On this page we help consumers: Compare Vermont Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.
As you may know, Medicare Advantage plans are different in each County, so you'll need to go to the area where you live (below).
How-To Enroll in a 2020 Medicare Advantage Plan in Vermont
Most people living in Vermont, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Vermont insurance agent. This is the best way to go if you need someone to help advise you.
Original Medicare + Medigap vs. a Medicare Advantage Plan in Vermont
If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Vermont Medicare Part D Plan (prescriptions) and Vermont Medicare Supplement Insurance.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Vermont Medigap Plans page. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
This Medicare Advantage plan information is maintained by David Bynon and was last updated on .