On this page we help consumers: Shop and compare 2020 Medicare Advantage Plans in New York County, New York. You can compare premiums, deductibles, co-payments, supplemental benefits, star ratings, and more.
Looking for the top Medicare Advantage plans in New York County, New York for 2020? You're in the right place.
Unlike Medicare Part D prescription drug plans, which are a statewide option, Medicare Advantage Plans vary by county. The reason for this is simple. Not all areas have the same healthcare resources or needs, so county-by-county plans work better.
Who Can Enroll in Medicare Advantage in New York County?
If you are age 65 or older, you most likely qualify to enroll in a New York Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent New York insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a New York Supplement
If you are concerned that a Medicare Advantage plan could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs in New York County. A New York Medicare supplement (Medigap) and a New York Medicare prescription drug plan (Part D) work hand-in-hand with your Original Medicare to give you the best coverage possible.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Medicare supplements directory, where you can learn about and compare Medigap plans. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
Special Needs Plans in New York County, New York
Looking for Medicare Special Needs Plans available in New York County, NY?. Special Needs Plans are Medicare Advantage plans designed specifically for three types of special needs:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here for details.
New York County, NY Medicare Advantage Plan Availability
The 51 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in New York, and all other locations in New York County, New York. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).