Your Guide to Medicare Advantage in Bullock County, AL
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Welcome to our comprehensive guide to Medicare Advantage Plans in Bullock County, Alabama for 2025. With 27 plans available, it’s important to find the one that best suits your healthcare needs. This guide will help you explore and compare your options, providing all the information you need to make an informed decision.
Compare Medicare Advantage Plans in Bullock County
Explore the 27 Medicare Advantage Plans currently offered in Bullock County. Take a closer look at any plan, and you'll find a dedicated page packed with benefit and coverage details.
Bullock County, Alabama Medicare Advantage Plans
| Plan Name | Type | Premium | MOOP | Rx Ded. | Rating |
|---|---|---|---|---|---|
| Aetna Medicare Eagle* | PPO | $0 | $7,900 | N/A | |
| Aetna Medicare Freedom* | PPO | $0 | $7,900 | $590 | |
| Aetna Medicare Value Plus* | PPO | $10 | $9,350 | $590 | |
| AARP Medicare Advantage from UHC AL-0003 | HMO-POS | $0 | $5,400 | $340 | |
| Blue Advantage Choice | PPO | $0 | $5,500 | $440 | |
| Blue Advantage Complete | PPO | $30 | $5,100 | $0 | |
| Blue Advantage Premier | PPO | $153 | $2,900 | $0 | |
| VIVA Medicare Plus | HMO | $0 | $9,350 | $300 | |
| VIVA Medicare Premier | HMO | $103 | $6,500 | $100 | |
| VIVA Medicare Prime | HMO | $53 | $7,500 | $200 | |
| VIVA Medicare Select | HMO | $0 | $9,350 | N/A | |
| AARP Medicare Advantage from UHC AL-0001 | HMO-POS | $0 | $5,900 | $420 | |
| AARP Medicare Advantage from UHC AL-0002 | HMO-POS | $32 | $4,500 | $340 | |
| AARP Medicare Advantage Patriot No Rx AL-MA01 | HMO-POS | $0 | $5,900 | N/A | |
| Devoted CORE Alabama | HMO | $0 | $5,500 | $590 | |
| Devoted GIVEBACK Alabama | HMO | $0 | $6,750 | $590 | |
| Humana Gold Plus H5619-089 | HMO | $0 | $6,100 | $590 | |
| Humana USAA Honor Giveback | PPO | $0 | $4,150 | N/A | |
| Humana Value Plus H5216-179 | PPO | $40 | $3,000 | $590 | |
| HumanaChoice H5216-269 | PPO | $0 | $4,000 | $590 | |
| HumanaChoice H5216-368 | PPO | $10 | $3,000 | $590 | |
| HumanaChoice R0110-017 | Regional PPO | $0 | $4,850 | N/A | |
| HumanaChoice R0110-018 | Regional PPO | $86 | $6,700 | $590 | |
| Devoted CHOICE Alabama | PPO | $0 | $6,200 | $590 | |
| Devoted CHOICE GIVEBACK Alabama | PPO | $0 | $7,900 | $590 | |
| Devoted LIBERTY CHOICE Alabama | PPO | $0 | $7,900 | N/A | |
| **Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages. | |||||
Understanding Your Medicare Advantage Options
Medicare Advantage Plans, also known as Medicare Part C, are private health plans that provide all-in-one coverage, including Medicare Part A (hospital insurance) and Medicare Part B (medical insurance). On top of the core benefits, many of the plans in Bullock County throw in some nice extras - think prescription drug coverage, dental, vision, and wellness programs - making them a solid choice for those in Mohave County looking for something more than Original Medicare.
- Health Maintenance Organization (HMO): Medicare Advantage HMO Plans require members to use a specific network of doctors and hospitals in Bullock County and usually requires referrals for specialist care. HMOs tend to be more affordable but come with restrictions on provider choice.
