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Your Guide to Medicare Advantage in Teller County, CO

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Welcome to our comprehensive guide to Medicare Advantage Plans in Teller County, Colorado for 2025. With 46 plans available, it’s important to find the one that best suits your healthcare needs. This guide will help you explore and compare your options, providing all the information you need to make an informed decision.

Medicare Advantage Plan Options for Teller County

Explore the 46 Medicare Advantage Plans currently offered in Teller County. Take a closer look at any plan, and you'll find a dedicated page packed with benefit and coverage details.

Teller County, Colorado Medicare Advantage Plans

Medicare Advantage Plans in Teller County, CO for 2024
Plan Name Type Premium MOOP Rx Ded. Rating
AARP Medicare Advantage Essentials from UHC CO-4* HMO-POS $0 $3,900 $340
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AARP Medicare Advantage Extras from UHC CO-20* HMO-POS $0 $4,900 $420
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AARP Medicare Advantage from UHC CO-0003* HMO-POS $36 $3,200 $340
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AARP Medicare Advantage Patriot No Rx CO-MA02* HMO-POS $0 $3,700 N/A
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Aetna Medicare Eagle 1* PPO $0 $5,500 N/A
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Aetna Medicare Premier Plus 2* PPO $0 $5,500 $590
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Aetna Medicare Premium* PPO $37 $5,000 $590
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Aetna Medicare Value Plus* PPO $20 $5,500 $590
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AARP Medicare Advantage from UHC CO-0006 PPO $0 $7,550 $420
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AARP Medicare Advantage from UHC CO-0014 PPO $0 $5,900 $420
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AARP Medicare Advantage from UHC CO-0018 PPO $44 $5,200 $420
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AARP Medicare Advantage Giveback from UHC CO-12 PPO $0 $7,900 $495
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AARP Medicare Advantage Patriot No Rx CO-MA03 PPO $0 $4,400 N/A
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Devoted CORE Colorado HMO $0 $4,900 $495
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Kaiser Permanente Senior Advantage Core South HMO $0 $3,800 $0
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Kaiser Permanente Senior Advantage Enhanced HMO-POS $41 $3,200 $0
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Select Health Medicare + Kroger HMO $0 $3,900 $0
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Select Health Medicare Active HMO $0 $5,900 $200
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Select Health Medicare Essential HMO $0 $3,900 $0
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Select Health Medicare Flex HMO $0 $4,900 $200
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Select Health Medicare NoRx HMO $0 $6,500 N/A
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Aetna Medicare Eagle HMO-POS $0 $5,500 N/A
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Aetna Medicare Premier 2 HMO-POS $0 $4,150 $590
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Aetna Medicare Premier 3 HMO-POS $0 $4,500 $590
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Aetna Medicare Premium Plus HMO-POS $47 $4,000 $590
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Humana Full Access H5216-333 PPO $91 $3,400 $0
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Humana Gold Plus H0028-025 HMO $0 $5,500 $0
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Humana Gold Plus H0028-047 HMO $0 $5,300 $0
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Humana Gold Plus H0028-075 HMO $0 $6,750 $250
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Humana USAA Honor Giveback PPO $0 $4,900 N/A
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Humana Value Plus H5216-195 PPO $34 $7,550 $590
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HumanaChoice Giveback H5216-435 PPO $0 $7,850 $0
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HumanaChoice H5216-078 PPO $0 $5,000 $250
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HumanaChoice H5216-223 PPO $7 $5,400 $200
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HumanaChoice H5216-437 PPO $0 $4,150 N/A
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Select Health Medicare Choice PPO $0 $5,000 $0
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Anthem Medicare Advantage HMO $0 $9,350 $0
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Cigna True Choice Courage Medicare PPO $0 $5,700 N/A
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Cigna True Choice Medicare PPO $0 $5,200 $0
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Cigna Preferred Medicare HMO $0 $4,100 $0
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Cigna Premier Medicare HMO-POS $0 $3,400 $0
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Clear Spring Health Essential HMO $0 $3,400 $0
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Devoted CHOICE Colorado PPO $0 $6,100 $590
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Devoted CHOICE GIVEBACK Colorado PPO $0 $7,900 $590
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Devoted LIBERTY CHOICE Colorado PPO $0 $7,900 N/A
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Kaiser Permanente Senior Advantage Choice South PPO $0 $5,100 $0
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**Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages.

What Are Medicare Advantage Plans?

