2020 Medicare Advantage Plans in Michigan Medicare Part C

Want to compare the top 2020 Medicare Advantage plans to find the best options in Michigan? You're one little step away. You'll need to go to your County page (below) to see the plans that apply to you. Medicare Advantage plan options vary by area. Here's why.

While Medicare Part D and Medicare Supplement plan availability is the same throughout the state, the complexity of Medicare Advantage plans requires them to be localized. The primary reason for this is that different areas have different healthcare providers, so localized health plans offer the best choices. Click on your County to get started.

Who Can Enroll in Medicare Advantage?

If you are age 65 or older, you most likely qualify to enroll in a Michigan Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.

You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.

There's also an Individual Election Period (IEP) that you can use once. Your IEP is a 90 day period around your 65th birthday. It starts the month before you turn 65 and ends the month after.

You can get enrolled three ways:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Michigan insurance agent. This is the best way to go if you need someone to help advise you.

Medigap vs. Medicare Advantage, Which is Better?

Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with Michigan Medicare Supplement Insurance and a Michigan Medicare Part D Plan (for help with your prescription drugs).

A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Michigan Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.

About Our 2020 Medicare Health Insurance Data

The private health insurance data we publish is received from public data files provided by the U.S. federal government. We make every attempt to keep our databases up-to-date. In spite of this, we simply cannot ensure the exactness of the details. Only a licensed health insurance agent can give you a binding quote.