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Written by David Bynon [3], Medicare Analyst since 2012.  Last updated May 24, 2025

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Medicare Advantage
 » 
Pennsylvania
 » 
Lebanon County

Guide to Medicare Advantage Plans in Lebanon County, PA for 2025

List of Plans | Plan Overview | Benefits | How to Choose | Enrollment | FAQ

There are 84 Medicare Advantage plans available in Lebanon County, PA for the 2025 plan year, including 45 plans with $0 premiums. Most plans include prescription drug coverage. These counts exclude Special Needs Plans.

Not in Lebanon County? Enter your ZIP code to see plans in your area.

  • Top 3 Plans by Enrollment:
    1. Community Blue Medicare PPO Signature (PPO) — 1,988 enrollees
    2. Aetna Medicare Advantra Silver (PPO) — 1,638 enrollees
    3. Community Blue Medicare PPO Premier (PPO) — 1,310 enrollees
  • Average Monthly Premium: $31.63
  • Average Maximum Out-of-Pocket Limit: $6,458
  • Average Prescription Drug Deductible: $206.86
  • Ratings (Plan Mix): 4+ Stars: 73% · 3 Stars: 28% · Below 3: -1%
  • Plan Type Breakdown 25 HMO · 50 PPO · 4 HMO-POS · 3 PFFS · 2 REGIONAL PPO

