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Written by David Bynon [3], Medicare Analyst since 2012.  Last updated July 15, 2025

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Medicare Advantage
 » 
Indiana
 » 
Cass County

Guide to Medicare Advantage Plans in Cass County, IN for 2025

List of Plans | Plan Overview | Benefits | How to Choose | Enrollment | FAQ

There are 48 Medicare Advantage plans available in Cass County, IN for the 2025 plan year, including 30 plans with $0 premiums. Most plans include prescription drug coverage. These counts exclude Special Needs Plans.

Not in Cass County? Enter your ZIP code to see plans in your area.

  • Top 3 Plans by Enrollment:
    1. AARP Medicare Advantage from UHC IN-0001 (PPO) — 792 enrollees
    2. Anthem Medicare Advantage (HMO-POS) — 386 enrollees
    3. AARP Medicare Advantage from UHC IN-0006 (PPO) — 226 enrollees
  • Average Monthly Premium: $19.51
  • Average Maximum Out-of-Pocket Limit: $5,917
  • Average Prescription Drug Deductible: $365.88
  • Ratings (Plan Mix): 4+ Stars: 27% · 3 Stars: 73% · Below 3: 0%
  • Plan Type Breakdown 30 PPO · 9 HMO-POS · 3 REGIONAL PPO · 6 HMO

Cass County, Indiana Medicare Advantage Plans

Medicare Advantage Plans in Cass County, IN for 2024
Plan Name Type Premium MOOP Rx Ded. Rating
Aetna Medicare Eagle* PPO $0 $4,900 N/A
☆☆☆☆☆
Aetna Medicare Enhanced Select* PPO $166 $1,500 $590
☆☆☆☆☆
Aetna Medicare Gold* PPO $57 $4,900 $590
☆☆☆☆☆
Aetna Medicare SmartFit* PPO $0 $5,900 $590
☆☆☆☆☆
Aetna Medicare Value* PPO $0 $5,900 $590
☆☆☆☆☆
Aetna Medicare Value Plus* PPO $28 $6,350 $590
☆☆☆☆☆
AARP Medicare Advantage Essentials from UHC IN-11 HMO-POS $0 $4,900 $340
☆☆☆☆☆
AARP Medicare Advantage Extras from UHC IN-16 HMO-POS $0 $6,700 $420
☆☆☆☆☆
AARP Medicare Advantage from UHC IN-0001 PPO $39 $3,700 $420
☆☆☆☆☆
AARP Medicare Advantage from UHC IN-0006 PPO $0 $4,500 $420
☆☆☆☆☆
AARP Medicare Advantage Giveback from UHC IN-20 HMO-POS $0 $6,700 $495
☆☆☆☆☆
AARP Medicare Advantage Patriot No Rx IN-MA01 PPO $0 $8,850 N/A
☆☆☆☆☆
Aetna Medicare Premier HMO-POS $0 $6,750 $590
☆☆☆☆☆
Anthem Extra Help HMO-POS $11 $4,900 $590
☆☆☆☆☆
Anthem Medicare Advantage Regional PPO $74 $6,750 $0
☆☆☆☆☆
Anthem Medicare Advantage PPO $0 $6,750 $95
☆☆☆☆☆
Anthem Medicare Advantage HMO-POS $0 $4,150 $0
☆☆☆☆☆
Anthem Medicare Advantage 2 PPO $31 $4,150 $295
☆☆☆☆☆
Anthem Medicare Advantage 3 PPO $62 $6,750 $60
☆☆☆☆☆
Anthem Veteran PPO $0 $9,350 N/A
☆☆☆☆☆
Humana Full Access H5216-192 PPO $2 $6,500 $590
☆☆☆☆☆
Humana Gold Plus H5619-049 HMO-POS $0 $4,500 $250
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $9,350 N/A
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $8,100 N/A
☆☆☆☆☆
Humana USAA Honor Giveback with Rx PPO $0 $8,850 $350
☆☆☆☆☆
HumanaChoice Giveback H5216-309 PPO $0 $9,350 $510
☆☆☆☆☆
HumanaChoice H5216-019 PPO $35 $6,750 $200
☆☆☆☆☆
HumanaChoice H5216-193 PPO $50 $5,650 $300
☆☆☆☆☆
HumanaChoice H5216-229 PPO $0 $6,700 $250
☆☆☆☆☆
HumanaChoice R0110-011 Regional PPO $0 $5,600 N/A
☆☆☆☆☆
HumanaChoice R0110-012 Regional PPO $39 $9,350 $245
☆☆☆☆☆
IU Health Plans Medicare $0 Preferred HMO $0 $4,155 $0
☆☆☆☆☆
IU Health Plans Medicare Choice HMO-POS $105 $6,850 $0
☆☆☆☆☆
IU Health Plans Medicare Flex Network HMO-POS $0 $4,155 $0
☆☆☆☆☆
IU Health Plans Medicare Select - Medical Only HMO $0 $5,000 N/A
☆☆☆☆☆
IU Health Plans Medicare Select Plus HMO $55 $5,150 $0
☆☆☆☆☆
Wellcare Assist HMO $38 $5,700 $500
☆☆☆☆☆
Wellcare Complete Simple HMO $0 $3,900 $420
☆☆☆☆☆
Wellcare Complete Simple Open PPO $0 $3,450 $420
☆☆☆☆☆
Wellcare Simple HMO $0 $3,900 $420
☆☆☆☆☆
Wellcare Assist Open PPO $38 $4,200 $500
☆☆☆☆☆
Wellcare Giveback Open PPO $0 $7,550 $395
☆☆☆☆☆
Wellcare Patriot Giveback Open PPO $0 $5,500 N/A
☆☆☆☆☆
Wellcare Premium Enhanced Open PPO $57 $4,000 $420
☆☆☆☆☆
Wellcare Simple Open PPO $0 $4,300 $420
☆☆☆☆☆
Devoted CHOICE GIVEBACK Indiana PPO $0 $9,350 $590
☆☆☆☆☆
Devoted CHOICE Indiana PPO $0 $5,900 $590
☆☆☆☆☆
Devoted CHOICE PLUS Indiana PPO $50 $5,900 $590
☆☆☆☆☆
**Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages.
📊 At a Glance: Medicare Advantage in Cass County
Average Monthly Premium
$19.51
Plans with $0 Premium
30
Average MOOP Limit
$5,917 ($9,350 max. in 2025)
Average Rx Deductible
$365.88
Plans Without Drug Coverage
4 (standalone Indiana Part D plans)
Plans with 5-Star Ratings
No 5-star plans available.
Stars  Ratings (Plan Mix)
4+ Stars: 27% · 3 Stars: 73% · Below 3: 0%
Plans Available
48 (excluding Cass County SNP plans)
Plan Type Breakdown
30 PPO · 9 HMO-POS · 3 REGIONAL PPO · 6 HMO
Countywide Enrollments
2,514 (excluding SNP plans)
Top 3 Plans by Enrollment
1. AARP Medicare Advantage from UHC IN-0001 (PPO) — 792 enrollees
2. Anthem Medicare Advantage (HMO-POS) — 386 enrollees
3. AARP Medicare Advantage from UHC IN-0006 (PPO) — 226 enrollees

