPO | $46 | $3,000 | $0 | |
| BlueAdvantage Sapphire* | PPO | $0 | $3,450 | $0 | |
| Cigna Preferred Medicare* | HMO | $0 | $5,200 | $0 | |
| Humana Gold Plus H4461-035* | HMO | $0 | $3,850 | $590 | |
| Humana Gold Plus H4461-040* | HMO | $85 | $1,900 | $0 | |
| Humana Gold Plus H4461-041* | HMO | $10 | $3,200 | $0 | |
| Humana USAA Honor Giveback* | HMO | $0 | $3,200 | N/A | |
| AARP Medicare Advantage Access from UHC TN-7 | PPO | $247 | $3,000 | $570 | |
| AARP Medicare Advantage from UHC TC-0002 | HMO-POS | $0 | $3,900 | $255 | |
| AARP Medicare Advantage from UHC TC-0003 | HMO-POS | $41 | $3,000 | $255 | |
| AARP Medicare Advantage Giveback from UHC TC-4 | HMO-POS | $0 | $6,300 | $495 | |
| AARP Medicare Advantage Patriot No Rx TC-MA01 | HMO-POS | $0 | $3,900 | N/A | |
| Devoted CORE Tennessee | HMO | $0 | $3,900 | $590 | |
| UHC Medicare Advantage TC-0001 | PPO | $0 | $5,900 | $255 | |
| Humana USAA Honor Giveback | PPO | $0 | $3,400 | N/A | |
| Humana Value Plus H5216-180 | PPO | $31 | $4,900 | $590 | |
| HumanaChoice R0110-017 | Regional PPO | $0 | $4,850 | N/A | |
| HumanaChoice R0110-018 | Regional PPO | $86 | $6,700 | $590 | |
| Wellcare Assist | HMO-POS | $27 | $4,900 | $590 | |
| Wellcare Assist | HMO-POS | $30 | $4,900 | $520 | |
| Wellcare Giveback | HMO-POS | $0 | $6,700 | $420 | |
| Wellcare Patriot Giveback | HMO-POS | $0 | $5,000 | N/A | |
| Wellcare Simple | HMO-POS | $0 | $3,800 | $420 | |
| Cigna True Choice Medicare | PPO | $0 | $5,700 | $0 | |
| Wellpoint Extra Help | HMO-POS | $9 | $4,900 | $590 | |
| Wellpoint Medicare Advantage | HMO-POS | $0 | $6,750 | $0 | |
| Wellpoint Medicare Advantage 2 | HMO-POS | $0 | $4,900 | $0 | |
| Devoted CHOICE GIVEBACK Tennessee | PPO | $0 | $8,300 | $590 | |
| Devoted CHOICE Tennessee | PPO | $0 | $4,500 | $590 | |
| **Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages. | |||||
Understanding Your Medicare Advantage Options
Medicare Advantage Plans, also known as Medicare Part C, are private health plans that provide all-in-one coverage, including Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). On top of the core benefits, many of the plans in Washington County throw in some nice extras - think prescription drug coverage, dental, vision, and wellness programs - making them a solid choice for those in Mohave County looking for something more than Original Medicare.
🏥 Health Maintenance Organization (HMO) Plans
HMO plan members must use the plan's network of doctors and hospitals in Washington County, and typically need a referral to see a specialist. Some Medicare Advantage HMO Plans may have lower costs but offer less flexibility in choosing healthcare providers. There are 3,133 residents enrolled in HMO plans in this county. The most popular plan is Humana Gold Plus H4461-041 .
🔓 Preferred Provider Organization (PPO)
A PPO allows more flexibility in choosing healthcare providers, with the option to see specialists without referrals, though often at a higher cost. Medicare Advantage PPOs usually have higher premiums and out-of-pocket expenses. There are 4,353 Washington County residents enrolled in PPO plans. The most popular of these plans by enrollments is BlueAdvantage Sapphire .
🔀 Health Maintenance Organization Point of Sale (HMO-POS)
Medicare HMO-POS plans are a type of HMO that offers a little more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost. There are 7,514 residents enrolled in HMO-POS plans in this Washington County. The most popular plan by enrollments is AARP Medicare Advantage from UHC TC-0002 .
