On this page we help consumers: Compare North Dakota Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.
Plans are organized by county, so there's one more step to take to see plans. You need to click on your county below.
How-To Enroll in a 2020 Medicare Advantage Plan in North Dakota
Most people living in North Dakota, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent North Dakota insurance agent. This is the best way to go if you need someone to help advise you.
Original Medicare + Medigap vs. a Medicare Advantage Plan in North Dakota
If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a North Dakota Medicare Part D Plan (prescriptions) and North Dakota Medicare Supplement Insurance.
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, visit our North Dakota Medigap Plans page. All Medicare Supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
This Medicare Advantage plan information is maintained by David Bynon and was last updated on .