On this page we help consumers: Compare Montana Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.
Plans are organized by county, so there's one more step to take to see plans. You need to click on your county below.
Who Can Enroll in a Montana Medicare Advantage Plan?
If you are age 65 or older, you most likely qualify to enroll in a Montana Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.
You can get enrolled three ways:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent Montana insurance agent. This is the best way to go if you need someone to help advise you.
Montana Medigap Plan vs. Medicare Advantage, Which is Better?
Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with Montana Medicare Supplement Insurance and a Montana Medicare Part D Plan (for help with your prescription drugs).
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Montana Medigap Plans page. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
This Medicare Advantage plan information is maintained by David Bynon and was last updated on .