Advantages of Enrolling in Medicare Advantage
Many Medicare Advantage Plans offer extra benefits that go beyond Original Medicare, making them an attractive option for some people. These plans provide comprehensive coverage, often including additional services like prescription drug coverage, dental, vision, and wellness programs, all bundled into one plan. By choosing a Medicare Advantage Plan, you can simplify your healthcare and potentially save on costs.
Take a look at the main benefits provided by Medicare Advantage Plans in Washington County:
🧑⚕️Coordinated Care
Plans often include care coordination services, which help you manage your healthcare across different providers and services.
💸 Cost Savings
Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.
🧾 Comprehensive Coverage
Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.
🧘 Wellness Programs
Many Yavapai County plans offer free gym memberships, wellness programs, and preventive care services. You need to stay healthy, right?
Tips for Selecting a Medicare Advantage Plan
Choosing the right Medicare Advantage Plan out of the 33 plans available in Washington County requires careful consideration of several key factors:
🏥1. Provider Network
Verify that your current doctors and preferred hospitals are included in the plan's network. Access to your healthcare providers can significantly impact your care experience.
💊 2. Prescription Drug Coverage
Make sure the plan covers your medications, particularly if you have specific prescriptions you rely on regularly.
💰 3. Costs
Examine the plan's premiums, copayments, and out-of-pocket limits. Compare these costs against your budget to avoid unexpected expenses.
🎁 4. Additional Benefits
Consider what extra services, such as dental, vision, or wellness programs, are important to you, and check if the plan offers them.
⭐ 5. Plan Ratings
Look into the plan's star ratings, which provide insight into the plan's overall quality and member satisfaction.
Learn more about the basics of comparing Medicare Advantage Plans.
Medicare Advantage Enrollment Periods
Making sense of Medicare Advantage enrollment periods can seem overwhelming, but it's worth the effort for better health coverage. Missing these key dates could delay your coverage or limit your plan choices for 2025 in Washington County.
📅 Initial Enrollment Period (IEP)
This initial enrollment window starts three months before and ends three months after your 65th birthday, offering a total of seven months to enroll in a Medicare Advantage Plan.
🗓️ Annual Enrollment Period (AEP)
Every year from October 15 to December 7, you have the option to change, enroll, or disenroll from a Medicare Advantage Plan.
🔁 Open Enrollment Period (OEP)
Running from January 1 to March 31, this period allows changes to your Medicare Advantage Plan if you’re already enrolled or lets you switch back to Original Medicare.
For comprehensive details on how to enroll, visit our detailed guide on Medicare Enrollment.
Frequently Asked Questions
What are the most popular Medicare Advantage plan types in Washington County?
Based on the 2025 plan data, PPO plans are the most common in Washington County. The full breakdown of plan types is: 13 PPO · 6 HMO · 12 HMO-POS · 2 REGIONAL PPO.
How much can I expect to pay out of pocket for Medicare Advantage plans?
The average maximum out-of-pocket limit (MOOP) in Washington County is $4,370 for 2025.
Do any Medicare Advantage plans in Washington County have 5-star ratings?
No 5-star rated Medicare Advantage plans are available in Washington County for the 2025 plan year. However, 58% of plans have a rating of 4 stars or higher.
What is the average monthly premium for Medicare Advantage plans in Washington County?
The average monthly premium for Medicare Advantage plans in Washington County is $28.27. A total of 20 offer $0 premiums, though costs vary by plan type and benefits.
More About These Plans
Carrier Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
Master Plan Pages by Plan ID
The plan pages listed in the table above have been modified for localization to help consumers identify plans available in their area. Most plans are available in multiple areas. The following list of plan IDs link to each plan's master page.
Plan Availability
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Fall Branch, Johnson City, Jonesborough, Limestone, Telford, and all other areas of Washington County, Tennessee, including the following zip codes: 37601, 37602, 37604, 37605, 37614, 37615, 37641, 37650, 37656, 37659, 37663, 37681, 37684, 37686, 37690, 37694.
Citations & References
- Medicare.gov, "Understanding Medicare Advantage Plans", Last Accessed 19 March, 2025
- CMS.gov, "Special Needs Plans (SNP)", Last Accessed 24 May, 2024
- Medicare.gov, "What's Medicare Supplement Insurance (Medigap)?", Last Accessed 19 March, 2025
- Plan and enrollment data provided by the Centers for Medicare & Medicaid Services (CMS)
- Data processed and interpreted by MedicareWire.com editorial team.
- Read our methodology and sourcing policy.