Lebanon County, Pennsylvania Medicare Advantage Plans

Medicare Advantage Plans in Lebanon County, PA for 2024
Plan Name Type Premium MOOP Rx Ded. Rating
Community Blue Medicare HMO Signature* HMO $0 $6,500 $0
☆☆☆☆☆
Aetna Medicare Advantra Credit Value* PPO $0 $7,500 $590
☆☆☆☆☆
Aetna Medicare Advantra Eagle* HMO-POS $0 $5,500 N/A
☆☆☆☆☆
Aetna Medicare Advantra Premier* HMO-POS $18 $7,500 $590
☆☆☆☆☆
Aetna Medicare Advantra Premier Plus* PPO $72 $5,900 $590
☆☆☆☆☆
Aetna Medicare Advantra Silver* PPO $0 $7,500 $590
☆☆☆☆☆
Aetna Medicare Gold* PPO $142 $7,500 $590
☆☆☆☆☆
Aetna Medicare Silver Back* PPO $0 $6,350 $590
☆☆☆☆☆
Aetna Medicare Value* PPO $0 $6,350 $590
☆☆☆☆☆
Aetna Medicare Value Plus* PPO $19 $6,900 $590
☆☆☆☆☆
BlueJourney Premier* HMO $84 $4,700 $0
☆☆☆☆☆
BlueJourney Prime* PPO $168 $6,000 $0
☆☆☆☆☆
BlueJourney Value* HMO $53 $6,000 $0
☆☆☆☆☆
Capital Blue Cross | WellSpan Health Advantage* PPO $0 $6,800 $200
☆☆☆☆☆
Capital Blue Cross | WellSpan Health AdvantagePlus* PPO $26 $6,300 $150
☆☆☆☆☆
Capital Blue Cross | WellSpan Health Complete* PPO $43 $6,000 $0
☆☆☆☆☆
Capital Blue Cross | WellSpan Health Inspire* HMO $0 $5,700 $250
☆☆☆☆☆
Capital Blue Cross | WellSpan Health Value* PPO $0 $9,000 $200
☆☆☆☆☆
Capital Blue Cross Classic* PPO $66 $6,700 $0
☆☆☆☆☆
Capital Blue Cross Essential* HMO $0 $6,000 $250
☆☆☆☆☆
Capital Blue Cross Select* PPO $0 $7,000 $200
☆☆☆☆☆
Community Blue Medicare PPO Distinct* PPO $15 $5,500 $0
☆☆☆☆☆
Community Blue Medicare PPO Premier* PPO $55 $4,900 $0
☆☆☆☆☆
Community Blue Medicare PPO Signature* PPO $0 $7,950 $0
☆☆☆☆☆
Complete Blue PPO Choice* PPO $0 $7,550 $0
☆☆☆☆☆
Complete Blue PPO Choice Deluxe* PPO $7 $6,400 $0
☆☆☆☆☆
Freedom Blue PPO Basic* PPO $61 $5,900 N/A
☆☆☆☆☆
Freedom Blue PPO Deluxe* PPO $248 $4,500 $0
☆☆☆☆☆
Freedom Blue PPO Standard* PPO $134 $5,000 $0
☆☆☆☆☆
Freedom Blue PPO Valor* PPO $0 $6,000 N/A
☆☆☆☆☆
Freedom Blue PPO ValueRx* PPO $39 $5,500 $0
☆☆☆☆☆
Geisinger Gold Classic 360 Rx* HMO $0 $8,000 $0
☆☆☆☆☆
Geisinger Gold Classic Advantage Rx* HMO $98 $3,450 $0
☆☆☆☆☆
Geisinger Gold Classic Complete Rx* HMO $39 $4,400 $0
☆☆☆☆☆
Geisinger Gold Classic Essential Rx* HMO $0 $7,550 $0
☆☆☆☆☆
Geisinger Gold Heritage* HMO $0 $6,700 N/A
☆☆☆☆☆
Geisinger Gold Preferred Advantage Rx* PPO $82 $4,000 $0
☆☆☆☆☆
Geisinger Gold Preferred Complete Rx* PPO $0 $8,000 $0
☆☆☆☆☆
Geisinger Gold Preferred Enhanced Rx* PPO $76 $7,550 $0
☆☆☆☆☆
Geisinger Gold Value Rx* HMO $23 $8,850 $0
☆☆☆☆☆
UPMC for Life HMO Deductible Rx* HMO $22 $6,000 $175
☆☆☆☆☆
UPMC for Life HMO No Rx* HMO $0 $5,000 N/A
☆☆☆☆☆
UPMC for Life HMO Rx* HMO $90 $4,500 $0
☆☆☆☆☆
UPMC for Life HMO Rx Choice* HMO $35 $6,000 $175
☆☆☆☆☆
UPMC for Life HMO Rx Enhanced* HMO $295 $7,550 $0
☆☆☆☆☆
UPMC for Life PPO Essential Care Rx* PPO $0 $8,000 $350
☆☆☆☆☆
UPMC for Life PPO Premier Rx* PPO $0 $6,700 $350
☆☆☆☆☆
UPMC for Life PPO Rx Choice* PPO $19 $6,000 $175
