Medica Prime Solution Thrift (Cost) – H2450-030-0
This page outlines coverage, cost, and availability for Medica’s H2450-030-0 Medicare Advantage plan for CY2025.
Plan Availability
Medica Prime Solution Thrift (H2450-030-0) is available in the following locations (click to open):
📄 Plan Contact Information
| Website: | Medica Plan Page (opens in new tab) |
|---|---|
| Providers: | Medica Providers Page (opens in new tab) |
| New Member Health Plan Help: | (800)906-5432 |
| New Member TTY: | 711 |
🛡️ Official Medicare Enrollment Resources
If you qualify for Medicare benefits but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Part C program on www.medicare.gov or call 1-800-MEDICARE.
Health Plan Costs
💰 Monthly Premium, Deductible, Max Out-of-Pocket & Giveback
Monthly Premium: The total monthly premium is $53.00, including drug coverage. You must also pay your standard Medicare Part B premium.
Health Plan Deductible: Some health plans have a deductible (amount you pay before cost-sharing begins). This plan's deductible is $0.00.
Maximum Out-of-Pocket: All Medicare Advantage plans have an annual maximum out-of-pocket (MOOP) limit. This is the most you will pay for standard health services in a year before that plan begins paying all costs. This plan's MOOP is $6,700.00 for in-network services, excluding the cost of your Part D medications.
Part B Giveback: This plan offers a Part B premium giveback of $0.00.
Health Plan Out-of-Pocket Costs
🩺 Doctor’s Office Visits
- Primary: 20% Coinsurance
- Specialist: 20% Coinsurance
- NOTE: Certain preventive services are covered 100% by the plan as a Part B benefit.
🏥 Emergency, Urgent, and Inpatient Hospital Coverage
- Emergency room care: $50 Copay
- Urgent care: $25 Copay
- Ground ambulance: 20% Coinsurance
- Inpatient hospital care: $300.00 per day for days 1 through 4
$0.00 per day for days 5 and beyond - Skilled Nursing Facility: $0.00 per day for days 1 through 20
$214.00 per day for days 21 and beyond
🦶 Foot Care
- Foot Exams and Treatments (Medicare-covered): 20% Coinsurance
- Routine Foot Care: Not Covered
💆 Chiropractic Care
- Medicare-covered chiropractic: 20% Coinsurance
- Routine chiropractic: Not Covered
🧠 Mental Health Services
- Outpatient individual therapy: 20% Coinsurance
- Outpatient group therapy: 20% Coinsurance
- Inpatient psychiatric hospital care: $300.00 per day for days 1 through 4
$0.00 per day for days 5 and beyond
🏋️ Rehabilitation Services
- Physical therapy and speech and language therapy: 20% Coinsurance
- Occupational therapy: 20% Coinsurance
🧰 Medical Equipment and Supplies
- Diabetes supplies: 20% Coinsurance
- Durable medical equipment: 20% Coinsurance
- Prosthetics: 20% Coinsurance
🔬 Diagnostics, Lab Services, and Imaging
- Diagnostic radiology services: 20% Coinsurance
- Lab services: Not Covered
- Outpatient x-rays: 20% Coinsurance
- Diagnostic tests and procedures: 20% Coinsurance
💉 Medicare Part B Drugs
- Chemotherapy: 20% Coinsurance
- Other Part B drugs (Medicare-covered): 20% Coinsurance
Supplemental Benefits
🦷 Dental Services
- Medicare Covered Preventive Dental: 20% Coinsurance
- Oral exam: Not Covered
- Dental x-rays: Not Covered
- Cleaning: Not Covered
- Periodontics: Not Covered
- Endodontics: Not Covered
- Restorative Services: Not Covered
👂 Hearing Aids and Services
- Fitting/evaluation: Not Covered
- Hearing aids: Not Covered
- Hearing exam: Not Covered
👓 Vision Services
- Medicare-covered eye exam: 20% Coinsurance
- Routine eye exam: Not Covered
- Eyewear benefits: None
Prescription Drug Costs & Benefits
This plan does not include a Medicare Part D plan for prescriptions.
CMS 5-Star Rating Marks
Each year the Centers for Medicare & Medicaid Services (CMS) rates health plans (Part C) in five broad categories and drug plans (Part D) in four broad categories using a 5-star rating system. Here are the most recent CMS ratings for Medica Prime Solution Thrift.
Frequently Asked Questions
📘 What does Medicare plan code H2450 030 mean?
Medica Prime Solution Thrift is a Medicare Advantage plan by Medica. The code H2450 is the CMS contract ID, whereas 030 is its plan ID.
- Plan Name: Medica Prime Solution Thrift
- Plan Type: Cost
- Premium: $53.00/mo + your monthly Part B premium
- Out-of-Pocket Max: $6,700.00 (in-network)
- Drug Coverage: Does not include Medicare Part D prescription drug coverage.
- CMS Star Rating: 4 out of 5
- Contract Year: 2025
This information is based on official CMS data and is provided for educational purposes. Always review your plan’s official documents or contact the provider directly before making enrollment decisions.
📋 What type of plan is H2450 030?
This plan is a Cost — specifically, it's an Cost plan with a Medicare Advantage contract that's offered by Medica. It comes with defined provider network rules you should be aware of.
- Plan Marketing Name: Medica Prime Solution Thrift
- Network Type: Cost plan combining Original Medicare with optional managed care benefits
- Referral Requirement: Referral rules vary under Cost plans. You may have access to both network and Medicare-approved providers.
- Prescription Coverage: Does not include Medicare Part D prescription drug coverage.
Plan types like HMOs and PPOs determine whether you can go out-of-network or need referrals to see specialists.
📦 What benefits are included in H2450 030?
This plan covers all Medicare Part A and Part B services. Depending on the plan, it may also include valuable extras like dental, vision, and hearing benefits.
- Medical Services: Hospital, doctor visits, preventive care
- Prescription Drugs: Not Included
- Dental: No — this plan does not include dental benefits.
- Vision: No — this plan does not include vision benefits.
- Hearing: No — this plan does not include hearing benefits.
Benefit availability may vary by location and plan version. Confirm specific details in your plan's Evidence of Coverage (EOC).