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By David Bynon [3] · Last updated January 15, 2025

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Medicare Advantage
 » 
Indiana

2025 Guide to Medicare Advantage Plans in Indiana

by David Bynon, last updated January 15, 2025

We partner with HealthCompare for some plans. Compensation does not influence our content. Learn more.

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Finding the Top Medicare Advantage Plan in Indiana Starts Here

If you are thinking about getting out of Original Medicare and into a Medicare Advantage plan available in Indiana, you're not alone. Nearly half of the estimated 64 million people with Medicare will join a Medicare Advantage plan this year. Some join to get more benefits. Some join to save money. And some like a plan's doctors and other healthcare providers.

On this webpage, we aim to assist you in uncovering the highest-rated Medicare Advantage (MA) plans available in Indiana, identifying the insurance providers that offer these plans, and providing guidance on locating suitable plans within your specific County. This is important because not all plans are available in all areas.

Table of Contents

Who Has The Best Plans in Indiana? Complete List of Providers Best Plans By CMS Rating Best Plans By County How To Find The Best Plan Next Steps
If you qualify for Medicare Advantage but don't know where to begin, we have licensed agents[1] who can answer your questions and help you get enrolled.

Call 1-855-728-0510 (TTY 711) for assistance. There's no obligation.

Comparing the Leading Medicare Advantage Plans in Indiana

Each year, the Centers for Medicare & Medicaid Services (CMS), reviews and rates Indiana's Medicare Advantage plans based on a 5-star scale. The information used to create a plan's star rating comes from member input and data reported by the plan.

There are no 5-star plans in Indiana in 2025. However, there are 4.5-star plans. This year, the highest rated Medicare plans available in Indiana come from:

    We recommend evaluating the health plans from these Indiana health insurance companies ahead of all others. Here's why. Simply put, more stars generally mean members will get better results. Members might get better service, phone support, and care from a 5-star than they would from a four-star plan.

    CRUCIAL: Benefits are not the same throughout Indiana. That's why it is essential that you fully understand the advantages and disadvantages of Medicare Advantage plans.

    Complete List of Indiana's MA Plan Companies

    Approximately 15 health insurance providers offer Medicare Advantage plans in Indiana, including:

    • Aetna Medicare
    • Anthem Blue Cross and Blue Shield
    • Anthem HealthKeepers
    • Communicare Advantage
    • Devoted Health
    • Essence Healthcare
    • Health Alliance Medicare
    • Humana
    • Indiana University Health Plans
    • MyTruAdvantage
    • Paramount Elite Medicare Plans
    • UnitedHealthcare
    • Wellcare
    • Wellcare by Allwell
    • Zing Health

    Top Indiana Plans by CMS 5-Star Score

    Here are the top-ranked Medicare Advantage plans in Indiana, according to the Centers for Medicare & Medicaid Services:

    Top Medicare Advantage Plans in Indiana

    Best Medicare Advantage Plans in Indiana for 2025
    Provider Plan ID Plan Name Premium Limit Stars

    The top providers listed above do not tell the full story. That's because your Indiana County may or may not have one of the top-rated plans. Unlike Original Medicare, Medicare Advantage plans are regional. Read How Does Medicare Advantage Work to learn more.

    Top-Rated Medicare Advantage Plans in Indiana by County

    Choose your Indiana County below to see the best (and the worst) plans.

