2020 Medicare Advantage Plans Petroleum County, Montana

Searching for the best rated 2020 Medicare Advantage plans in Petroleum County, Montana? You're in the right place.

Unlike Medicare Part D prescription drug plans, which are a statewide option, Medicare Advantage Plans vary by county. The reason for this is simple. Not all areas have the same healthcare resources or needs, so county-by-county plans work better.

Getting Enrolled in a 2020 Medicare Advantage Plan in Petroleum County

Most Montana seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.

There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).

Most of us also get an Individual Election Period (IEP), but it only comes around once. Your IEP is based on your 65th birthday. It starts the month before and ends the month after, so you have plenty of time.

To get enrolled:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Montana insurance agent. This is the best way to go if you need someone to help advise you.

Medicare Advantage vs. Original Medicare with a Montana Supplement

If you are concerned that a Medicare Advantage plan could be inconvenient or limit your services, there is another way to get full coverage and lower your out-of-pocket costs in Petroleum County. A Montana Medicare supplement (Medigap) and a Montana Medicare prescription drug plan (Part D) work hand-in-hand with your Original Medicare to give you the best coverage possible.

If you're not familiar with Medigap policies, and how they protect you from medical care liability, please review our Medicare supplements directory, where you can learn about and compare Medigap plans. All Medigap plans are standardized. That means you can choose the plan you need based on the best price without worrying about the benefits.

Special Needs Plans in Petroleum County, Montana

Looking for Medicare Special Needs Plans available in Petroleum County, MT?. Special Needs Plans are Medicare Advantage plans designed specifically for three types of special needs:

• Beneficiaries in a nursing home or receiving skilled nursing care at home;
• Beneficiaries with both Medicare and Medicaid benefits; and
• Beneficiaries with certain chronic health conditions.

Click here for details.