- Preferred Provider Organization (PPO): PPO Plans provide greater flexibility in choosing healthcare providers, allowing members to see specialists without a referral. However, PPOs generally come with higher premiums and out-of-pocket costs.
- Private Fee-for-Service (PFFS): Members can visit any Medicare-approved doctor or hospital in Bullock County that agrees to the plan's terms. Medicare Advantage PFFS plans offer more freedom in choosing providers but may have higher associated costs.
- Medicare Savings Account (MSA): This plan pairs a high-deductible Medicare Advantage plan with a savings account that the plan funds. You can use the money in the savings account to pay for healthcare expenses before meeting your deductible. Any unused funds roll over year to year, offering a way to manage healthcare costs with greater flexibility.
You may also have Medicare HMO-POS plans available. It's a type of HMO that offers a little more more flexibility. Like a regular HMO, you typically use the plan's network of doctors and hospitals for care, usually requiring a referral to see specialists. However, an HMO-POS plan lets you receive certain healthcare services outside of the network at a higher cost.
Benefits of Medicare Advantage Plans
Many Medicare Advantage Plans offer extra benefits that go beyond Original Medicare, making them an attractive option for some people. These plans provide comprehensive coverage, often including additional services like prescription drug coverage, dental, vision, and wellness programs, all bundled into one plan. By choosing a Medicare Advantage Plan, you can simplify your healthcare and potentially save on costs.
Take a look at the main benefits provided by Medicare Advantage Plans in Bullock County:
- Cost Savings: Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.
- Wellness Programs: Many plans offer gym memberships, wellness programs, and preventive care services to help maintain your health.
- Coordinated Care: Plans often include care coordination services, helping manage your healthcare across different providers and services.
- Comprehensive Coverage: Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.
How to Find the Best Medicare Advantage Plan for You
When it comes to selecting from the 27 Medicare Advantage Plans available in Bullock County, it’s important to focus on these critical factors:
- Provider Network: Confirm that your doctors and preferred healthcare facilities are in the plan's network to avoid out-of-network charges.
- Prescription Drug Coverage: Review the plan's drug coverage to ensure it meets your needs, particularly for any specialty medications.
- Costs: Compare the overall costs, including premiums, copayments, and maximum out-of-pocket expenses, to find a plan that fits within your budget.
- Additional Benefits: Determine which additional benefits are offered and how they align with your personal health and wellness needs.
- Plan Ratings: Research the plan’s star ratings to understand its effectiveness, quality of care, and member satisfaction.
Find out how to effectively compare Medicare Advantage Plans and make an informed choice.
Enrolling in Medicare Advantage Plans
Making sense of Medicare Advantage enrollment periods can seem overwhelming, but it's worth the effort for better health coverage. Missing these key dates could delay your coverage or limit your plan choices for 2025 in Bullock County.
- Initial Enrollment Period (IEP): This initial enrollment window starts three months before and ends three months after your 65th birthday, offering a total of seven months to enroll in a Medicare Advantage Plan.
- Annual Enrollment Period (AEP): Every year from October 15 to December 7, you have the option to change, enroll, or disenroll from a Medicare Advantage Plan.
- Open Enrollment Period (OEP): Running from January 1 to March 31, this period allows changes to your Medicare Advantage Plan if you’re already enrolled or lets you switch back to Original Medicare.
For comprehensive details on how to enroll, visit our detailed guide on Medicare Enrollment.
Plan Availability
The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in and all other areas of Bullock County, Alabama.
Plans Offered
Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.
Citations & References
- CMS.gov, "2024 Medicare Part C Landscape Source Files", Last Accessed October 14, 2023
- CMS.gov, "2024 Part C and D Performance Data", Last Accessed October 14, 2023
- MedicareWire.com, "What is Medicare Advantage?", Last Accessed 11 April, 2023
- CMS.gov, "Special Needs Plans (SNP)", Last Accessed 24 May, 2024
- Medicare.gov, "What's Medicare Supplement Insurance (Medigap)?", Last Accessed 22 May, 2024