On this page we help consumers: Compare New Jersey Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.
Plans are organized by county, so there's one more step to take to see plans. You need to click on your county below.
Who Can Enroll in a New Jersey Medicare Advantage Plan?
If you are age 65 or older, you most likely qualify to enroll in a New Jersey Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent New Jersey insurance agent. This is the best way to go if you need someone to help advise you.
Original Medicare + Medigap vs. a Medicare Advantage Plan in New Jersey
If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a New Jersey Medicare Part D Plan (prescriptions) and New Jersey Medicare Supplement Insurance.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our New Jersey Medigap Plans page. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
This Medicare Advantage plan information is maintained by David Bynon and was last updated on .