☆☆☆☆☆
UPMC for Life PPO Rx Enhanced* PPO $58 $7,550 $175
☆☆☆☆☆
UPMC for Life PPO Salute* PPO $0 $6,750 N/A
☆☆☆☆☆
AARP Medicare Advantage from UHC PA-0002 HMO-POS $0 $6,700 $340
☆☆☆☆☆
AARP Medicare Advantage from UHC PA-0007 PPO $35 $5,900 $420
☆☆☆☆☆
AARP Medicare Advantage from UHC PA-0008 PPO $64 $4,900 $420
☆☆☆☆☆
AARP Medicare Advantage from UHC PA-0011 PPO $0 $6,700 $420
☆☆☆☆☆
AARP Medicare Advantage Giveback from UHC PA-12 PPO $0 $8,900 $495
☆☆☆☆☆
AARP Medicare Advantage Patriot No Rx PA-MA01 HMO-POS $0 $6,700 N/A
☆☆☆☆☆
Humana Gold Choice H8145-052 PFFS $0 $7,100 $360
☆☆☆☆☆
Humana Gold Choice H8145-055 PFFS $0 $6,700 N/A
☆☆☆☆☆
Humana Gold Choice H8145-163 PFFS $108 $1,500 N/A
☆☆☆☆☆
Cigna Courage Medicare HMO $0 $5,900 N/A
☆☆☆☆☆
Cigna Preferred Medicare HMO $0 $5,100 $0
☆☆☆☆☆
Humana Gold Plus H6622-035 HMO $0 $9,350 $300
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $6,700 N/A
☆☆☆☆☆
Humana USAA Honor Giveback with Rx PPO $0 $7,850 $300
☆☆☆☆☆
Humana Value Plus H5216-117 PPO $29 $7,800 $590
☆☆☆☆☆
HumanaChoice Giveback H5216-116 PPO $0 $4,150 N/A
☆☆☆☆☆
HumanaChoice Giveback H5525-058 PPO $0 $7,500 $225
☆☆☆☆☆
HumanaChoice H5216-120 PPO $105 $7,600 $300
☆☆☆☆☆
HumanaChoice H5525-006 PPO $38 $6,700 $300
☆☆☆☆☆
HumanaChoice H5525-051 PPO $0 $7,500 $300
☆☆☆☆☆
HumanaChoice R0110-007 Regional PPO $0 $4,500 N/A
☆☆☆☆☆
HumanaChoice R0110-008 Regional PPO $63 $6,700 $0
☆☆☆☆☆
Jefferson Health Plans Complete HMO $0 $5,700 $0
☆☆☆☆☆
Jefferson Health Plans Giveback HMO $0 $8,300 $590
☆☆☆☆☆
Jefferson Health Plans Prime HMO $41 $6,400 $0
☆☆☆☆☆
Wellcare Assist HMO $30 $5,200 $490
☆☆☆☆☆
Wellcare Patriot Giveback HMO $0 $7,550 N/A
☆☆☆☆☆
Wellcare Simple HMO $0 $5,900 $420
☆☆☆☆☆
Cigna True Choice Medicare PPO $0 $7,350 $0
☆☆☆☆☆
Wellcare Giveback Open PPO $0 $7,550 $420
☆☆☆☆☆
Wellcare Simple Open PPO $0 $6,700 $420
☆☆☆☆☆
Jefferson Health Plans Flex PPO $0 $7,000 $0
☆☆☆☆☆
Jefferson Health Plans Flex Plus PPO $37 $6,900 $0
☆☆☆☆☆
Jefferson Health Plans Flex Pro PPO $20 $6,000 $0
☆☆☆☆☆
**Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages.
📊 At a Glance: Medicare Advantage in Lebanon County
Average Monthly Premium
$31.63
Plans with $0 Premium
45
Average MOOP Limit
$6,458 ($9,350 max. in 2025)
Average Rx Deductible
$206.86
Plans Without Drug Coverage
4 (standalone Pennsylvania Part D plans)
Plans with 5-Star Ratings
There are 1 5-star plans.
Stars  Ratings (Plan Mix)
4+ Stars: 73% · 3 Stars: 28% · Below 3: -1%
Plans Available
84 (excluding Lebanon County SNP plans)
Plan Type Breakdown
25 HMO · 50 PPO · 4 HMO-POS · 3 PFFS · 2 REGIONAL PPO
Countywide Enrollments
13,189 (excluding SNP plans)
Top 3 Plans by Enrollment
1. Community Blue Medicare PPO Signature (PPO) — 1,988 enrollees
2. Aetna Medicare Advantra Silver (PPO) — 1,638 enrollees
3. Community Blue Medicare PPO Premier (PPO) — 1,310 enrollees

