Guide to Medicare Advantage Plans in Stark County, ND for 2025
There are 11 Medicare Advantage plans available in Stark County, ND for the 2025 plan year, including 4 plans with $0 premiums. Most plans include prescription drug coverage. These counts exclude Special Needs Plans.
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- Top 3 Plans by Enrollment:
1. NextBlue Premium PPO (PPO) — 820 enrollees
2. Medica Prime Solution Core (COST) — 321 enrollees
3. NextBlue Classic PPO (PPO) — 276 enrollees - Average Monthly Premium: $93.88
- Average Maximum Out-of-Pocket Limit: $4,764
- Average Prescription Drug Deductible: $433.33
- Ratings (Plan Mix): 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
- Plan Type Breakdown 8 COST · 3 PPO
Stark County, North Dakota Medicare Advantage Plans
| Plan Name | Type | Premium | MOOP | Rx Ded. | Rating |
|---|---|---|---|---|---|
| Medica Prime Solution Core | Cost | $98 | $3,750 | N/A | |
| Medica Prime Solution Core w/Rx | Cost | $183 | $3,750 | $590 | |
| Medica Prime Solution Premier | Cost | $217 | $3,000 | N/A | |
| Medica Prime Solution Premier w/Rx | Cost | $307 | $3,000 | $590 | |
| Medica Prime Solution Standard | Cost | $0 | $5,000 | N/A | |
| Medica Prime Solution Standard w/Rx | Cost | $0 | $5,000 | $250 | |
| Medica Prime Solution Thrift | Cost | $53 | $6,700 | N/A | |
| Medica Prime Solution Thrift w/Rx | Cost | $102 | $6,700 | $590 | |
| NextBlue Classic PPO | PPO | $0 | $5,500 | $340 | |
| NextBlue Freedom PPO | PPO | $0 | $5,500 | N/A | |
| NextBlue Premium PPO | PPO | $73 | $4,500 | $240 | |
| **Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages. | |||||
📊 At a Glance: Medicare Advantage in Stark County
- Average Monthly Premium
- $93.88
- Plans with $0 Premium
- 4
- Average MOOP Limit
- $4,764 ($9,350 max. in 2025)
- Average Rx Deductible
- $433.33
- Plans Without Drug Coverage
- 4 (standalone North Dakota Part D plans)
- Plans with 5-Star Ratings
- No 5-star plans available.
- Stars Ratings (Plan Mix)
- 4+ Stars: 100% · 3 Stars: 0% · Below 3: 0%
- Plans Available
- 11 (excluding Stark County SNP plans)
- Plan Type Breakdown
- 8 COST · 3 PPO
- Countywide Enrollments
- 1,813 (excluding SNP plans)
- Top 3 Plans by Enrollment
- 1. NextBlue Premium PPO (PPO) — 820 enrollees
2. Medica Prime Solution Core (COST) — 321 enrollees
3. NextBlue Classic PPO (PPO) — 276 enrollees
Data Sources: CY2025 Landscape, PBP Benefits, Star Ratings Data, Monthly Enrollment by CPSC, and SimpleMaps U.S. Counties. Enrollment data last updated . County demographic data last updated .
Understanding Your Medicare Advantage Options
Medicare Advantage Plans, or Part C, are health plans provided by private insurers that offer all-in-one coverage, combining Medicare Part A (hospital coverage) and Part B (medical coverage). Many of the 11 plans available to you in Stark County also include additional benefits like prescription drug coverage, as well as dental, vision, and wellness services, offering a more comprehensive package than Original Medicare.
🔓 Preferred Provider Organization (PPO)
A PPO allows more flexibility in choosing healthcare providers, with the option to see specialists without referrals, though often at a higher cost. Medicare Advantage PPOs usually have higher premiums and out-of-pocket expenses. There are 1,141 Stark County residents enrolled in PPO plans. The most popular of these plans by enrollments is NextBlue Premium PPO .
🧾 Medicare Cost Plan (Cost)
Medicare Cost plans are similar to other Medicare Advantage plans in that they offer access to a healthcare network. They may also have additional benefits beyond those provided by Original Medicare. However, unlike other Medicare Advantage plans, Cost plans offer their members the option to go outside the network for Medicare-approved services. In this case, Original Medicare pays all Medicare-approved services under Medicare Part A and Part B rules.
