Health Alliance Medicare POS Basic Rx (HMO-POS) – H1463-015-0
This page provides coverage, cost, and availability details for Health Alliance Medicare’s H1463-015-0 Medicare Advantage plan for 2025.
Health Plan Costs
💰 Monthly Premium, Deductible, Max Out-of-Pocket & Giveback
Monthly Premium: The total monthly premium is $73.00, including drug coverage. You must also pay your standard Medicare Part B premium.
Health Plan Deductible: Some health plans have a deductible (amount you pay before cost-sharing begins). This plan's deductible is $0.00.
Maximum Out-of-Pocket: All Medicare Advantage plans have an annual maximum out-of-pocket (MOOP) limit. This is the most you will pay for standard health services in a year before that plan begins paying all costs. This plan's MOOP is $5,500.00 for in-network services, excluding the cost of your Part D medications.
Part B Giveback: This plan offers a Part B premium giveback of $0.00.
Health Plan Out-of-Pocket Costs
🩺 Doctor’s Office Visits
- Primary: $15 Copay
- Specialist: $50 Copay
- NOTE: Certain preventive services are covered 100% by the plan as a Part B benefit.
🏥 Emergency, Urgent, and Inpatient Hospital Coverage
- Emergency room care: $125 Copay
- Urgent care: $55 Copay
- Ground ambulance: $350 Copay
- Inpatient hospital care: $460.00 per day for days 1 through 4
$0.00 per day for days 5 and beyond - Skilled Nursing Facility: $10.00 per day for days 1 through 20
$214.00 per day for days 21 and beyond
🦶 Foot Care
- Foot Exams and Treatments (Medicare-covered): $50 Copay
- Routine Foot Care: Not Covered
💆 Chiropractic Care
- Medicare-covered chiropractic: $15 Copay
Prior Authorization Required - Routine chiropractic: Not Covered
🧠 Mental Health Services
- Outpatient individual therapy: $40 Copay
- Outpatient group therapy: $40 Copay
- Inpatient psychiatric hospital care: $395.00 per day for days 1 through 4
$0.00 per day for days 5 and beyond
🏋️ Rehabilitation Services
- Physical therapy and speech and language therapy: $20 Copay
Prior Authorization Required - Occupational therapy: $40 Copay
Prior Authorization Required
🧰 Medical Equipment and Supplies
- Diabetes supplies: Not Covered
- Durable medical equipment: 20% Coinsurance
Prior Authorization Required - Prosthetics: 20% Coinsurance
🔬 Diagnostics, Lab Services, and Imaging
- Diagnostic radiology services: $50 Copay
Prior Authorization Required - Lab services: $20 Copay
Prior Authorization Required - Outpatient x-rays: $25 Copay
Prior Authorization Required - Diagnostic tests and procedures: $20 Copay
Prior Authorization Required
💉 Medicare Part B Drugs
- Chemotherapy: 20% Coinsurance
- Other Part B drugs (Medicare-covered): 20% Coinsurance
Supplemental Benefits
🦷 Dental Services
- Medicare Covered Preventive Dental: $20 Copay
- Oral exam: $0
- Dental x-rays: $0
- Cleaning: $0
- Periodontics: Not Covered
- Endodontics: Not Covered
- Restorative Services: Not Covered
- Maximum dental benefit
- $2,000.00 (Every year)
👂 Hearing Aids and Services
- Fitting/evaluation: Covered
Limits may apply - Hearing aids: Not Covered
- Hearing exam: Covered
Limits may apply
👓 Vision Services
- Medicare-covered eye exam:
- Routine eye exam: Covered
Limits may apply - Eyewear benefits: None
Prescription Drug Costs & Benefits
Health Alliance Medicare POS Basic Rx includes enhanced benefit Medicare Part D. Enhanced benefits offer greater coverage than basic, typically providing lower cost-sharing, broader drug coverage, and additional benefits, such as covering drugs not included in the standard formulary. These plans usually have higher premiums due to the extra coverage and flexibility they provide, but they cover a larger percentage of overall drug costs.
As of 2023, approximately 75% of people on Medicare are enrolled in enhanced plans.
Prescription Drug Costs & Benefits
📦 This plan’s prescription drug deductible is $0.00.
You’ll need to pay this amount before Health Alliance Medicare begins helping with drug costs.
📊 See what you’ll pay for covered prescriptions by tier and pharmacy type.
| Drug Tier | Retail Pharmacy | Mail Order |
|---|---|---|
| Preferred Generic | $2.00 | $2.00 |
| Generic | $15.00 | $15.00 |
| Preferred Brand | 25.00% | 25.00% |
| Non-Preferred Drug | 50.00% | 50.00% |
| Specialty Tier | 33.00% | 33.00% |
| * Not all tiers apply to the deductible. See the formulary for full details. | ||
Drug tiers group medications by type and cost. Tier 1 has the lowest-cost generics, and Tier 5 includes specialty drugs.
