2020 Medicare Advantage Plans in Minnesota

On this page we help consumers: Compare Minnesota Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.

As you may know, Medicare Advantage plans are different in each County, so you'll need to go to the area where you live (below).

Getting Enrolled in a 2020 Medicare Advantage Plan in Minnesota

Most Minnesota seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.

There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).

You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.

There are three ways to enroll:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Minnesota insurance agent. This is the best way to go if you need someone to help advise you.

Medicare Advantage vs. Original Medicare with a Minnesota Supplement

If you are concerned that Medicare Advantage could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. Minnesota Medicare Supplemental Insurance and a Minnesota Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.

If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Minnesota Medigap Plans page. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.