Advantages of Enrolling in Medicare Advantage
Medicare Advantage Plans, also known as Part C, provide several key advantages over Original Medicare. Bundle up your healthcare with plans that cover Medicare Parts A and B, plus some extras like prescription meds, dental care, and vision services - it's a package deal! Medicare Advantage can be a smart choice if you want to maximize your healthcare dollars and enjoy extras like additional services and lower out-of-pocket costs.
Here are some of the top advantages these plans offer Stark County residents:
🧑⚕️Coordinated Care
Plans often include care coordination services, which help you manage your healthcare across different providers and services.
💸 Cost Savings
Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.
🧾 Comprehensive Coverage
Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.
🧘 Wellness Programs
Many Yavapai County plans offer free gym memberships, wellness programs, and preventive care services. You need to stay healthy, right?
Tips for Selecting a Medicare Advantage Plan
Selecting the ideal Medicare Advantage Plan from the 11 plans available in Stark County involves evaluating several crucial aspects:
🏥1. Provider Network
Ensure your healthcare providers are within the plan's network to maintain continuity of care.
💊 2. Prescription Drug Coverage
Confirm that your current medications are included in the plan's formulary to avoid higher out-of-pocket costs.
💰 3. Costs
Assess the plan’s premium, deductible, and out-of-pocket expenses. The ideal plan aligns with both your financial situation and your healthcare needs.
🎁 4. Additional Benefits
Identify any additional benefits that are important to you, such as fitness programs, routine dental, or over-the-counter medication benefits, and ensure the plan includes them.
⭐ 5. Plan Ratings
If a plan offers the benefits you need at a price you can afford, be sure to check its CMS star ratings. This will help you avoid plans with known problems, like poor customer service.
Discover the key factors to consider when comparing Medicare Advantage Plans.
Medicare Advantage Enrollment Periods
Enrolling in a Medicare Advantage Plan is a straightforward process, but timing is crucial to ensure you don't miss out on the benefits. Understanding when you can enroll will help you take full advantage of the options available in Stark County.
📅 Initial Enrollment Period (IEP)
The IEP is a seven-month window surrounding your 65th birthday, allowing you to sign up for a Medicare Advantage Plan as soon as you become eligible for Medicare.
🗓️ Annual Enrollment Period (AEP)
The AEP runs from October 15 to December 7 each year, giving you the opportunity to change, drop, or enroll in a Medicare Advantage Plan.
🔁 Open Enrollment Period (OEP)
Between January 1 and March 31, if you’re already enrolled in a Medicare Advantage Plan, you can switch plans or revert to Original Medicare.
To learn more about the enrollment periods and steps to take, check out our comprehensive Medicare Enrollment guide.
Frequently Asked Questions
What are the most popular Medicare Advantage plan types in Stark County?
Based on the 2025 plan data, PPO plans are the most common in Stark County. The full breakdown of plan types is: 8 COST · 3 PPO.
How much can I expect to pay out of pocket for Medicare Advantage plans?
The average maximum out-of-pocket limit (MOOP) in Stark County is $4,764 for 2025.
Do any Medicare Advantage plans in Stark County have 5-star ratings?
No 5-star rated Medicare Advantage plans are available in Stark County for the 2025 plan year. However, 100% of plans have a rating of 4 stars or higher.
What is the average monthly premium for Medicare Advantage plans in Stark County?
The average monthly premium for Medicare Advantage plans in Stark County is $93.88. A total of 4 offer $0 premiums, though costs vary by plan type and benefits.
More About These Plans
Carrier Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
Master Plan Pages by Plan ID
The plan pages listed in the table above have been modified for localization to help consumers identify plans available in their area. Most plans are available in multiple areas. The following list of plan IDs link to each plan's master page.
Plan Availability
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Belfield, Dickinson, and all other areas of Stark County, North Dakota, including the following zip codes: 58601, 58602, 58622, 58630, 58638, 58641, 58646, 58647, 58652, 58655, 58656.
Citations & References
- Medicare.gov, "Compare types of Medicare Advantage Plans", Last Accessed 19 March, 2025
- Medicare.gov, "Special Needs Plans (SNP)", Last Accessed 11 June, 2024
- Medicare.gov, "Learn How Medigap Works", Last Accessed 19 March, 2025
- Plan and enrollment data provided by the Centers for Medicare & Medicaid Services (CMS)
- Data processed and interpreted by MedicareWire.com editorial team.
- Read our methodology and sourcing policy.