On this page we help consumers: Shop and compare 2020 Medicare Advantage Plans in New York County, New York. You can compare premiums, deductibles, co-payments, supplemental benefits, star ratings, and more.
Comparing 2020 Medicare Advantage plans to find the best options in New York County, New York? You're in the right place.
Unlike Medicare Part D prescription drug plans, which are a statewide option, Medicare Advantage Plans vary by county. The reason for this is simple. Not all areas have the same healthcare resources or needs, so county-by-county plans work better.
Getting Enrolled in a 2020 Medicare Advantage Plan in New York County
Most New York seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.
To get enrolled:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent New York insurance agent. This is the best way to go if you need someone to help advise you.
Medigap vs. Medicare Advantage, Which is Better in New York County, NY?
Medicare Advantage is one way to get full coverage healthcare. However, beneficiaries living in New York County also have the option to keep their Original Medicare benefits and upgrade their coverage with New York Medicare supplement insurance (Medigap) and a New York Medicare Part D plan (PDP) for help with prescription medications.
If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Medicare supplements directory, where you can learn about and compare Medigap plans. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.
Medicare SNP Plans Available in New York County, NY
MedicareWire has a special directory for New York County, New York Special Needs Plans. Although managed under the Medicare Advantage program, SNP plans are designed specifically for three types of people:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here to see what SNPs are available in your area.
New York County, NY Medicare Advantage Plan Availability
The 51 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in New York, and all other locations in New York County, New York. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).