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Your Guide to Medicare Advantage in Bibb County, AL

by , last updated

Many of the plans featured here are available through our partner, HealthCompare, who may compensate us when you enroll in a plan. This does not influence our evaluations. Our opinions are our own, based on our independent research. Learn more about how we make money.

In Bibb County, Alabama, there are 33 Medicare Advantage Plans available for the 2025. From basics to specialized care, each of the 33 plans caters to distinct health needs and priorities. Our guide will help you weigh your options so you can make an informed decision.

Compare Medicare Advantage Plans in Bibb County

Find your Medicare Advantage Plan options in Bibb County below. Click on any of the 33 plans to access full details, including coverage and costs.

Bibb County, Alabama Medicare Advantage Plans

Medicare Advantage Plans in Bibb County, AL for 2024
Plan Name Type Premium MOOP Rx Ded. Rating
Aetna Medicare Eagle* PPO $0 $7,900 N/A
☆☆☆☆☆
Aetna Medicare Freedom* PPO $0 $7,900 $590
☆☆☆☆☆
Aetna Medicare Value Plus* PPO $10 $9,350 $590
☆☆☆☆☆
Cigna Courage Medicare* HMO $0 $5,750 N/A
☆☆☆☆☆
Cigna Preferred AL Medicare* HMO $0 $6,900 $0
☆☆☆☆☆
Cigna Preferred Full Savings Medicare* HMO $0 $5,750 $0
☆☆☆☆☆
Cigna Preferred Medicare* HMO $0 $4,750 $0
☆☆☆☆☆
Cigna Preferred Plus Medicare* HMO $19 $4,750 $0
☆☆☆☆☆
AARP Medicare Advantage from UHC AL-0003 HMO-POS $0 $5,400 $340
☆☆☆☆☆
Blue Advantage Complete PPO $0 $5,100 $150
☆☆☆☆☆
Blue Advantage Premier PPO $153 $2,900 $0
☆☆☆☆☆
VIVA Medicare Plus HMO $0 $9,350 $300
☆☆☆☆☆
VIVA Medicare Premier HMO $103 $6,500 $100
☆☆☆☆☆
VIVA Medicare Prime HMO $53 $7,500 $200
☆☆☆☆☆
VIVA Medicare Select HMO $0 $9,350 N/A
☆☆☆☆☆
AARP Medicare Advantage from UHC AL-0001 HMO-POS $0 $5,900 $420
☆☆☆☆☆
AARP Medicare Advantage from UHC AL-0002 HMO-POS $32 $4,500 $340
☆☆☆☆☆
AARP Medicare Advantage Patriot No Rx AL-MA01 HMO-POS $0 $5,900 N/A
☆☆☆☆☆
Devoted CORE Alabama HMO $0 $5,500 $590
☆☆☆☆☆
Devoted GIVEBACK Alabama HMO $0 $6,750 $590
☆☆☆☆☆
Humana Gold Plus H5619-089 HMO $0 $6,100 $590
☆☆☆☆☆
Humana USAA Honor Giveback PPO $0 $4,150 N/A
☆☆☆☆☆
Humana Value Plus H5216-179 PPO $40 $3,000 $590
☆☆☆☆☆
HumanaChoice H5216-269 PPO $0 $4,000 $590
☆☆☆☆☆
HumanaChoice H5216-368 PPO $10 $3,000 $590
☆☆☆☆☆
HumanaChoice R0110-017 Regional PPO $0 $4,850 N/A
☆☆☆☆☆
HumanaChoice R0110-018 Regional PPO $86 $6,700 $590
☆☆☆☆☆
Cigna True Choice Access Medicare PPO $0 $5,800 $0
☆☆☆☆☆
Cigna True Choice Medicare PPO $0 $4,600 $0
☆☆☆☆☆
Devoted CHOICE Alabama PPO $0 $6,200 $590
☆☆☆☆☆
Devoted CHOICE GIVEBACK Alabama PPO $0 $7,900 $590
☆☆☆☆☆
Devoted LIBERTY CHOICE Alabama PPO $0 $7,900 N/A
☆☆☆☆☆
**Certain PFFS, MSA, and HMO-POS plans have a combined in and out-of-network maximum. Limits are detailed on the plan pages.

What Are Medicare Advantage Plans?

Medicare Advantage Plans, or Part C, are health plans provided by private insurers that offer all-in-one coverage, combining Medicare Part A (hospital coverage) and Part B (medical coverage). Many of the 33 plans available to you in Bibb County also include additional benefits like prescription drug coverage, as well as dental, vision, and wellness services, offering a more comprehensive package than Original Medicare.

