2020 Medicare Advantage Plans in Minnesota

On this page we help consumers: Compare Minnesota Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.

You're one little step away from the plans page. You'll need to go to your County page (below) to see the plans that apply to you. Medicare Advantage plan options vary by area.

Who Can Enroll in a Minnesota Medicare Advantage Plan?

If you are age 65 or older, you most likely qualify to enroll in a Minnesota Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.

There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).

You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.

There are three ways to enroll:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Minnesota insurance agent. This is the best way to go if you need someone to help advise you.

Original Medicare + Medigap vs. a Medicare Advantage Plan in Minnesota

If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Minnesota Medicare Part D Plan (prescriptions) and Minnesota Medicare Supplement Insurance.

A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Minnesota Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.