Data Sources: CY2025 Landscape, PBP Benefits, Star Ratings Data, Monthly Enrollment by CPSC, and SimpleMaps U.S. Counties. Enrollment data last updated April 7, 2025. County demographic data last updated April 5, 2025.

Understanding Your Medicare Advantage Options

Medicare Advantage Plans, also known as Medicare Part C, are private health plans that provide all-in-one coverage, including Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). On top of the core benefits, many of the plans in Cass County throw in some nice extras - think prescription drug coverage, dental, vision, and wellness programs - making them a solid choice for those in Cass County looking for something more than Original Medicare.

🏥 Health Maintenance Organization (HMO) Plans

HMO plan members must use the plan's network of doctors and hospitals in Cass County, and typically need a referral to see a specialist. Some Medicare Advantage HMO Plans may have lower costs but offer less flexibility in choosing healthcare providers. There are 0 residents enrolled in HMO plans in this county. The most popular plan is {top_enrolled_HMO}.

🔓 Preferred Provider Organization (PPO)

A PPO allows more flexibility in choosing healthcare providers, with the option to see specialists without referrals, though often at a higher cost. Medicare Advantage PPOs usually have higher premiums and out-of-pocket expenses. There are 1,603 Cass County residents enrolled in PPO plans. The most popular of these plans by enrollments is AARP Medicare Advantage from UHC IN-0001 .

🔀 Health Maintenance Organization Point of Sale (HMO-POS)

Medicare HMO-POS plans are a type of HMO that offers a little more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost. There are 878 residents enrolled in HMO-POS plans in this Cass County. The most popular plan by enrollments is Anthem Medicare Advantage .

Advantages of Enrolling in Medicare Advantage

Many Medicare Advantage Plans offer extra benefits that go beyond Original Medicare, making them an attractive option for some people. These plans provide comprehensive coverage, often including additional services like prescription drug coverage, dental, vision, and wellness programs, all bundled into one plan. By choosing a Medicare Advantage Plan, you can simplify your healthcare and potentially save on costs.

Take a look at the main benefits provided by Medicare Advantage Plans in Cass County:

🧑‍⚕️Coordinated Care

Plans often include care coordination services, which help you manage your healthcare across different providers and services.

💸 Cost Savings

Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.

🧾 Comprehensive Coverage

Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.