Data Sources: CY2025 Landscape, PBP Benefits, Star Ratings Data, Monthly Enrollment by CPSC, and SimpleMaps U.S. Counties. Enrollment data last updated April 7, 2025. County demographic data last updated April 5, 2025.

Understanding Your Medicare Advantage Options

Medicare Advantage Plans, also known as Medicare Part C, are private health plans that provide all-in-one coverage, including Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). On top of the core benefits, many of the plans in Lebanon County throw in some nice extras - think prescription drug coverage, dental, vision, and wellness programs - making them a solid choice for those in Lebanon County looking for something more than Original Medicare.

🏥 Health Maintenance Organization (HMO) Plans

HMO plan members must use the plan's network of doctors and hospitals in Lebanon County, and typically need a referral to see a specialist. Some Medicare Advantage HMO Plans may have lower costs but offer less flexibility in choosing healthcare providers. There are 741 residents enrolled in HMO plans in this county. The most popular plan is Community Blue Medicare HMO Signature .

🔓 Preferred Provider Organization (PPO)

A PPO allows more flexibility in choosing healthcare providers, with the option to see specialists without referrals, though often at a higher cost. Medicare Advantage PPOs usually have higher premiums and out-of-pocket expenses. There are 11,927 Lebanon County residents enrolled in PPO plans. The most popular of these plans by enrollments is Community Blue Medicare PPO Signature .

🪟 Private Fee-for-Service (PFFS)

Allows members to visit any Medicare-approved doctor or hospital in their area that accepts the plan's payment terms. Medicare PFFS plans offer more flexibility but may result in higher costs. There are 63 Lebanon County residents enrolled in PFFS plans. The most popular of these plans by enrollments is Humana Gold Choice H8145-052 .

🔀 Health Maintenance Organization Point of Sale (HMO-POS)

Medicare HMO-POS plans are a type of HMO that offers a little more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost. There are 458 residents enrolled in HMO-POS plans in this Lebanon County. The most popular plan by enrollments is Aetna Medicare Advantra Eagle .

If you qualify for Original Medicare or Medicare Advantage in Lebanon County but don't know where to begin, we have licensed insurance agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions (Mon-Fri 5am-6pm, Sat 6am-5pm PST) and help you get enrolled. There's no obligation.

Advantages of Enrolling in Medicare Advantage

Enrolling in a Medicare Advantage Plan can offer significant benefits compared to Original Medicare. These plans provide all-in-one coverage, including hospital and medical insurance, and often come with added perks like drug coverage, dental care, and wellness programs. With a Medicare Advantage Plan, you can access a wider range of services while potentially reducing your overall healthcare costs.

Below are some of the key benefits you can enjoy in Lebanon County with a Medicare Advantage Plan:

🧑‍⚕️Coordinated Care

Plans often include care coordination services, which help you manage your healthcare across different providers and services.

💸 Cost Savings

Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.

🧾 Comprehensive Coverage

Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.

🧘 Wellness Programs

Many Yavapai County plans offer free gym memberships, wellness programs, and preventive care services. You need to stay healthy, right?

Tips for Selecting a Medicare Advantage Plan

Choosing the right Medicare Advantage Plan out of the 84 plans available in Lebanon County requires careful consideration of several key factors:

🏥1. Provider Network

Verify that your current doctors and preferred hospitals are included in the plan's network. Access to your healthcare providers can significantly impact your care experience.

💊 2. Prescription Drug Coverage

Make sure the plan covers your medications, particularly if you have specific prescriptions you rely on regularly.

💰 3. Costs

Examine the plan's premiums, copayments, and out-of-pocket limits. Compare these costs against your budget to avoid unexpected expenses.

🎁 4. Additional Benefits

Consider what extra services, such as dental, vision, or wellness programs, are important to you, and check if the plan offers them.

⭐ 5. Plan Ratings

Look into the plan's star ratings, which provide insight into the plan's overall quality and member satisfaction.

Learn more about the basics of comparing Medicare Advantage Plans.

Medicare Advantage Enrollment Periods

Making sense of Medicare Advantage enrollment periods can seem overwhelming, but it's worth the effort for better health coverage. Missing these key dates could delay your coverage or limit your plan choices for 2025 in Lebanon County.

📅 Initial Enrollment Period (IEP)

This is your first opportunity to enroll in a Medicare Advantage Plan when you first become eligible for Medicare. Your Initial Enrollment Period lasts for seven months, starting three months before your 65th birthday.

🗓️ Annual Enrollment Period (AEP)

Occurs every year from October 15 to December 7. During the Annual Enrollment Period, you can switch, drop, or join a Medicare Advantage Plan.

🔁 Open Enrollment Period (OEP)

From January 1 to March 31, you can switch Medicare Advantage plans or return to Original Medicare if you’re already enrolled in a Medicare Advantage Plan.

For more detailed information on the enrollment periods and how to enroll, visit our comprehensive guide on Medicare Advantage Plan Enrollment.

Are you ready to enroll? Do you still have questions? Our licensed insurance agents are ready to help with no obligation. Call 1-855-728-0510 (TTY 711) for assistance, Mon-Fri 5am-6pm, Sat 6am-5pm PST.