    Adams County, IN Medicare Advantage Plans
    Allen County, IN Medicare Advantage Plans
    Bartholomew County, IN Medicare Advantage Plans
    Benton County, IN Medicare Advantage Plans
    Blackford County, IN Medicare Advantage Plans
    Boone County, IN Medicare Advantage Plans
    Brown County, IN Medicare Advantage Plans
    Carroll County, IN Medicare Advantage Plans
    Cass County, IN Medicare Advantage Plans
    Clark County, IN Medicare Advantage Plans
    Clay County, IN Medicare Advantage Plans
    Clinton County, IN Medicare Advantage Plans
    Crawford County, IN Medicare Advantage Plans
    Daviess County, IN Medicare Advantage Plans
    Dearborn County, IN Medicare Advantage Plans
    Decatur County, IN Medicare Advantage Plans
    DeKalb County, IN Medicare Advantage Plans
    Delaware County, IN Medicare Advantage Plans
    Dubois County, IN Medicare Advantage Plans
    Elkhart County, IN Medicare Advantage Plans
    Fayette County, IN Medicare Advantage Plans
    Floyd County, IN Medicare Advantage Plans
    Fountain County, IN Medicare Advantage Plans
    Franklin County, IN Medicare Advantage Plans
    Fulton County, IN Medicare Advantage Plans
    Gibson County, IN Medicare Advantage Plans
    Grant County, IN Medicare Advantage Plans
    Greene County, IN Medicare Advantage Plans
    Hamilton County, IN Medicare Advantage Plans
    Hancock County, IN Medicare Advantage Plans
    Harrison County, IN Medicare Advantage Plans
    Hendricks County, IN Medicare Advantage Plans
    Henry County, IN Medicare Advantage Plans
    Howard County, IN Medicare Advantage Plans
    Huntington County, IN Medicare Advantage Plans
    Jackson County, IN Medicare Advantage Plans
    Jasper County, IN Medicare Advantage Plans
    Jay County, IN Medicare Advantage Plans
    Jefferson County, IN Medicare Advantage Plans
    Jennings County, IN Medicare Advantage Plans
    Johnson County, IN Medicare Advantage Plans
    Knox County, IN Medicare Advantage Plans
    Kosciusko County, IN Medicare Advantage Plans
    LaGrange County, IN Medicare Advantage Plans
    Lake County, IN Medicare Advantage Plans
    LaPorte County, IN Medicare Advantage Plans
    Lawrence County, IN Medicare Advantage Plans
    Madison County, IN Medicare Advantage Plans
    Marion County, IN Medicare Advantage Plans
    Marshall County, IN Medicare Advantage Plans
    Martin County, IN Medicare Advantage Plans
    Miami County, IN Medicare Advantage Plans
    Monroe County, IN Medicare Advantage Plans
    Montgomery County, IN Medicare Advantage Plans
    Morgan County, IN Medicare Advantage Plans
    Newton County, IN Medicare Advantage Plans
    Noble County, IN Medicare Advantage Plans
    Ohio County, IN Medicare Advantage Plans
    Orange County, IN Medicare Advantage Plans
    Owen County, IN Medicare Advantage Plans
    Parke County, IN Medicare Advantage Plans
    Perry County, IN Medicare Advantage Plans
    Pike County, IN Medicare Advantage Plans
    Porter County, IN Medicare Advantage Plans
    Posey County, IN Medicare Advantage Plans
    Pulaski County, IN Medicare Advantage Plans
    Putnam County, IN Medicare Advantage Plans
    Randolph County, IN Medicare Advantage Plans
    Ripley County, IN Medicare Advantage Plans
    Rush County, IN Medicare Advantage Plans
    Scott County, IN Medicare Advantage Plans
    Shelby County, IN Medicare Advantage Plans
    Spencer County, IN Medicare Advantage Plans
    St. Joseph County, IN Medicare Advantage Plans
    Starke County, IN Medicare Advantage Plans
    Steuben County, IN Medicare Advantage Plans
    Sullivan County, IN Medicare Advantage Plans
    Switzerland County, IN Medicare Advantage Plans
    Tippecanoe County, IN Medicare Advantage Plans
    Tipton County, IN Medicare Advantage Plans
    Union County, IN Medicare Advantage Plans
    Vanderburgh County, IN Medicare Advantage Plans
    Vermillion County, IN Medicare Advantage Plans
    Vigo County, IN Medicare Advantage Plans
    Wabash County, IN Medicare Advantage Plans
    Warren County, IN Medicare Advantage Plans
    Warrick County, IN Medicare Advantage Plans
    Washington County, IN Medicare Advantage Plans
    Wayne County, IN Medicare Advantage Plans
    Wells County, IN Medicare Advantage Plans
    White County, IN Medicare Advantage Plans
    Whitley County, IN Medicare Advantage Plans
    Need assistance finding the best Medicare Advantage for you? Let the professionals at HealthCompare [1] answer your questions and show you your best plan options.

    For fast, friendly assistance call 1-855-728-0510 (TTY 711) .

    Strategies for Choosing the Optimal Medicare Advantage Plan in Indiana

    There are various reasons you might be considering a plan change, such as turning 65 or the Annual Enrollment Period. You might also be navigating a special enrollment event, such as moving into a new region. There are some important details to consider in all these situations.

    1. Examine Your Projected Utilization Needs

    Do you believe that you will get the most out of your plan's benefits, including hospital inpatient care? If you do, evaluate plans with higher monthly premiums, low copayments, and low maximum out-of-pocket limits. Conversely, if your health is good and you rarely use services, look for plans with low premiums or a zero-dollar premium. These plans may have high out-of-pocket maximums and high deductibles, so weigh your risk carefully.

