Plan H0439-006-0: Cigna Preferred Plus Medicare (HMO) – 2025 Coverage Details for Pickens County, GA
This page provides coverage, cost, and availability details for Cigna Healthcare’s H0439-006-0 Medicare Advantage plan for 2025.
See more Medicare Advantage Plans in Pickens County, Georgia.
*CMS rated this Cigna Healthcare plan (H0439-006-0) 4 (Good) out of 5 stars.
Cigna Preferred Plus Medicare Basic Plan Details
- Plan ID
- H0439-006-0
- Plan Type
- HMO
- Plan Year
- 2025
- Premium
- $18.00/mo
Plus your Medicare Part B premium. - Health Plan Deductible
- $0.00
- Out-of-Pocket Maximum
- 6,800.00 /yr (in-network)
- Part B Reduction
- $0.00/mo
- Drug Plan Benefit
- Enhanced, $0.00 deductible
- Supplemental Benefits
- Vision, Hearing
- Availability
- Pickens County, GA
- Insured By
- Cigna Healthcare
| Summary of Benefits |
|---|
Health Plan Out-of-Pocket Costs
This Cigna Healthcare Part C plan has cost-sharing. These are costs you pay out-of-pocket when you use approved health services. The following table summarizes the most common in-network out-of-pocket costs in plan H0439-006-0.
NOTE: Certain preventive services are covered 100% by the plan as a Part B benefit.
Doctor's Office Visits
- Primary
- Not Covered
- Specialist
- $25 Copay
Prior Authorization Required
Emergency, Urgent, and Inpatient Hospital Coverage
- Emergency room care
- $110 Copay
- Urgent care
- $45 Copay
- Ground ambulance
- $260 Copay
- Inpatient hospital care
- $290.00 per day for days 1 through 6
$0.00 per day for days 7 and beyond - Skilled Nursing Facility
- $0.00 per day for days 1 through 20
$214.00 per day for days 21 and beyond
Foot Care
- Foot Exams and Treatments (Medicare-covered)
- $25 Copay
- Routine Foot Care
- Not Covered
Chiropractic Care
- Medicare-covered chiropractic
- $15 Copay
Prior Authorization Required - Routine chiropractic
- Not Covered
Mental Health Services
- Outpatient individual therapy
- Not Covered
- Outpatient group therapy
- Not Covered
- Inpatient psychiatric hospital care
- $595.00 per day for days 1 through 3
$0.00 per day for days 4 and beyond
Rehabilitation Services
- Physical therapy and speech and language therapy
- $25 Copay
- Occupational therapy
- $25 Copay
Medical Equipment and Supplies
- Diabetes supplies
- Not Covered
- Durable medical equipment
- 20% Coinsurance
Prior Authorization Required - Prosthetics
- 20% Coinsurance
Diagnostics, Lab Services, and Imaging
- Diagnostic radiology services
- $250 Copay
Prior Authorization Required - Lab services
- $50 Copay
Prior Authorization Required - Outpatient x-rays
- $15 Copay
Prior Authorization Required - Diagnostic tests and procedures
- $95 Copay
Prior Authorization Required
Medicare Part B Drugs
- Chemotherapy
- 20% Coinsurance
- Other Part B drugs (Medicare-covered)
- 20% Coinsurance
Dental Services
- Medicare Covered Preventive Dental
- $25 Copay
Prior Authorization Required - Oral exam
- $0
- Dental x-rays
- $0
- Cleaning
- $0
- Periodontics
- Not Covered
- Endodontics
- Not Covered
- Restorative Services
- Not Covered
- Maximum dental benefit
- $1,300.00 (Every year)
Hearing Aids and Services
- Fitting/evaluation
- Covered
Limits may apply - Hearing aids
- Not Covered
- Hearing exam
- Covered
Limits may apply
Vision Services
- Medicare-covered eye exam
- $ to $25 Copay
- Routine eye exam
- Covered
Limits may apply - Eyewear benefits
- None
Get a copy of the Cigna Preferred Plus Medicare Summary of Benefits.
Prescription Drug Costs & Benefits
Cigna Preferred Plus Medicare includes enhanced benefit Medicare Part D. Enhanced benefits offer greater coverage than basic, typically providing lower cost-sharing, broader drug coverage, and additional benefits, such as covering drugs not included in the standard formulary. These plans usually have higher premiums due to the extra coverage and flexibility they provide, but they cover a larger percentage of overall drug costs.
As of 2023, approximately 75% of people on Medicare are enrolled in enhanced plans.