View the plan’s complete formulary drug list (opens in a new browser tab).
💡 Learn how Extra Help could lower your drug costs.
If you qualify for the Social Security Extra Help program, your Part D premium may be reduced.
| Low Income Premium Subsidy: | ${part_d_lips_amount} |
|---|---|
| Amount Paid by CMS: | $22.80 |
| Your Adjusted Premium: | $49.20 |
Learn more at the Social Security Extra Help program .
CMS 5-Star Rating Marks
Each year the Centers for Medicare & Medicaid Services (CMS) rates health plans (Part C) in five broad categories and drug plans (Part D) in four broad categories using a 5-star rating system. Here are the most recent CMS ratings for Health Alliance Medicare POS Basic Rx.
Plan Availability
Health Alliance Medicare POS Basic Rx (H1463-015-0) is available in the following locations (click to open):
Need Help Enrolling?
Call 1-855-728-0510 (TTY 711) to speak with a licensed insurance agent and learn more about this plan and others on this site.
Or enroll online through our trusted and secure platform:
🚀 Enroll Online NowClicking this button will open MedicareEnrollment.com (powered by HealthCompare Insurance Services) and the official Health Alliance Medicare plan page.
📄 View Health Alliance Medicare Contact Information
| Website: | Health Alliance Medicare Plan Page (opens in new tab) |
|---|---|
| Providers: | Health Alliance Medicare Providers Page (opens in new tab) |
| Formulary: | Health Alliance Medicare Formulary Page (opens in new tab) |
| Pharmacy: | Health Alliance Medicare Pharmacy Page (opens in new tab) |
| New Member Health Plan Help: | (888)382-9771 |
| New Member Health Plan TTY: | 711 |
| New Member Part D Help: | (888)382-9771 |
| New Member Part D TTY Users: | 711 |
🔍 Why This Information Matters
Many Medicare websites only show you their own phone numbers and redirect you to their sales team. We believe you deserve full access to your plan resources — including direct links to the official Health Alliance Medicare site, provider directories, and support contacts.
That’s why we include this information here, clearly and transparently — so you can research and enroll with confidence.
🛡️ Official Medicare Enrollment Resources
If you qualify for Medicare benefits but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Part C program on www.medicare.gov or call 1-800-MEDICARE.
Frequently Asked Questions
📘 What does Medicare plan code H1463 015 mean?
Health Alliance Medicare POS Basic Rx is a Medicare Advantage plan by Health Alliance Medicare. The code H1463 is the CMS contract ID, whereas 015 is its plan ID.
- Plan Name: Health Alliance Medicare POS Basic Rx
- Plan Type: HMO-POS
- Premium: $73.00/mo + your monthly Part B premium
- Out-of-Pocket Max: $5,500.00 (in-network)
- Drug Coverage: Includes Medicare Part D prescription drug coverage with tiered cost sharing.
- CMS Star Rating: 3.5 out of 5
- Contract Year: 2025
This information is based on official CMS data and is provided for educational purposes. Always review your plan’s official documents or contact the provider directly before making enrollment decisions.
📋 What type of plan is H1463 015?
This plan is a HMO-POS — specifically, it's an HMO-POS plan with a Medicare Advantage contract that's offered by Health Alliance Medicare. It comes with defined provider network rules you should be aware of.
- Plan Marketing Name: Health Alliance Medicare POS Basic Rx
- Network Type: HMO with a point-of-service option for limited out-of-network coverage
- Referral Requirement: Most care requires referrals, but some services may be available out-of-network without one. Check the benefits section for details.
- Prescription Coverage: Includes Medicare Part D prescription drug coverage with tiered cost sharing.
Plan types like HMOs and PPOs determine whether you can go out-of-network or need referrals to see specialists.
📦 What benefits are included in H1463 015?
This plan covers all Medicare Part A and Part B services. Depending on the plan, it may also include valuable extras like dental, vision, and hearing benefits.
- Medical Services: Hospital, doctor visits, preventive care
- Prescription Drugs: Enhanced, $0.00 deductible
- Dental: No — this plan does not include dental benefits.
- Vision: Yes — vision benefits are included. Review the vision section above for copay and limit details.
- Hearing: Yes — hearing benefits are included. See the coverage details above to learn what services are covered.
Benefit availability may vary by location and plan version. Confirm specific details in your plan's Evidence of Coverage (EOC).