    2. Examine Your Prescription Medication Expenses

    Prescription drugs are often the main reason that seniors pay more for healthcare. Because most Indiana Medicare Advantage plans include Part D coverage for prescriptions, it is important to ensure you get the right plan that covers your drugs at a cost you can afford.

    3. Assess Your Need for Supplemental Coverage

    Original Medicare doesn't cover all costs related to health care. It covers major medical expenses and preventative care services, however, it doesn't cover prescriptions, vision, hearing, or dental. Many of the essential services your Part A or Part B benefits don't cover are covered by Medicare Advantage plans.

    4. Review Your Healthcare Network Considerations

    Medicare Advantage plans have healthcare provider networks. Unfortunately, not all specialists and primary care doctors accept all plans. Many people on Medicare in Indiana tell us it's difficult to find a plan their doctors take. We can help!

    Find Plans in your area with your ZIP Code

    Next Steps

    If you qualify for Medicare Advantage but don't know where to begin, we have licensed agents[1] who can answer your questions and help you get enrolled.

    Call 1-855-728-0510 (TTY 711) for assistance. There's no obligation.

    Frequently Asked Questions

    Still have questions? These common questions and answers might help.

    What is the biggest disadvantage of Medicare Advantage?

    Medicare Advantage plans have several potential disadvantages. For instance, most plans require their members to use their network of providers. Also, costs are also largely based on your use of healthcare services, making it more difficult to budget for healthcare costs. And, most plans make members get referrals to see a specialist or prior authorization to receive a service. Read about all five disadvantages of Medicare Advantage plans.

    How much do Medicare Advantage plans cost in Indiana?

    On average, the cost of a Medicare Advantage plan in Indiana is $nan (based on 2025 rates). That's just the cost of the monthly premium to be in the plan. If you have chronic health conditions, the plan's out-of-pocket costs, including copays and deductibles, should also be considered. Additionally, Medicare Advantage plans often include Part D prescription drug benefits that have out-of-pocket costs at the pharmacy.

    What is every Medicare Advantage plan required to include?

    At a minimum, every Medicare Advantage plan sold in Indiana must cover all of the benefits offered in Original Medicare. However, plans are not required to cover healthcare services in the same way. Medicare Part A covers 80% of hospital stays, skilled nursing, home health care, and hospice care. Part B covers 80% of doctor visits, lab tests, and other outpatient services. But, Medicare Advantage plans can set their own copays, and often charge more than 20%. On the positive side, plans must set an annual out-of-pocket limit.

    Citations & References

    • CMS.gov, 2023 Medicare Part C Landscape Source Files, Last Accessed January 13, 2023
    • Medicare.gov, "5-star special enrollment period", Last Accessed October 20, 2022
    • Medicare.gov, "Medicare Advantage Plans", Last Accessed October 1, 2022
    • KFF.org, "Medicare Advantage in 2023: Enrollment Update and Key Trends", Last Accessed September 5, 2023
    • Medicare.gov, "Things to know about Medicare Advantage Plans", Last Accessed October 12, 2022
    • CMS.gov, Part C and D Performance Data, Last Accessed October 13, 2024
    • CMS.gov, Monthly MA Enrollment by State/County/Contract, Last Accessed October 10, 2024

    For details on how we research, analyze, and construct plan information for Indiana using CMS data, see our Medicare Plan Research Methodology.

    Plans Offered

    Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

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    [1]Affiliate and Sales Agent Disclosure

    Many of the plans featured on MedicareWire are offered through our trusted partner, HealthCompare Insurance Services, Inc., a licensed sales agency. HealthCompare may compensate us if you enroll in a plan through their services. Online enrollment services are provided by MedicareEnrollment.com, a HealthCompare affiliate.

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    [3]About the Author

    David Bynon is a Medicare analyst, published author, and U.S. Navy veteran with over 40 years of experience in cryptology, cybersecurity, and healthcare systems. Since founding MedicareWire in 2012, he has provided unbiased, data-driven Medicare plan research to assist seniors in making informed decisions.

    Previously, David served as Vice President of Global Systems at Sony Pictures Entertainment and Director of Systems and Networks at HealthNet, focusing on secure HMO and Medicare infrastructures. His military career includes serving as Command Chief at TACRON-11, earning multiple Navy Commendation Medals and other commendations.

    Connect with David on LinkedIn or view his Amazon Author Profile. His latest book, Why Medicare Advantage Plans Are Bad, is available on Amazon.

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