2020 Medicare Advantage Plans in Michigan

On this page we help consumers: Compare Michigan Medicare Advantage plans (HMO, PPO, MMP) using our list of best Part C plans based on CMS 5-star reviews.

Plans are organized by county, so there's one more step to take to see plans. You need to click on your county below.

Getting Enrolled in a 2020 Medicare Advantage Plan in Michigan

Most Michigan seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.

You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.

You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.

There are three ways to enroll:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Michigan insurance agent. This is the best way to go if you need someone to help advise you.

Medicare Advantage vs. Original Medicare with a Michigan Supplement

If you are concerned that Medicare Advantage could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. Michigan Medicare Supplemental Insurance and a Michigan Medicare Part D Plan (for prescriptions) work hand-in-hand with your Original Medicare to give you the best coverage possible.

A Medicare Supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our Michigan Medigap Plans page for more information. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.