Clover Health Valor (PPO) – H5141-061-0
This page provides coverage, cost, and availability details for Clover Health’s H5141-061-0 Medicare Advantage plan for CY2025.
Plan Availability
Clover Health Valor (H5141-061-0) is available in the following locations (click to open):
Health Plan Costs
💰 Monthly Premium, Deductible, Max Out-of-Pocket & Giveback
Monthly Premium: The total monthly premium is $0.00, including drug coverage. You must also pay your standard Medicare Part B premium.
Health Plan Deductible: Some health plans have a deductible (amount you pay before cost-sharing begins). This plan's deductible is $0.00.
Maximum Out-of-Pocket: All Medicare Advantage plans have an annual maximum out-of-pocket (MOOP) limit. This is the most you will pay for standard health services in a year before that plan begins paying all costs. This plan's MOOP is $9,350.00 for in-network services, excluding the cost of your Part D medications.
Part B Giveback: This plan offers a Part B premium giveback of $0.00.
Health Plan Out-of-Pocket Costs
🩺 Doctor’s Office Visits
- Primary: $0 Copay
- Specialist: $50 Copay
- NOTE: Certain preventive services are covered 100% by the plan as a Part B benefit.
🏥 Emergency, Urgent, and Inpatient Hospital Coverage
- Emergency room care: $110 Copay
- Urgent care: $25 Copay
- Ground ambulance: $350 Copay
- Inpatient hospital care: $399.00 per day for days 1 through 6
$0.00 per day for days 7 and beyond - Skilled Nursing Facility: $0.00 per day for days 1 through 20
$214.00 per day for days 21 and beyond
🦶 Foot Care
- Foot Exams and Treatments (Medicare-covered): $35 Copay
- Routine Foot Care: Not Covered
💆 Chiropractic Care
- Medicare-covered chiropractic: $15 Copay
- Routine chiropractic: Not Covered
🧠 Mental Health Services
- Outpatient individual therapy: $45 Copay
- Outpatient group therapy: $35 Copay
- Inpatient psychiatric hospital care: $335.00 per day for days 1 through 6
$0.00 per day for days 7 and beyond
🏋️ Rehabilitation Services
- Physical therapy and speech and language therapy: $35 Copay
Prior Authorization Required - Occupational therapy: $35 Copay
Prior Authorization Required
🧰 Medical Equipment and Supplies
- Diabetes supplies: 20% Coinsurance
- Durable medical equipment: 20% Coinsurance
Prior Authorization Required - Prosthetics: 20% Coinsurance
🔬 Diagnostics, Lab Services, and Imaging
- Diagnostic radiology services: $250 Copay
Prior Authorization Required - Lab services: $20 Copay
Prior Authorization Required - Outpatient x-rays: $40 Copay
Prior Authorization Required - Diagnostic tests and procedures: $250 Copay
Prior Authorization Required
💉 Medicare Part B Drugs
- Chemotherapy: 20% Coinsurance
- Other Part B drugs (Medicare-covered): 20% Coinsurance
Supplemental Benefits
🦷 Dental Services
- Medicare Covered Preventive Dental: $50 Copay
- Oral exam: $0
- Dental x-rays: $0
- Cleaning: $0
- Periodontics: Not Covered
- Endodontics: Not Covered
- Restorative Services: Not Covered
- Maximum dental benefit
- $1,500.00 (Every year)
👂 Hearing Aids and Services
- Fitting/evaluation: Covered
Limits may apply - Hearing aids: Not Covered
- Hearing exam: Covered
Limits may apply
👓 Vision Services
- Medicare-covered eye exam: $ to $50 Copay
- Routine eye exam: Covered
Limits may apply - Eyewear benefits: None
Prescription Drug Costs & Benefits
This plan does not include a Medicare Part D plan for prescriptions.
CMS 5-Star Rating Marks
The following table shows the quality ratings for this Clover Health plan. Each year CMS rates health plans (Part C) in five broad categories and drug plans (Part D) in four broad categories using a 5-star rating system. Here are the most recent ratings for Clover Health Valor.
Need Help Enrolling?
📄 View Plan Contact Information
| Website: | Clover Health Plan Page (opens in new tab) |
|---|---|
| Providers: | Clover Health Providers Page (opens in new tab) |
| New Member Health Plan Help: | (888)466-5044 |
| New Member TTY: | 711 |
🔍 Why This Information Matters
Many Medicare websites only show you their own phone numbers and redirect you to their sales team. We believe you deserve full access to your plan resources — including direct links to the official Clover Health site, provider directories, and support contacts.
That’s why we include this information here, clearly and transparently — so you can research and enroll with confidence.
🛡️ Official Medicare Enrollment Resources
If you qualify for Medicare benefits but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Part C program on www.medicare.gov or call 1-800-MEDICARE.
Frequently Asked Questions
📘 What does Medicare plan code H5141 061 mean?
Clover Health Valor is a Medicare Advantage plan by Clover Health. The code H5141 is the CMS contract ID, whereas 061 is its plan ID.
- Plan Name: Clover Health Valor
- Plan Type: PPO
- Premium: $0.00/mo + your monthly Part B premium
- Out-of-Pocket Max: $9,350.00 (in-network)
- Drug Coverage: Does not include Medicare Part D prescription drug coverage.
- CMS Star Rating: 4 out of 5
- Contract Year: 2025
This information is based on official CMS data and is provided for educational purposes. Always review your plan’s official documents or contact the provider directly before making enrollment decisions.
📋 What type of plan is H5141 061?
This plan is a PPO — specifically, it's an PPO plan with a Medicare Advantage contract that's offered by Clover Health. It comes with defined provider network rules you should be aware of.
- Plan Marketing Name: Clover Health Valor
- Network Type: Preferred Provider Organization with in- and out-of-network coverage.
- Referral Requirement: Referrals are generally not required, though some services may be exceptions. Refer to the plan’s coverage tables above.
- Prescription Coverage: Does not include Medicare Part D prescription drug coverage.
Plan types like HMOs and PPOs determine whether you can go out-of-network or need referrals to see specialists.
📦 What benefits are included in H5141 061?
This plan covers all Medicare Part A and Part B services. Depending on the plan, it may also include valuable extras like dental, vision, and hearing benefits.
- Medical Services: Hospital, doctor visits, preventive care
- Prescription Drugs: Not Included
- Dental: No — this plan does not include dental benefits.
- Vision: Yes — vision benefits are included. Review the vision section above for copay and limit details.
- Hearing: Yes — hearing benefits are included. See the coverage details above to learn what services are covered.
Benefit availability may vary by location and plan version. Confirm specific details in your plan's Evidence of Coverage (EOC).