Prescription Drug Premium with Extra Help
Extra Help is a Social Security program that helps people with limited income and resources lower or cut Part D costs. The following table outlines premium assistance details with Extra Help.
| Low Income Premium Subsidy: | ${part_d_lips_amount} |
|---|---|
| Low Income Premium Subsidy CMS Pays: | $18.00 |
| Low Income Subsidy Premium: | $0.00 |
If you would like more information about the Extra Help program, you can refer to the Social Security Extra Help page.
Prescription Drug Deductible
The Medicare Part D annual deductible with this plan is $0.00. You must pay this amount at the pharmacy before Cigna Healthcare begins paying its share.
Prescription Drug Out-of-Pocket Costs
In addition to the plan's monthly premium and deductible, Cigna Preferred Plus Medicare has out-of-pocket costs you must pay when you pick up your prescriptions.
| Drug Tier | Retail | Mail Order |
|---|---|---|
| Preferred Generic | $0.00 | $10.00 |
| Generic | $4.00 | $20.00 |
| Preferred Brand | $45.00 | $47.00 |
| Non-Preferred Drug | $100.00 | $100.00 |
| Specialty Tier | 33.00% | 33.00% |
| *The Part D deductible does not apply. | ||
CMS 5-Star Rating Marks
Each year the Centers for Medicare & Medicaid Services (CMS) rates health plans (Part C) in five broad categories and drug plans (Part D) in four broad categories using a 5-star rating system. Here are the most recent CMS ratings for Cigna Preferred Plus Medicare .
| CMS Measure | Star Rating |
|---|---|
| 2025 Overall Rating | |
| Staying Healthy: Screenings, Tests, Vaccines | |
| Managing Chronic (Long Term) Conditions | |
| Member Experience with Health Plan | |
| Complaints and Changes in Plans Performance | |
| Health Plan Customer Service | |
| Drug Plan Customer Service | |
| Complaints and Changes in the Drug Plan | |
| Member Experience with the Drug Plan | |
| Drug Safety and Accuracy of Drug Pricing |
Additional Plan Options
The Medicare Part C program offers a myriad of HMO, PPO, and PFFS plan options, including these plans:
- Cigna Preferred Medicare (HMO)
- Cigna Preferred GA Medicare (HMO)
- Cigna Preferred Medicare (HMO)
- Cigna Preferred Plus Medicare (HMO)
- Cigna Preferred GA Medicare (HMO)
- Cigna Preferred Medicare (HMO)
- Cigna Preferred Medicare (HMO)
If you are enrolled in a Part C plan with prescription drug coverage, you cannot be enrolled in a stand-alone Medicare Part D plan, regardless of your chosen insurance company.
You cannot be enrolled in a Part C health plan and simultaneously hold Medicare Supplement Insurance (Medigap). Medicare Supplement plans are only compatible with Medicare Parts A and B.
Contact Us About Cigna Healthcare
| Website: | Cigna Healthcare Plan Page (opens in new tab) |
|---|---|
| Providers: | Cigna Healthcare Providers Page (opens in new tab) |
| Formulary: | Cigna Healthcare Formulary Page (opens in new tab) |
| Pharmacy: | Cigna Healthcare Pharmacy Page (opens in new tab) |
| New Member Health Plan Help: | (800)313-0973 |
| New Member Health Plan TTY: | (877)843-6493 |
| New Member Part D Help: | (800)313-0973 |
| New Member Part D TTY Users: | (877)843-6493 |
If you qualify for Medicare benefits but have not yet enrolled or verified your enrollment status, you can do so on the Social Security Administration website. You can learn more about the Medicare Part C program on www.medicare.gov or call 1-800-MEDICARE.
Citations & References
- Cigna Healthcare, http://www.cignamedicare.com, Last Accessed March 1, 2025
- Medicare.gov, "Your health plan options", Last Accessed February 20, 2024
- Medicare.gov, "How Original Medicare Works", Last Accessed February 19, 2024
- Medicare.gov, "Medicare & You", Last Accessed February 19, 2024
- Medicare.gov, "Your Medicare Coverage", Last Accessed March 19, 2025
- CMS.gov, Landscape Source Files, Last Accessed March 15, 2025
- CMS.gov, Medicare Part C & D Performance, Last Accessed March 15, 2025
- CMS.gov, Plan Benefits Package,Last Accessed March 15, 2025
Research Note: This content is based on independent analysis of CMS data by David Bynon, Medicare analyst and founder of MedicareWire.
For details on how this plan was analyzed and constructed using CMS data, see our Medicare Plan Research Methodology.
Disclaimer: MedicareWire does not endorse or rank Medicare plans. Plan information is provided for educational and research purposes only and may not reflect the most current data available from CMS or the plan provider.
Plans Offered
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