Frequently Asked Questions

What are the most popular Medicare Advantage plan types in Lebanon County?

Based on the 2025 plan data, PPO plans are the most common in Lebanon County. The full breakdown of plan types is: 25 HMO · 50 PPO · 4 HMO-POS · 3 PFFS · 2 REGIONAL PPO.

How much can I expect to pay out of pocket for Medicare Advantage plans?

The average maximum out-of-pocket limit (MOOP) in Lebanon County is $6,458 for 2025.

Do any Medicare Advantage plans in Lebanon County have 5-star ratings?

There are 1 5-star rated Medicare Advantage plans in Lebanon County, and 73% of all plans have a rating of 4 stars or higher.

What is the average monthly premium for Medicare Advantage plans in Lebanon County?

The average monthly premium for Medicare Advantage plans in Lebanon County is $31.63. A total of 45 offer $0 premiums, though costs vary by plan type and benefits.

More About These Plans

Carrier Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

Master Plan Pages by Plan ID

The plan pages listed in the table above have been modified for localization to help consumers identify plans available in their area. Most plans are available in multiple areas. The following list of plan IDs link to each plan's master page.

H3957 042 2, H5522 017, H3959 041, H3959 039, H5522 002, H5522 004, H5521 122, H5522 022, H5521 263, H5522 013, H3962 001, H3923 017, H3962 004, H3923 029, H3923 030, H3923 040, H3962 021, H3923 031, H3923 013, H3962 007, H3923 028, H3916 034 3, H3916 045 2, H3916 037 2, H3916 052 2, H3916 050 2, H3916 012, H3916 005, H3916 015, H3916 043, H3916 018, H3954 160, H3954 157 23, H3954 158 13, H3954 161, H3954 162, H3924 059 22, H3924 065, H3924 062 22, H3954 163, H3907 037, H3907 002, H3907 058 1, H3907 057 4, H3907 006, H5533 017 1, H5533 011, H5533 015 4, H5533 008, H5533 016 1, H5253 146, H2406 046, H2406 047, H2406 072, H2406 101, H5253 152, H8145 052, H8145 055, H8145 163, H3949 026, H3949 035, H6622 035, H5216 221, H5525 059, H5216 117, H5216 116, H5525 058, H5216 120, H5525 006, H5525 051 1, R0110 007, R0110 008, H9207 012, H9207 015, H9207 002, H2915 011, H2915 013, H2915 016, H7849 031, H2128 004, H2128 002, H1619 001, H1619 002, H1619 003

Plan Availability

The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Annville, Fredericksburg, Jonestown, Lebanon, Myerstown, Newmanstown, Palmyra, Richland, and all other areas of Lebanon County, Pennsylvania, including the following zip codes: 17003, 17010, 17016, 17026, 17028, 17033, 17038, 17039, 17041, 17042, 17046, 17064, 17067, 17073, 17077, 17078, 17083, 17085, 17087, 17088, 17545, 17963, 19551.

Citations & References
  • Medicare.gov, "Understanding Medicare Advantage Plans", Last Accessed 19 March, 2025
  • UHC.com, "What are Special Needs Plans?", Last Accessed 19 March, 2025
  • Medicare.gov, "What's Medicare Supplement Insurance (Medigap)?", Last Accessed 19 March, 2025
  • Plan and enrollment data provided by the Centers for Medicare & Medicaid Services (CMS)
  • Data processed and interpreted by MedicareWire.com editorial team.
  • Read our methodology and sourcing policy.

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On This Page

  • List of Plans
  • Plan Overview
  • Benefits
  • How to Choose
  • Enrollment
Are you ready to enroll?
Do you still have questions?

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[1]Affiliate and Sales Agent Disclosure

Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

Compensation does not influence our content, which is based on independent research. MedicareWire’s plan page content are reviewed annually for CMS compliance by licensed compliance officers from UnitedHealthcare, Humana, and Aetna. Read our full sales agent disclosure and how we make money.

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[3]About the Author

David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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