2020 Medicare Advantage Plans in Michigan

On this page we help consumers: Compare Michigan Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.

As you may know, Medicare Advantage plans are different in each County, so you'll need to go to the area where you live (below).

How-To Enroll in a 2020 Medicare Advantage Plan in Michigan

Most people living in Michigan, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).

You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.

Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.

To get enrolled:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Michigan insurance agent. This is the best way to go if you need someone to help advise you.

Michigan Medigap Plan vs. Medicare Advantage, Which is Better?

Medicare Advantage is one way to get full coverage healthcare. You also have the option to hold on to your Original Medicare PFFS benefits and upgrade your coverage with Michigan Medicare Supplement Insurance and a Michigan Medicare Part D Plan (for help with your prescription drugs).

A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Michigan Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.