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Your Guide to Medicare Advantage in Butler County, AL

by , last updated

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In Butler County, Alabama, there are 23 Medicare Advantage Plans available for the 2025. From basics to specialized care, each of the 23 plans caters to distinct health needs and priorities. Our guide will help you weigh your options so you can make an informed decision.

Available Medicare Advantage Plans in Butler County, Alabama

Find your Medicare Advantage Plan options in Butler County below. Click on any of the 23 plans to access full details, including coverage and costs.

Butler County, Alabama Medicare Advantage Plans

Medicare Advantage Plans in Butler County, AL for 2024
Plan Name Type Premium MOOP Rx Ded. Rating
Aetna Medicare Eagle* PPO $0 $7,900 N/A
☆☆☆☆☆
Aetna Medicare Freedom* PPO $0 $7,900 $590
☆☆☆☆☆
Aetna Medicare Value Plus* PPO $10 $9,350 $590
☆☆☆☆☆
AARP Medicare Advantage from UHC AL-0003 HMO-POS $0 $5,400 $340
☆☆☆☆☆
Blue Advantage Choice PPO $0 $5,500 $440
☆☆☆☆☆
Blue Advantage Complete PPO $30 $5,100 $0
☆☆☆☆☆
Blue Advantage Premier PPO $153 $2,900 $0
☆☆☆☆☆
AARP Medicare Advantage from UHC AL-0001 HMO-POS $0 $5,900 $420
☆☆☆☆☆
AARP Medicare Advantage from UHC AL-0002 HMO-POS $32 $4,500 $340
☆☆☆☆☆
AARP Medicare Advantage Patriot No Rx AL-MA01 HMO-POS $0 $5,900 N/A
☆☆☆☆☆
Devoted CORE Alabama HMO $0 $5,500 $590
☆☆☆☆☆
Devoted GIVEBACK Alabama HMO $0 $6,750 $590
☆☆☆☆☆
Humana Gold Plus H5619-089 HMO $0 $6,100 $590
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $4,150 N/A
☆☆☆☆☆
Humana Value Plus H5216-179 PPO $40 $3,000 $590
☆☆☆☆☆
HumanaChoice H5216-269 PPO $0 $4,000 $590
☆☆☆☆☆
HumanaChoice H5216-368 PPO $10 $3,000 $590
☆☆☆☆☆
HumanaChoice R0110-017 Regional PPO $0 $4,850 N/A
☆☆☆☆☆
HumanaChoice R0110-018 Regional PPO $86 $6,700 $590
☆☆☆☆☆
Devoted CHOICE Alabama PPO $0 $6,200 $590
☆☆☆☆☆
Devoted CHOICE GIVEBACK Alabama PPO $0 $7,900 $590
☆☆☆☆☆
Devoted LIBERTY CHOICE Alabama PPO $0 $7,900 N/A
☆☆☆☆☆
**Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages.

Overview of Medicare Advantage Plans

Medicare Advantage Plans, also known as Medicare Part C, are private health plans that provide all-in-one coverage, including Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). On top of the core benefits, many of the plans in Butler County throw in some nice extras - think prescription drug coverage, dental, vision, and wellness programs - making them a solid choice for those in Mohave County looking for something more than Original Medicare.

  • Health Maintenance Organization (HMO): Medicare Advantage HMO Plans require members to use a specific network of doctors and hospitals in Butler County and usually requires referrals for specialist care. HMOs tend to be more affordable but come with restrictions on provider choice.
  • Preferred Provider Organization (PPO): Allows more flexibility in choosing healthcare providers, with the option to see specialists without referrals, though often at a higher cost. Medicare Advantage PPOs usually have higher premiums and out-of-pocket expenses.
  • Private Fee-for-Service (PFFS): With a PFFS plan, members can visit any Medicare-approved doctor or hospital in Butler County that agrees to the plan’s terms and payment rates. PFFS plans provide more freedom in provider choice but can come with higher costs.
  • Medicare Savings Account (MSA): This plan pairs a high-deductible Medicare Advantage plan with a savings account that the plan funds. You can use the money in the savings account to pay for healthcare expenses before meeting your deductible. Any unused funds roll over year to year, offering a way to manage healthcare costs with greater flexibility.

You may also have Medicare HMO-POS plans available. It's a type of HMO that offers a little more more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost.

If you qualify for Original Medicare or Medicare Advantage in Butler County but don't know where to begin, we have licensed insurance agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions (Mon-Fri: 8 am – 10 pm, and Sat-Sun: 8 am – 9 pm EST) and help you get enrolled. There's no obligation.

Benefits of Medicare Advantage Plans

Medicare Advantage Plans, also known as Part C, provide several key advantages over Original Medicare. Bundle up your healthcare with plans that cover Medicare Parts A and B, plus some extras like prescription meds, dental care, and vision services - it's a package deal! Medicare Advantage can be a smart choice if you want to maximize your healthcare dollars and enjoy extras like additional services and lower out-of-pocket costs.

Here are some of the top advantages these plans offer Butler County residents:

  • Cost Savings: Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.
  • Wellness Programs: Many plans offer gym memberships, wellness programs, and preventive care services to help maintain your health.
  • Coordinated Care: Plans often include care coordination services, helping manage your healthcare across different providers and services.
  • Comprehensive Coverage: Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.

Choosing the Right Medicare Advantage Plan

Choosing the right Medicare Advantage Plan out of the 23 plans available in Butler County requires careful consideration of several key factors:

  1. Provider Network: Verify that your current doctors and preferred hospitals are included in the plan's network. Access to your healthcare providers can significantly impact your care experience.
  2. Prescription Drug Coverage: Make sure the plan covers your medications, particularly if you have specific prescriptions you rely on regularly.
  3. Costs: Examine the plan's premiums, copayments, and out-of-pocket limits. Compare these costs against your budget to avoid unexpected expenses.
  4. Additional Benefits: Consider what extra services, such as dental, vision, or wellness programs, are important to you, and check if the plan offers them.
  5. Plan Ratings: Look into the plan's star ratings, which provide insight into the plan's overall quality and member satisfaction.

Learn more about the basics of comparing Medicare Advantage Plans.

Understanding the Medicare Advantage Enrollment Process

Making sense of Medicare Advantage enrollment periods can seem overwhelming, but it's worth the effort for better health coverage. Missing these key dates could delay your coverage or limit your plan choices for 2025 in Butler County.

  • Initial Enrollment Period (IEP): The IEP is a seven-month window surrounding your 65th birthday, allowing you to sign up for a Medicare Advantage Plan as soon as you become eligible for Medicare.
  • Annual Enrollment Period (AEP): The AEP runs from October 15 to December 7 each year, giving you the opportunity to change, drop, or enroll in a Medicare Advantage Plan.
  • Open Enrollment Period (OEP): Between January 1 and March 31, if you’re already enrolled in a Medicare Advantage Plan, you can switch plans or revert to Original Medicare.

To learn more about the enrollment periods and steps to take, check out our comprehensive Medicare Enrollment guide.

Are you ready to enroll? Do you still have questions? Our licensed insurance agents are ready to help with no obligation. Call 1-855-728-0510 (TTY 711) for assistance, Mon-Fri 8am-9pm, Sat 9pm-8pm EST.

Plan Availability

The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in and all other areas of Butler County, Alabama.

Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

Citations & References