  • Health Maintenance Organization (HMO): Members must use the plan's network of doctors and hospitals in Bibb County, and typically need a referral to see a specialist. Some Medicare Advantage HMO Plans may have lower costs but offer less flexibility in choosing healthcare providers.
  • Preferred Provider Organization (PPO): PPO Plans provide greater flexibility in choosing healthcare providers, allowing members to see specialists without a referral. However, PPOs generally come with higher premiums and out-of-pocket costs.
  • Private Fee-for-Service (PFFS): Allows members to visit any Medicare-approved doctor or hospital in Bibb County that accepts the plan's payment terms. Medicare PFFS plans offer more flexibility but may result in higher costs.
  • Medicare Savings Account (MSA): Features a high-deductible Medicare Advantage plan and a savings account where the plan deposits money. You can use these funds for qualified medical expenses before you reach the deductible. The MSA is ideal for those who want more control over their healthcare spending, with the potential to save money if account funds are not spent.

You may also have access to HMO-POS plans, which are a more flexible version of the traditional Medicare Advantage HMO plan. These plans still require you to use a network of providers and often need referrals for specialist visits. However, the key difference with a Medicare Advantage HMO-POS plan is that it gives you the option to receive some healthcare services outside the network, albeit with higher out-of-pocket costs.

If you qualify for Original Medicare or Medicare Advantage in Bibb County but don't know where to begin, we have licensed insurance agents[1] at 1-855-728-0510 (TTY 711) who can answer your questions (Mon-Fri: 8 am – 10 pm, and Sat-Sun: 8 am – 9 pm EST) and help you get enrolled. There's no obligation.

Why Choose a Medicare Advantage Plan?

Enrolling in a Medicare Advantage Plan can offer significant benefits compared to Original Medicare. These plans provide all-in-one coverage, including hospital and medical insurance, and often come with added perks like drug coverage, dental care, and wellness programs. With a Medicare Advantage Plan, you can access a wider range of services while potentially reducing your overall healthcare costs.

Below are some of the key benefits you can enjoy in Bibb County with a Medicare Advantage Plan:

  • Wellness Programs: Many plans provide free gym memberships, wellness programs, and preventive care services to help you maintain your health.
  • Comprehensive Coverage: Includes Medicare Part A, Part B, and often Part D (prescription drug coverage), along with additional benefits like dental, vision, and hearing.
  • Coordinated Care: Some plans include care coordination services that will help you manage your healthcare across different providers and services.
  • Cost Savings: Many plans have low or $0 premiums and offer capped out-of-pocket costs, providing financial protection against high medical expenses.

Choosing the Right Medicare Advantage Plan

Choosing the right Medicare Advantage Plan out of the 33 plans available in Bibb County requires careful consideration of several key factors:

  1. Provider Network: Verify that your current doctors and preferred hospitals are included in the plan's network. Access to your healthcare providers can significantly impact your care experience.
  2. Prescription Drug Coverage: Make sure the plan covers your medications, particularly if you have specific prescriptions you rely on regularly.
  3. Costs: Examine the plan's premiums, copayments, and out-of-pocket limits. Compare these costs against your budget to avoid unexpected expenses.
  4. Additional Benefits: Consider what extra services, such as dental, vision, or wellness programs, are important to you, and check if the plan offers them.
  5. Plan Ratings: Look into the plan's star ratings, which provide insight into the plan's overall quality and member satisfaction.

Learn more about the basics of comparing Medicare Advantage Plans.

Enrolling in Medicare Advantage Plans

Making sense of Medicare Advantage enrollment periods can seem overwhelming, but it's worth the effort for better health coverage. Missing these key dates could delay your coverage or limit your plan choices for 2025 in Bibb County.

  • Initial Enrollment Period (IEP): This is your first opportunity to enroll in a Medicare Advantage Plan when you first become eligible for Medicare. Your Initial Enrollment Period lasts for seven months, starting three months before your 65th birthday.
  • Annual Enrollment Period (AEP): Occurs every year from October 15 to December 7. During the Annual Enrollment Period, you can switch, drop, or join a Medicare Advantage Plan.
  • Open Enrollment Period (OEP): From January 1 to March 31, you can switch Medicare Advantage plans or return to Original Medicare if you’re already enrolled in a Medicare Advantage Plan.

For more detailed information on the enrollment periods and how to enroll, visit our comprehensive guide on Medicare Advantage Plan Enrollment.

Are you ready to enroll? Do you still have questions? Our licensed insurance agents are ready to help with no obligation. Call 1-855-728-0510 (TTY 711) for assistance, Mon-Fri 8am-9pm, Sat 9pm-8pm EST.

Plan Availability

The MA and MAPD plans on this page are available to people on Medicare enrolled in both Medicare Part A and Part B living in and all other areas of Bibb County, Alabama.

Plans Offered

Medicare Advantage and Part D plans and benefits offered by the following carriers: Aetna Medicare, Anthem Blue Cross, Anthem Blue Cross and Blue Shield, Aspire Health Plan, Baylor Scott & White Health Plan, Capital Blue Cross, Cigna Healthcare, Dean Health Plan, Devoted Health, Florida Blue Medicare, Freedom Health, GlobalHealth, Health Care Service Corporation, Healthy Blue, HealthSun, Humana, Molina Healthcare, Mutual of Omaha, Medica Central Health Plan, Optimum HealthCare, Premera Blue Cross, SCAN Health Plan, Simply, UnitedHealthcare(R), Wellcare, WellPoint.

Citations & References