🧘 Wellness Programs

Many Yavapai County plans offer free gym memberships, wellness programs, and preventive care services. You need to stay healthy, right?

Tips for Selecting a Medicare Advantage Plan

Choosing the right Medicare Advantage Plan out of the 48 plans available in Cass County requires careful consideration of several key factors:

🏥1. Provider Network

Verify that your current doctors and preferred hospitals are included in the plan's network. Access to your healthcare providers can significantly impact your care experience.

💊 2. Prescription Drug Coverage

Make sure the plan covers your medications, particularly if you have specific prescriptions you rely on regularly.

💰 3. Costs

Examine the plan's premiums, copayments, and out-of-pocket limits. Compare these costs against your budget to avoid unexpected expenses.

🎁 4. Additional Benefits

Consider what extra services, such as dental, vision, or wellness programs, are important to you, and check if the plan offers them.

⭐ 5. Plan Ratings

Look into the plan's star ratings, which provide insight into the plan's overall quality and member satisfaction.

Learn more about the basics of comparing Medicare Advantage Plans.

Medicare Advantage Enrollment Periods

Making sense of Medicare Advantage enrollment periods can seem overwhelming, but it's worth the effort for better health coverage. Missing these key dates could delay your coverage or limit your plan choices for 2025 in Cass County.

📅 Initial Enrollment Period (IEP)

This initial enrollment window starts three months before and ends three months after your 65th birthday, offering a total of seven months to enroll in a Medicare Advantage Plan.

🗓️ Annual Enrollment Period (AEP)

Every year from October 15 to December 7, you have the option to change, enroll, or disenroll from a Medicare Advantage Plan.

🔁 Open Enrollment Period (OEP)

Running from January 1 to March 31, this period allows changes to your Medicare Advantage Plan if you’re already enrolled or lets you switch back to Original Medicare.

For comprehensive details on how to enroll, visit our detailed guide on Medicare Enrollment.

Frequently Asked Questions

What are the most popular Medicare Advantage plan types in Cass County?

Based on the 2025 plan data, PPO plans are the most common in Cass County. The full breakdown of plan types is: 30 PPO · 9 HMO-POS · 3 REGIONAL PPO · 6 HMO.

How much can I expect to pay out of pocket for Medicare Advantage plans?

The average maximum out-of-pocket limit (MOOP) in Cass County is $5,917 for 2025.

Do any Medicare Advantage plans in Cass County have 5-star ratings?

No 5-star rated Medicare Advantage plans are available in Cass County for the 2025 plan year. However, 27% of plans have a rating of 4 stars or higher.

What is the average monthly premium for Medicare Advantage plans in Cass County?

The average monthly premium for Medicare Advantage plans in Cass County is $19.51. A total of 30 offer $0 premiums, though costs vary by plan type and benefits.

More About These Plans

Carrier Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

Master Plan Pages by Plan ID

The plan pages listed in the table above have been modified for localization to help consumers identify plans available in their area. Most plans are available in multiple areas. The following list of plan IDs link to each plan's master page.

H5521 286, H5521 386, H5521 584, H5521 406, H5521 223, H5521 496, H2802 008, H2802 055, H2406 035, H2406 066, H2802 059, H2406 074, H3192 005, H3447 024, R4487 001, H7093 002, H3447 042 4, H1607 015, H1607 012, H7093 001, H5216 192, H5619 049, H5216 218, H5216 441, H5216 307, H5216 309, H5216 019, H5216 193, H5216 229, R0110 011, R0110 012, H7220 010, H7220 004, H7220 011, H7220 002, H7220 009 1, H3499 008, H7925 002, H1774 001, H3499 002, H6348 009, H6348 008, H6348 005, H6348 010, H6348 002, H7471 006, H7471 005, H7471 007

Plan Availability

The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in Galveston, Logansport, Royal Center, Walton, and all other areas of Cass County, Indiana, including the following zip codes: 46901, 46904, 46926, 46932, 46942, 46947, 46950, 46961, 46967, 46970, 46978, 46988, 46994, 46998.

Citations & References
  • Medicare.gov, "Understanding Medicare Advantage Plans", Last Accessed 19 March, 2025
  • CMS.gov, "Special Needs Plans (SNP)", Last Accessed 24 May, 2024
  • Medicare.gov, "What's Medicare Supplement Insurance (Medigap)?", Last Accessed 19 March, 2025
  • Plan and enrollment data provided by the Centers for Medicare & Medicaid Services (CMS)
  • Data processed and interpreted by MedicareWire.com editorial team.
  • Read our methodology and sourcing policy.

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On This Page

  • List of Plans
  • Plan Overview
  • Benefits
  • How to Choose
  • Enrollment

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David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has delivered independent, data-driven Medicare research to help seniors make informed, confident decisions.

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Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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