2018 Medicare Advantage Plans Private Health Plans for Delaware's Medicare Beneficiaries

On this page you can browse and compare all 2018 Medicare Advantage plans available in Delaware. If you choose to enroll, you will be exchanging your Original Medicare benefits for private health insurance that helps you reduce your out-of-pocket expenses. Click on your County to get started.

Be aware that plans vary by where you live. It all comes down to the availability HMO and/or PPO healthcare provider networks available in the area. Choose your county below.

How-To Enroll in Medicare Advantage

Most people living in Delaware, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).

You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.

Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.

To get enrolled:

• Call a plan directly. If you know the plan you want, this way is quick and easy.
• Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
• Use an independent insurance agent. This is the best way to go if you need someone to help advise you.

Original Medicare + Medigap vs. Medicare Advantage

If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Delaware Medicare Part D Plan (prescriptions) and Delaware Medicare Supplement Insurance.

If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Delaware Medigap Plans page. All Medigap plans are standardized. That means you can chose the plan you need based on best price without worrying about the benefits.

About Our 2018 MA and MAPD Information

The healthcare insurance information provided on MedicareWire.com is derived from data files published by the U.S. Centers for Medicare and Medicaid Services (CMS). We update our databases quarterly. However, we are unable to verify the correctness of the data received. You must consult with a licensed insurance agent to get an exact quote for your situation.

For additional, helpful information, visit CMS on the web at http://cms.gov. This page is maintained by David Bynon and was last updated on October 14, 2017.