On this page we help consumers: Shop and compare 2020 Medicare Advantage Plans in Bronx County, New York. You can compare premiums, deductibles, co-payments, supplemental benefits, star ratings, and more.
Looking for the top Medicare Advantage plans in Bronx County, New York for 2020? You're in the right place.
While Medicare Part D and Medicare Supplement plan availability is the same throughout the state, the complexity of Medicare Advantage plans requires them to be localized. The primary reason for this is that different areas have different healthcare providers, so localized health plans offer the best choices.
How-To Enroll in a 2020 Medicare Advantage Plan in Bronx County
Most people living in New York, age 65 and older, qualify to enroll in Medicare Advantage. An exception is a disqualifying illness, such as End-Stage Renal Disease (ESRD).
You are only allowed to join, drop or change plans during a Medicare Election Period. The period between 15 October and 7 December is the Annual Election Period (AEP). That's when most folks make changes to their Medicare.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent New York insurance agent. This is the best way to go if you need someone to help advise you.
Original Medicare + Medigap vs. a Bronx County Medicare Advantage Plan
If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage in Bronx County. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a New York Medicare Part D Plan (prescriptions) and a New York Medigap plan (supplemental Medicare insurance).
If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, check out our Medigap directory and compare Medicare supplement plans in your area. All Medicare supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.
Bronx County, New York Special Needs Plans (SNP)
We organize Medicare Special Needs Plans for Bronx County, NY beneficiaries in a seperate directory. Although SNP plans are Medicare Advantage plans, they are only available to:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Click here to browse the Medicare SNP plans.
Bronx County, NY Medicare Advantage Plan Availability
The 45 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Bronx, and all other locations in Bronx County, New York. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).