2020 Medicare Advantage Plans Dorchester County, Maryland

Comparing 2020 Medicare Advantage plans to find the best options in Dorchester County, Maryland? You're in the right place.

Unlike prescription drug plans (Medicare Part D), which are the same statewide, Medicare Advantage plan availability and options vary by area. The reason for this is simple. Not all areas have the same healthcare providers, so localized plans are better.

Getting Enrolled in a 2020 Medicare Advantage Plan in Dorchester County

Most Maryland seniors qualify to join a Medicare Advantage plan. Certain diseases, most notably End-Stage Renal Disease (ESRD), may disqualify you from enrollment.

There are several different Medicare Election Periods. This is when you can join or change your plan. Most people wait until 15 October to 7 December to make enrollment changes. This is the Annual Election Period (AEP).

You also have an Individual Election Period (IEP). Your IEP begins the month before your 65th birthday, includes your birth month, and continues the month after your birth month.

There are three ways to enroll:

1. Call a plan directly. If you know the plan you want, this way is quick and easy.
2. Go to www.Medicare.gov and enroll through the government website. From there you can look up your medications, compare plans, and get your application started online.
3. Use an independent Maryland insurance agent. This is the best way to go if you need someone to help advise you.

Original Medicare + Medigap vs. a Dorchester County Medicare Advantage Plan

If you are worried that an HMO or PPO plan will try to limit your care, Medicare Advantage is not the only way to get full coverage in Dorchester County. For a little more each month you can have the best care available and lower your out-of-pocket expenses. Savvy seniors hold on to their Original Medicare and get the additional coverage they need with a Maryland Medicare Part D Plan (prescriptions) and a Maryland Medigap plan (supplemental Medicare insurance).

If you are not aware of the benefits of a Medicare Supplement, and how it pays the big medical bills from an extended illness or hospital stay, check out our Medigap directory and compare Medicare supplement plans in your area. All Medicare supplements are standardized and regulated. That means you can go with the lowest cost policy and get all of the same benefits.

Special Needs Plans in Dorchester County, Maryland

Looking for Medicare Special Needs Plans available in Dorchester County, MD?. Special Needs Plans are Medicare Advantage plans designed specifically for three types of special needs:

• Beneficiaries in a nursing home or receiving skilled nursing care at home;
• Beneficiaries with both Medicare and Medicaid benefits; and
• Beneficiaries with certain chronic health conditions.

Click here for details.