Medicare Advantage Plans, also known as Part C, are offered by private insurance companies and provide comprehensive coverage that includes both Medicare Part A (hospital insurance) and Part B (medical insurance). Many of the 46 plans available in Teller County also include additional benefits such as prescription drug coverage, dental, vision, and wellness programs, making them an all-in-one alternative to Original Medicare.

  • Health Maintenance Organization (HMO): Medicare Advantage HMO Plans require members to use a specific network of doctors and hospitals in Teller County and usually requires referrals for specialist care. HMOs tend to be more affordable but come with restrictions on provider choice.
  • Preferred Provider Organization (PPO): PPO Plans provide greater flexibility in choosing healthcare providers, allowing members to see specialists without a referral. However, PPOs generally come with higher premiums and out-of-pocket costs.
  • Private Fee-for-Service (PFFS): Members can visit any Medicare-approved doctor or hospital in Teller County that agrees to the plan's terms. Medicare Advantage PFFS plans offer more freedom in choosing providers but may have higher associated costs.
  • Medicare Savings Account (MSA): This plan pairs a high-deductible Medicare Advantage plan with a savings account that the plan funds. You can use the money in the savings account to pay for healthcare expenses before meeting your deductible. Any unused funds roll over year to year, offering a way to manage healthcare costs with greater flexibility.

You may also have Medicare HMO-POS plans available. It's a type of HMO that offers a little more more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost.

If you qualify for Original Medicare or Medicare Advantage in Teller County but don't know where to begin, we have licensed insurance agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions (Mon-Fri 5am-6pm, Sat 6am-5pm PST) and help you get enrolled. There's no obligation.

Benefits of Medicare Advantage Plans

Medicare Advantage Plans, also known as Part C, provide several key advantages over Original Medicare. Bundle up your healthcare with plans that cover Medicare Parts A and B, plus some extras like prescription meds, dental care, and vision services - it's a package deal! Medicare Advantage can be a smart choice if you want to maximize your healthcare dollars and enjoy extras like additional services and lower out-of-pocket costs.

Here are some of the top advantages these plans offer Teller County residents:

  • Wellness Programs: Many plans provide free gym memberships, wellness programs, and preventive care services to help you maintain your health.
  • Comprehensive Coverage: Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.
  • Coordinated Care: Some plans include care coordination services that will help you manage your healthcare across different providers and services.
  • Cost Savings: Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.

How to Find the Best Medicare Advantage Plan for You

Selecting the ideal Medicare Advantage Plan from the 46 plans available in Teller County involves evaluating several crucial aspects:

  1. Provider Network: Ensure your healthcare providers are within the plan's network to maintain continuity of care.
  2. Prescription Drug Coverage: Confirm that your current medications are included in the plan's formulary to avoid higher out-of-pocket costs.
  3. Costs: Assess the plan’s premium, deductible, and out-of-pocket expenses. The ideal plan aligns with both your financial situation and your healthcare needs.
  4. Additional Benefits: Identify any additional benefits that are important to you, such as fitness programs, routine dental, or over-the-counter medication benefits, and ensure the plan includes them.
  5. Plan Ratings: If a plan offers the benefits you need at a price you can afford, be sure to check its CMS star ratings. This will help you avoid plans with known problems, like poor customer service.

Discover the key factors to consider when comparing Medicare Advantage Plans.

Understanding the Medicare Advantage Enrollment Process

Knowing when and how to enroll in a Teller County Medicare Advantage Plan is key to getting the healthcare coverage you need. Here’s a quick overview of the enrollment opportunities available to you in for 2025.

  • Initial Enrollment Period (IEP): The IEP is a seven-month window surrounding your 65th birthday, allowing you to sign up for a Medicare Advantage Plan as soon as you become eligible for Medicare.
  • Annual Enrollment Period (AEP): The AEP runs from October 15 to December 7 each year, giving you the opportunity to change, drop, or enroll in a Medicare Advantage Plan.
  • Open Enrollment Period (OEP): Between January 1 and March 31, if you’re already enrolled in a Medicare Advantage Plan, you can switch plans or revert to Original Medicare.

To learn more about the enrollment periods and steps to take, check out our comprehensive Medicare Enrollment guide.

Are you ready to enroll? Do you still have questions? Our licensed insurance agents are ready to help with no obligation. Call 1-855-728-0510 (TTY 711) for assistance, Mon-Fri 5am-6pm, Sat 6am-5pm PST.

Plan Availability

The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in and all other areas of Teller County, Colorado.

Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

Citations & References