More Plan Options
The average New Mexico senior compares three or more plan options before making an enrollment decision.
Who Can Enroll in Medicare Advantage in Chaves County?
If you are age 65 or older, you most likely qualify to enroll in a New Mexico Medicare Advantage plan available in your county. If you have End-Stage Renal Disease (ESRD), you will need to stay on Original Medicare.
You can join or switch plans during a Medicare Election Period. For most people, the Annual Election Period (AEP), which starts on 15 October and ends 7 December, is the time they update their enrollment.
You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.
There are three ways to enroll:
- Call a plan directly. If you know the plan you want, this way is quick and easy.
- Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
- Use an independent New Mexico insurance agent. This is the best way to go if you need someone to help advise you.
Medicare Advantage vs. Original Medicare with a New Mexico Supplement
If you are concerned that a Chaves County Medicare Advantage plan could be bad, inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs. A New Mexico Medicare supplement (Medigap) and a New Mexico Medicare prescription drug plan (Part D) work hand-in-hand with your Original Medicare to give you the best coverage possible.
A Medicare supplement policy protects you from big medical bills and helps you lower the total annual cost of your healthcare. See our directory of supplemental plans to compare supplemental Medicare insurance available in your area. The good news is that all supplemental insurance is standardized, offering you the luxury to buy the coverage you need based on the lowest price.
Special Needs Plans in Chaves County, New Mexico
Looking for Medicare Special Needs Plans available in Chaves County, NM?. Special Needs Plans are Medicare Advantage plans designed specifically for three types of special needs:
- Beneficiaries in a nursing home or receiving skilled nursing care at home;
- Beneficiaries with both Medicare and Medicaid benefits; and
- Beneficiaries with certain chronic health conditions.
Chaves County, NM Medicare Advantage Plan Availability
The 11 Medicare Part C plans listed on this page are available to Medicare beneficiaries, enrolled in both Part A and Part B, living in Roswell, Dexter, Hagerman, Lake Arthur, and all other locations in Chaves County, New Mexico. MMP plans are only available to individuals who qualify for both Medicare and Medicaid benefits (aka, Dual Eligible or Medi-Medi).